中國信託行動銀行 vs 國泰優惠CUBE Rewards
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中國信託行動銀行
Experience top-notch personal finance digital services with this mobile banking app. Manage your accounts, make transfers, pay bills, and access investment and insurance services seamlessly. Ensure your account's safety by installing antivirus apps on your device.
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The CTBC mobile banking app from CTBC Bank delivers globally acclaimed digital services, enabling you effortlessly manage your account 24/7 and enjoy financial convenience. The English version of CTBC mobile banking app offers: 【Security Use】 • 2-step verification and new login security alert • Real-time push notifications for unknown device login 【Everyday Banking Services】 • NTD account overview and transfer • FCY account overview, transfer, and exchange • Credit card overview, bill payment, and card activation • Pay telecom and utility bills 【Investment Services】 • Investment portfolio • Insurance overview Please install antivirus apps on your mobile device to ensure your account’s safety.
國泰優惠CUBE Rewards
Enhance your points experience and enjoy a high-quality life with this app. Accumulate points equivalent to cash, redeem them for rewards, and participate in fun tasks to earn more. Access card services, receive exclusive offers, and manage your rewards effortlessly.
- Accumulate and redeem Tree Points
- Complete tasks for bonus points
- Manage credit card services
- Access exclusive member offers
- View spending alerts
- Earn points through events
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Discover Cathay CUBE Rewards, the app that understands your lifestyle and financial needs. We’re dedicated to enhancing your points experience, helping you enjoy a high-quality life with just a tap! Key Features: Tree Points: Accumulate Tree Points, which are equivalent to cash, and redeem them for a wide range of rewards. Enjoy easy and flexible ways to earn and use your points. Tasks Wall: Participate in fun and easy tasks to earn Tree Points. Complete tasks during events to unlock rewards and discover tips to boost your points. Card Services: Access convenient services such as cardholder event registration, credit card applications, and spending alerts. Stay updated on your credit card points and manage your rewards effortlessly. Exclusive Offers: Enjoy member-only surprises, discounts, and special promotions. Don’t miss out on curated deals and exclusive offers just for you! Download Cathay CUBE Rewards now and start enjoying a smarter, more rewarding lifestyle! Privacy Policy: Location: To display local weather. Biometric Identification: For quick login and secure transaction verification. Camera: To take personal photos. Photo Album: To import personal photos. Notifications: To receive important updates and messages. Calendar: To set reminders for point expirations. Privacy Policy: By downloading and registering with Cathay CUBE Rewards, you agree to our privacy policy. Permissions: Manage app permissions and settings as needed, including disabling features or removing access. For optimal security, install protective software on your mobile device and ensure your operating system is up to date. By downloading this app, you acknowledge that you have read and agreed to the "Terms and Conditions (including Privacy Protection Statement) of CUBE Rewards." Terms and Conditions (including Privacy Protection Statement) of CUBE Rewards: https://myrewards-app.com.tw/term.html Cathay Financial Holdings Address : No. 296, Sec. 4, Ren’ai Rd., Da’an Dist., Taipei City
Screenshots
Verdict
The clearest difference is review sentiment: 國泰優惠CUBE Rewards at 83% against 中國信託行動銀行's 28%. 中國信託行動銀行's advantage is rating (4.9 vs 4.7) and ratings volume (4.7K vs 879). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
中國信託行動銀行 holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: 中國信託行動銀行 has 4.7K ratings behind it against 879, so its average is the more settled of the two. Written reviews complicate that: 28% of 中國信託行動銀行's written reviews are positive against 83% of 國泰優惠CUBE Rewards's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 17, 2026 and October 15, 2026 respectively.
| Parameter | 中國信託行動銀行 | 國泰優惠CUBE Rewards |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (4.7K ratings) — better | 4.7 (879 ratings) |
| Positive reviews | 27.9% of reviews | 83.5% of reviews — better |
| Number of ratings | 4.7K — better | 879 |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPod |
| Requires iOS | 14 — better | 15.0 |
| Further details — not scored | ||
| Size | 215 MB | 118 MB |
| Age rating | 4+ | 4+ |
| Developer | CTBC Bank Co., Ltd. | 國泰金融集團 |
Customer experience
中國信託行動銀行
國泰優惠CUBE Rewards
User reviews
中國信託行動銀行
From 4.7K App Store ratingsWhat we love
- 👍 Simple and straightforward
- 🚀 Fast and efficient transactions
- 🔒 Secure payment options
Room to improve
- 🐛 Frequent crashes and bugs
- ⏱️ Slow app performance
- 🤖 Unintuitive user interface
- 🌐 Limited functionality for overseas users
國泰優惠CUBE Rewards
From 879 App Store ratingsWhat we love
- 👍 User-friendly and intuitive interface
- 🎁 Abundant activities and promotional offers
- 🔄 Easy points/rewards redemption system
- 📱 Clean and well-organized layout
- ⚡ Convenient coupon and event access
Room to improve
- 🐛 App crashes and freezes after updates
- 🔐 Login button unresponsive
- ❓ Unclear activity descriptions and mechanics
- 🔀 Fragmented experience (separate points app from main banking app)
- 🎲 Low winning probability in promotional events
Bugs and requests
中國信託行動銀行
Reported bugs
3 issues- Inability to update app from overseas locations
- Login issues with special characters in passwords
- Inconsistent app behavior across devices and OS versions
Requested features
4 requests- Support for biometric login (e.g., fingerprint, face ID)
- Improved international banking features
- Customizable app settings and layout
- Enhanced transaction history and analytics
國泰優惠CUBE Rewards
Reported bugs
3 issues- App crashes and force closes after updates
- Login button becomes unresponsive
- Technical issues with no resolution from support team
Requested features
4 requests- Integrate points app into main Cathay Bank app
- Improve event win probability rates
- Better visibility of registered activity status history
- Enhanced customer support for technical issues
In-app purchases
中國信託行動銀行
No in-app purchases
國泰優惠CUBE Rewards
No in-app purchases
