Comparison

全民生活 vs 民生银行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

全民生活

Features
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应用介绍 【精选】发现生活精彩,想你所想,一键直达海量精彩 【权益】专属权益中心,非凡礼遇、卡片权益、达标好礼,一站式享权中心 【聚惠民生】解锁聚惠全场景,活动日历、5折餐饮、尊享月卡,聚惠全能助手 【金融】随需而贷 账单管理一站式金融服务 【我的】管理账户信息,安全设置,支持版本切换,为客户的金融服务保驾护航 获奖情况: 2024中国银行保险报金融消费者权益保护优秀案例 2024银行家年度网络金融创新优秀案例 2024“数英奖•DAOY 年度奖”金融领域年度品牌称号 2023年中国网财经中国鼎金融业年度金融消费权益保护优秀案例 2022福布斯中国客户服务企业TOP 100 2022中国银联云闪付网络平台推广突出贡献奖 2022消费日报社消费市场行业影响力品牌 2021“十四五”开局金融行业“最佳消费者体验信用卡/信用产品” 2020中国扶贫基金会杰出贡献荣誉 2020银行家杂志十佳金融科技创新奖 2020中国社会科学研究院金融研究所中国金融创新奖 2019中国人民银行年度银行科技发展奖二等奖

About

民生银行

Features
Read full description

中国民生银行手机银行10.0登场!五大升级,全新体验,数智焕新,十分美好! 1、览全局,驭财更轻松。支持资产负债便捷查看、多视角切换及各类资金明细展示,让资金变动清晰可见! 2、享便捷,体验更随心。信用卡频道全新上线,涵盖查账、还款、分期等全方位服务,同步解锁专属权益! 3、纳万象,服务掌中藏。提供收藏功能,支持财富产品、活动等分类收藏管理,打造专属服务清单! 4、探二楼,资讯更全面。手机银行“二楼”提供多元资讯,解读市场趋势,满足不同用户信息需求! 5、强防护,账户更安全。优化智能安全工具,全方位守护您的账户及交易安全!

Screenshots

全民生活4 screens
民生银行4 screens

Verdict

The call

The clearest difference is rating: 全民生活 at 4.0 against 民生银行's 2.5. 全民生活 also leads on ratings volume (17K vs 95). 民生银行's advantage is review sentiment (67% vs 55%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

全民生活 holds the better App Store score, 4.0 against 2.5. That said, the two scores are not equally well evidenced: 全民生活 has 17K ratings behind it against 95, so its average is the more settled of the two. Written reviews complicate that: 55% of 全民生活's written reviews are positive against 67% of 民生银行's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

全民生活 ships an update every 3 weeks, 民生银行 every 5 weeks. The most recent releases landed on September 26, 2026 and September 22, 2026 respectively.

Scorecard3 real differences · 6 level
全民生活 versus 民生银行: the parameters behind the verdict, then further details
Parameter全民生活民生银行
PriceFreeFree
Rating4.0 (17K ratings) — better2.5 (95 ratings)
Positive reviews55.2% of reviews67.4% of reviews — better
Number of ratings17K — better95
Update frequencyEvery 3 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod, Apple Watch — better
Requires iOS13.013.0
Further details — not scored
Size203 MB308 MB
Age rating4+4+
DeveloperChina Minsheng Banking Co., Ltd.中国民生银行股份有限公司

Customer experience

全民生活

All ratings57 ratings
Positive31.6%
Neutral3.5%
Negative64.9%
Written reviews58 reviews
Positive55.2%
Neutral5.2%
Negative39.7%

民生银行

All ratings95 ratings
Positive36.8%
Neutral2.1%
Negative61.1%
Written reviews92 reviews
Positive67.4%
Neutral2.2%
Negative30.4%

Bugs and requests

全民生活

Not enough reviews yet to summarise bugs or requests.

民生银行

Reported bugs

13 issues
  • App crashes when VPN is detected
  • App exits when VPN is detected
  • App does not work with proxy
  • Face ID login is unstable and cannot be enabled
  • Face ID login is frozen
Show 8 more
  • Splash ad skip button lags
  • App crashes after update due to network errors
  • Cannot log in from abroad
  • Cannot download the app
  • Network instability errors prevent login
  • App is not usable with iOS 6
  • Cannot set up profile picture correctly
  • App crashes when switching to 'Me' page

Requested features

11 requests
  • Allow VPN usage
  • Fix Face ID/Face Recognition login
  • Allow online modification of reserved mobile number
  • Improve UI/UX for asset display
  • Restore cross-bank transfer functionality
Show 6 more
  • Implement credit card spending limit settings
  • Fix app download issues
  • Improve network stability
  • Ensure compatibility with newer iOS versions
  • Increase daily transfer limits
  • Allow online banking for new cards

In-app purchases

None

全民生活

No in-app purchases

None

民生银行

No in-app purchases

Questions

Is 全民生活 free?
全民生活 is free to download, with no in-app purchases.
Is 民生银行 free?
民生银行 is free to download, with no in-app purchases.
Which has better reviews, 全民生活 or 民生银行?
全民生活 is rated higher. 全民生活 averages 4.0 out of 5 from 17K ratings, while 民生银行 averages 2.5 from 95 ratings.
Do 全民生活 or 民生银行 have ads?
Neither 全民生活 nor 民生银行 shows ads.
Which is updated more often, 全民生活 or 民生银行?
全民生活 ships an update every 3 weeks, and 民生银行 every 5 weeks. Most recently, 全民生活 was updated on September 26, 2026 and 民生银行 on September 22, 2026.

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