中國信託行動銀行 vs icash Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中國信託行動銀行
Experience top-notch personal finance digital services with this mobile banking app. Manage your accounts, make transfers, pay bills, and access investment and insurance services seamlessly. Ensure your account's safety by installing antivirus apps on your device.
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The CTBC mobile banking app from CTBC Bank delivers globally acclaimed digital services, enabling you effortlessly manage your account 24/7 and enjoy financial convenience. The English version of CTBC mobile banking app offers: 【Security Use】 • 2-step verification and new login security alert • Real-time push notifications for unknown device login 【Everyday Banking Services】 • NTD account overview and transfer • FCY account overview, transfer, and exchange • Credit card overview, bill payment, and card activation • Pay telecom and utility bills 【Investment Services】 • Investment portfolio • Insurance overview Please install antivirus apps on your mobile device to ensure your account’s safety.
icash Pay
This electronic payment app offers a streamlined experience for users, integrating various payment methods like e-wallets, bank accounts, and credit cards. It facilitates easy top-ups, payments, and transfers, while also enabling users to earn loyalty points at partner merchants.
- Multiple payment options (e-wallet, bank account, credit card)
- Cash and invoice top-ups
- Automatic top-up linking
- QR code payments and transfers
- Online bill payments
- Loyalty point accumulation
- Integrated icash 2.0 features
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為豐富icash Pay 電子支付服務，進一步提升用戶的使用體驗，icash Pay App 以全新的樣貌亮眼登場，亦提供更多元的支付選擇(icash Pay電支帳戶、銀行帳戶、信用卡)及更多服務(icash 2.0/線上繳費/中獎發票儲值/跨行轉帳)，操作上力求以更貼近消費者的角度設計功能，給icash Pay用戶煥然一新的支付體驗。 【icash Pay介紹】 icash Pay 為愛金卡公司經營之電子支付APP，儲值、提領、支付、轉帳服務一次搞定！ icash Pay 可於全台7-ELEVEN及合作通路消費輕鬆累積OPENPOINT點數。 【合作通路】 7-ELEVEN、夢時代購物中心、統一時代百貨、BEING spa、BEING sport、 BEING fit、聖德科斯、COLD STONE、Semeur 聖娜、21風味館/21 PLUS、Mister Donut、星巴克、康是美、統一精工速邁樂加油站、博客來、台灣大車隊、繳付兩大停車場停車費用(嘟嘟房/詮營，可使用場站依現場公告為主) 【功能介紹】 1.儲值：icash Pay 可透過現金或中獎發票儲值，也可連結合作銀行帳戶進行自動加值或差額儲值等服務 2.支付：可選擇使用icash Pay電支帳戶、銀行帳戶、信用卡方式，支付時出示付款碼或是掃碼支付輕鬆又便利! 3.轉帳：icash Pay 提供用戶自行與跨行轉帳，掃描QR CODE轉帳，快速又方便歐。 4.icash Pay 提供乘車碼功能、線上繳費功能 5.icash Pay提供連結icash 2.0自動加值服務，方便使用者在統一超商使用icash 2.0交易餘額不足時可透由icash Pay加值至卡片。 6.icash Pay 提供線上繳費服務。 7.將原icash 2.0 APP功能整合進icash Pay。 【支援規格】 手機支援規格如下： - iOS系統13.0以上的版本 請於上述建議使用環境下升級或安裝應用程式，否則可能導致APP無法使用 提醒您啟動行動裝置應用程式時，如偵測行動裝置疑似遭破解，使用者應注意風險，安裝或首次啟動應用程式時，應於行動裝置上安裝防毒軟體，謝謝您。 icash Pay客服中心： 手機請撥：02-2657-6388 / 市話請撥：0800-233-888 透過電子郵件信箱來信：service@mail.icash.com.tw 【平台說明】 icash Pay 為具電子支付執照之支付平台，主要提供儲值、支付、轉帳等服務。App 中若出現合作銀行相關資訊或連結，係為提供用戶查詢與轉導至該合作銀行官方網站，所有金融商品及相關服務由該銀行獨立辦理，icash Pay 並不參與授信審核或資金處理流程。
Screenshots
Verdict
The clearest difference is rating: 中國信託行動銀行 at 4.9 against icash Pay's 3.4. 中國信託行動銀行 also leads on ratings volume (4.7K vs 24) and device support (4 vs 2). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
中國信託行動銀行 holds the better App Store score, 4.9 against 3.4. That said, the two scores are not equally well evidenced: 中國信託行動銀行 has 4.7K ratings behind it against 24, so its average is the more settled of the two. Written reviews split almost evenly too, at 28% and 29% positive.
中國信託行動銀行 ships an update every 3 weeks, icash Pay monthly. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.
| Parameter | 中國信託行動銀行 | icash Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (4.7K ratings) — better | 3.4 (24 ratings) |
| Positive reviews | 27.9% of reviews | 28.6% of reviews — better |
| Number of ratings | 4.7K — better | 24 |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPod |
| Requires iOS | 14 | 13.0 — better |
| Further details — not scored | ||
| Size | 215 MB | 183 MB |
| Age rating | 4+ | 4+ |
| Developer | CTBC Bank Co., Ltd. | 愛金卡股份有限公司 icash Corporation Co. |
Customer experience
中國信託行動銀行
icash Pay
Bugs and requests
中國信託行動銀行
Reported bugs
3 issues- Inability to update app from overseas locations
- Login issues with special characters in passwords
- Inconsistent app behavior across devices and OS versions
Requested features
4 requests- Support for biometric login (e.g., fingerprint, face ID)
- Improved international banking features
- Customizable app settings and layout
- Enhanced transaction history and analytics
icash Pay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
中國信託行動銀行
No in-app purchases
icash Pay
No in-app purchases
