Comparison

Geld vs Bill Watch

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Geld

Track your personal finances with this straightforward expense tracker. Easily log one-time and recurring costs across custom categories and view basic statistical insights into your spending habits.

Highlights
  • Log one-time expenses
  • Log recurring expenses
  • Define custom categories
  • View expense statistics
  • Simple interface
Features
Read full description

Geld is a simple application for tracking personal expenses. It allows entering of one time and recurring expenses for self defined categories, and can show simple expense statistics.

About

Bill Watch

Organize all your income and expense bills in one place. Get timely reminders for upcoming payments to avoid late fees and simplify your financial life. Track payment status, generate reports, and manage your money with ease.

Highlights
  • Track income and expense bills
  • Set custom payment reminders
  • Calendar and list bill views
  • Generate financial reports
  • Create repeating bills
  • Export bills data
  • Passcode and Touch ID protection
Features
Read full description

You need an app to organize your bills, keep them in good order, track their payment status and make sure they are paid on time. Bill Watch is the best choice. Bill Watch keeps your income and expense bills in one place, reminds you paying bills, its mission is to help you become late fee free and you don’t need to always worry about that if you have bills to be paid nearly, helps to simplify and stress release your life. You add your bills which need to be paid or got into this app, Bill Watch will keep your bills by Calendar or List view, remind you paying them on time, and generate reports to show where you money comes and goes. Key Features: ⁃ Track both income and expense bills. ⁃ Track bills amount, status, payment amount, account, category and payer/payee etc. ⁃ Create repeating bills with or without an end date. ⁃ Custom in advance remind days and time. ⁃ Set bills as auto pay or not. ⁃ Add full or partially payments for a bill. ⁃ Calendar or List view to check bills. ⁃ Track bills history for each account. ⁃ Search bills with or without a date range. ⁃ Bills reports including bills trend, bills by category, bills by payee/payer and bills by payment amount. ⁃ Export bills data by email in format of CSV, HTML or PDF. ⁃ Print bills data by AirPrint. ⁃ Supports multiple currencies. ⁃ Passcode protection. ⁃ Supports Touch ID as password. ⁃ Custom Categories. ⁃ Custom month start day. ⁃ Dropbox and iCloud backup and restore. ⁃ Adds 3D Touch function. ⁃ Supports Apple Watch. ⁃ Supports universal version (available on both iPhone and iPad). If you have any question, please email to linklinksapp@tom.com.

Screenshots

Geld3 screens
Bill Watch4 screens

Verdict

The call

The clearest difference is review sentiment: Bill Watch at 80% against Geld's 0%. Bill Watch also leads on rating (4.2 vs 2.0) and ratings volume (157 vs 1). Geld's advantage is in-app purchases (none vs 2) and ads (none vs shown). On price and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bill Watch sells 2 in-app purchases, starting at $1.99 per 6 months. Geld asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Bill Watch holds the better App Store score, 4.2 against 2.0. That said, the two scores are not equally well evidenced: Bill Watch has 157 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of Geld's written reviews are positive against 80% of Bill Watch's.

UpkeepUpdate frequency

Geld ships an update every 20 months, Bill Watch every 5 months. The most recent releases landed on October 6, 2026 and October 17, 2026 respectively.

Scorecard8 real differences · 2 level
Geld versus Bill Watch: the parameters behind the verdict, then further details
ParameterGeldBill Watch
PriceFreeFree
Rating2.0 (1 ratings)4.2 (157 ratings) — better
Positive reviews0.0% of reviews80.2% of reviews — better
Number of ratings1157 — better
Update frequencyEvery 20 monthsEvery 5 months — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhoneiPhone, iPad, Apple Watch — better
Requires iOS16.616.0 — better
Further details — not scored
Size1 MB28 MB
Age rating4+4+
Developer40HzLINKLINKS LTD

Customer experience

Geld

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bill Watch

All ratings157 ratings
Positive76.4%
Neutral10.2%
Negative13.4%
Written reviews192 reviews
Positive80.2%
Neutral6.8%
Negative13.0%

Bugs and requests

Geld

Not enough reviews yet to summarise bugs or requests.

Bill Watch

Reported bugs

3 issues
  • Notifications not working as expected
  • Data loss when transferring to new device
  • Recurring bills not updating correctly

Requested features

4 requests
  • Ability to customize categories and accounts
  • Weekly report view in addition to monthly/quarterly/yearly
  • Sync with bank accounts
  • Ability to share data with others

In-app purchases

None

Geld

No in-app purchases

2 purchases

Bill Watch

Subscriptions1
  • Premium - 6 months$1.996 Months
One-time1
  • Pro Version$19.99

Questions

Is Geld free?
Geld is free to download, with no in-app purchases.
Is Bill Watch free?
Bill Watch is free to download, with in-app purchases available.
Which has better reviews, Geld or Bill Watch?
Bill Watch is rated higher. Geld averages 2.0 out of 5 from 1 ratings, while Bill Watch averages 4.2 from 157 ratings.
Do Geld or Bill Watch have ads?
Bill Watch shows ads; Geld does not.
Which is updated more often, Geld or Bill Watch?
Geld ships an update every 20 months, and Bill Watch every 5 months. Most recently, Geld was updated on October 6, 2026 and Bill Watch on October 17, 2026.

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