Comparison

全民生活 vs 浦大喜奔

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

全民生活

Features
Read full description

应用介绍 【精选】发现生活精彩,想你所想,一键直达海量精彩 【权益】专属权益中心,非凡礼遇、卡片权益、达标好礼,一站式享权中心 【聚惠民生】解锁聚惠全场景,活动日历、5折餐饮、尊享月卡,聚惠全能助手 【金融】随需而贷 账单管理一站式金融服务 【我的】管理账户信息,安全设置,支持版本切换,为客户的金融服务保驾护航 获奖情况: 2024中国银行保险报金融消费者权益保护优秀案例 2024银行家年度网络金融创新优秀案例 2024“数英奖•DAOY 年度奖”金融领域年度品牌称号 2023年中国网财经中国鼎金融业年度金融消费权益保护优秀案例 2022福布斯中国客户服务企业TOP 100 2022中国银联云闪付网络平台推广突出贡献奖 2022消费日报社消费市场行业影响力品牌 2021“十四五”开局金融行业“最佳消费者体验信用卡/信用产品” 2020中国扶贫基金会杰出贡献荣誉 2020银行家杂志十佳金融科技创新奖 2020中国社会科学研究院金融研究所中国金融创新奖 2019中国人民银行年度银行科技发展奖二等奖

About

浦大喜奔

This official banking app offers personalized recommendations for credit card products and exclusive benefits. It provides smart asset management, curated lifestyle content, and location-based deals. Enjoy flexible installment plans and premium services for cardholders.

Highlights
  • Personalized product recommendations
  • Smart asset management
  • Curated lifestyle content
  • Location-based deals and offers
  • Exclusive cardholder benefits
  • Flexible installment plans
  • Premium services for VIPs
Features
Read full description

浦大喜奔App,浦发银行信用卡官方出品,更省心的手机客户端,满足你对用卡服务、惠民消费与缤纷权益的各类需求。 信用卡+生活,9要你好用、好看、好刷: 【卡片服务】:联通信用卡&借记卡,卡片权益一目总览,专属管卡一步到位。 【智慧用卡】:一键办卡、查账还款、额度调整、积分兑换、智能客服,全场景服务,简单又好用。 【便捷支付】:支持支付宝、京东、抖音、美团等多平台一键绑卡,畅享刷卡便利与优惠。 【消费信贷】:借钱专区为你智选更适合的分期产品,精准折扣信息别错过。 【省钱中心】:全局掌握收支与福利优惠,管理刷卡消费更高效,花得少更花得好。 【主题美学】:高萌来袭,“浦浦发发”熊猫IP皮肤随心换,全新视觉呈现一见倾心。 【66生活】:美食、趣游、观影、茶咖优惠天天有,吃喝玩乐领券享优惠。 【多元商城】:品质商品免息分期,全年热门好物应有尽有,更有积分抵扣当钱花。 【出境嗨购】:一站式境外服务专区,出国礼遇一手抓,无忧用卡安心刷。 【数字安全】:金融科技护航,致力安全加固,时刻专业守护,交易更放心。 欢迎联系我们: 【官方微信】:浦发银行信用卡 【官方网站】:https://ccc.spdb.com.cn/ 【客服电话】:400-820-8788

Screenshots

全民生活4 screens
浦大喜奔4 screens

Verdict

The call

The clearest difference is review sentiment: 全民生活 at 54% against 浦大喜奔's 21%. 全民生活 also leads on rating (4.0 vs 3.6) and ratings volume (17K vs 360). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

全民生活 holds the better App Store score, 4.0 against 3.6. That said, the two scores are not equally well evidenced: 全民生活 has 17K ratings behind it against 360, so its average is the more settled of the two. Written reviews point the same way: 54% of 全民生活's written reviews are positive against 21% of 浦大喜奔's.

UpkeepUpdate frequency

全民生活 ships an update every 3 weeks, 浦大喜奔 monthly. Both last shipped on November 1, 2026.

Scorecard3 real differences · 7 level
全民生活 versus 浦大喜奔: the parameters behind the verdict, then further details
Parameter全民生活浦大喜奔
PriceFreeFree
Rating4.0 (17K ratings) — better3.6 (360 ratings)
Positive reviews53.9% of reviews — better21.2% of reviews
Number of ratings17K — better360
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.013.0
Further details — not scored
Size203 MB116 MB
Age rating4+12+
DeveloperChina Minsheng Banking Co., Ltd.上海浦东发展银行

Customer experience

全民生活

All ratings57 ratings
Positive31.6%
Neutral3.5%
Negative64.9%
Written reviews76 reviews
Positive53.9%
Neutral3.9%
Negative42.1%

浦大喜奔

All ratings359 ratings
Positive65.2%
Neutral2.8%
Negative32.0%
Written reviews118 reviews
Positive21.2%
Neutral5.1%
Negative73.7%

Bugs and requests

全民生活

Not enough reviews yet to summarise bugs or requests.

浦大喜奔

Reported bugs

11 issues
  • App crashes on launch
  • Face ID login no longer functional after updates
  • Account statement details truncated in new version
  • White screen and crashes in 'My Benefits' section
  • Fingerprint authentication errors
Show 6 more
  • Verification code requests too frequent
  • Login verification codes not received
  • App won't open after update
  • Incompatible with iPhone XR display
  • System messages show 'not logged in' error
  • Forced update prompts with unavailable versions

Requested features

10 requests
  • Restore Face ID login support
  • Add Tianjin transit code support
  • Improve overseas CDN for faster access
  • Implement reverse chronological order for transaction history
  • Reduce permission requirements
Show 5 more
  • Remove or improve chatbot customer service
  • Add manual customer service option
  • Optimize app icon design
  • Support for iPhone X and newer models
  • Disable microphone access requirement

In-app purchases

None

全民生活

No in-app purchases

None

浦大喜奔

No in-app purchases

Questions

Is 全民生活 free?
全民生活 is free to download, with no in-app purchases.
Is 浦大喜奔 free?
浦大喜奔 is free to download, with no in-app purchases.
Which has better reviews, 全民生活 or 浦大喜奔?
全民生活 is rated higher. 全民生活 averages 4.0 out of 5 from 17K ratings, while 浦大喜奔 averages 3.6 from 360 ratings.
Do 全民生活 or 浦大喜奔 have ads?
Neither 全民生活 nor 浦大喜奔 shows ads.
Which is updated more often, 全民生活 or 浦大喜奔?
全民生活 ships an update every 3 weeks, and 浦大喜奔 monthly. Most recently, 全民生活 was updated on November 1, 2026 and 浦大喜奔 on November 1, 2026.

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