Vision Bank vs FTNB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Vision Bank
Manage your finances on the go with this mobile banking application. Access account balances, transfer funds, pay bills, and locate ATMs and branches 24/7. It provides a secure and convenient way to handle your banking needs from your smartphone.
- Access account balances and transaction history
- View check images
- Transfer funds between accounts
- Pay bills
- Find nearby ATMs and Banking Centers
- 24/7 account access
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Vision Bank offers you the convenience of online banking through your mobile phone. It offers quick, 24/7 access to your bank accounts. Check your balances, pay bills, transfer money, and find locations with just a touch. The FREE, fast, and secure way to bank where and when you want.* FEATURES - Access account balances and transaction information - View check images - Transfer funds between accounts** - Pay bills** - Find nearby ATMs and Banking Centers using your phone's GPS*** - And so Much More.... *Must be a Vision Bank Online Banking customer. **Online customers must first setup transfer and bill pay accounts prior to using these features. ***This is limited to locating our banking centers and ATMs. Please refer to your carrier for any fees that may apply. Visit us at www.visionbankok.com. See the Difference! Member FDIC
FTNB
Manage your finances on the go with secure online banking. View balances, check history, pay bills, transfer funds, and find ATM locations. Deposit checks using your phone's camera.
- View account balances
- Check account history
- Pay bills and people
- Transfer funds
- Find ATM locations
- Mobile check deposit
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With the First Texoma National Bank Mobile Banking App, you can access your account from anywhere, anytime. With the new app, you’ll get immediate secure online banking access to: • View Account Balances. • Check Account History. • Pay bills and send pay other people with Popmoney. • Transfer funds between eligible accounts. • Find the nearest FTNB Banking Centers and ATM locations. • Make mobile deposits using your phone’s camera. To gain access to your account information from your mobile device, you must be enrolled in Online Banking. Mobile Banking features the same level of security as our Online Banking. For more information, contact us at (877)202-0975 or go to www.ftnb.net to enroll. First Texoma National Bank, Member FDIC. *Standard mobile web fees may apply. Please contact your mobile carrier for more information.
Screenshots
Verdict
The clearest difference is rating: FTNB at 4.7 against Vision Bank's 3.1. FTNB also leads on ratings volume (339 vs 18) and update cadence (every 3 months vs every 8 months). Vision Bank's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FTNB holds the better App Store score, 4.7 against 3.1. That said, the two scores are not equally well evidenced: FTNB has 339 ratings behind it against 18, so its average is the more settled of the two. Written reviews complicate that: 29% of Vision Bank's written reviews are positive against 9% of FTNB's, so the app with the better star average is not the one people write more warmly about.
Vision Bank ships an update every 8 months, FTNB every 3 months. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.
| Parameter | Vision Bank | FTNB |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (18 ratings) | 4.7 (339 ratings) — better |
| Positive reviews | 29.2% of reviews — better | 9.1% of reviews |
| Number of ratings | 18 | 339 — better |
| Update frequency | Every 8 months | Every 3 months — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 101 MB | 111 MB |
| Age rating | 4+ | 4+ |
| Developer | Vision Bank, National Association | First Texoma National Bank |
Customer experience
Vision Bank
FTNB
Bugs and requests
Vision Bank
Not enough reviews yet to summarise bugs or requests.
FTNB
Reported bugs
14 issues- App shuts down at random times
- App experiences 'technical issues'
- App doesn't save login info
- Password reset doesn't work without calling bank
- Constantly locked out
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- App malfunctions
- Login doesn't work half the time
- App always locking up
- App spends more time down than up
- App constantly not working
- App will not let me in
- Kicked out after update
- App is frequently down
- Shows the wrong amount of money in account
Requested features
5 requests- Improve app stability
- Address login issues
- Fix password reset functionality
- Ensure app doesn't shut down randomly
- Allow raising purchase limits over $1000
In-app purchases
Vision Bank
No in-app purchases
FTNB
No in-app purchases
Questions
Is Vision Bank free?
Is FTNB free?
Which has better reviews, Vision Bank or FTNB?
Do Vision Bank or FTNB have ads?
Which is updated more often, Vision Bank or FTNB?
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