Geld vs Balance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Geld
Track your personal finances with this straightforward expense tracker. Easily log one-time and recurring costs across custom categories and view basic statistical insights into your spending habits.
- Log one-time expenses
- Log recurring expenses
- Define custom categories
- View expense statistics
- Simple interface
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Geld is a simple application for tracking personal expenses. It allows entering of one time and recurring expenses for self defined categories, and can show simple expense statistics.
Balance
Manage all your financial accounts in one place with a clean, intuitive interface. Track expenses, create budgets, and generate detailed reports to gain insights into your spending habits. Securely sync your data across Apple devices via iCloud.
- All account tracking
- iCloud sync across Apple devices
- Quick expense entry
- Advanced search and filtering
- Customizable reports
- Budget management
- Scheduled and recurring transactions
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All Accounts Keep financial records for all accounts in one place. iCloud Sync Use Balance on your iPhone, iPad, Mac, or Apple Vision Pro. Your data will sync automatically via iCloud, no need to create additional accounts. Thoughtful Design Clean and easy-to-use interface designed for quick expense entry. Buttons at the bottom of the screen, swipe gestures, and suggestions allow effortless on-the-go transaction recording. Advanced Search Quickly filter existing transactions based on type, amount, payees, categories, or tags without the need to create detailed reports. Detailed Reports Create highly customizable reports to get insight on what your money is being spent on and what you can optimize. Budgets Use budgets to control spendings in particular categories, tags, or accounts. Scheduled & Recurring Transactions Create scheduled and recurring transactions to avoid missing a payment. Privacy We don’t collect or store your personal data. All data is stored locally on the devices you use Balance on and is synced across devices using your personal iCloud account. There are no analytics or tracking frameworks used. Advanced Features • Reconciliation • Siri Shortcuts • Split Category Transactions • Batch Transaction Editing • Refund Transactions • CSV Export and Import • Automatic Backups • Face ID & Touch ID • Keyboard Shortcuts Subscription Details • Balance Pro is an optional subscription to unlock unlimited number of accounts, custom report filters, and support future development. • Balance Pro is available as monthly, quarterly, annual subscriptions or lifetime purchase. • Payment will be charged to your iTunes account at confirmation of purchase. • Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. • Subscriptions can be managed or cancelled by going to Account Settings on the App Store after purchase. Terms of Service: https://blnc.co/termsofservice Privacy Policy: https://blnc.co/privacypolicy
Screenshots
Verdict
The clearest difference is review sentiment: Balance at 85% against Geld's 0%. Balance also leads on rating (4.7 vs 2.0) and update cadence (every 2 weeks vs every 20 months). Geld's advantage is in-app purchases (none vs 4) and iOS requirement (16.6 vs 27.0). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Balance sells 4 in-app purchases, starting at $1.99 per month. Geld asks for nothing beyond the download.
Balance holds the better App Store score, 4.7 against 2.0. That said, the two scores are not equally well evidenced: Balance has 16 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of Geld's written reviews are positive against 85% of Balance's.
Geld ships an update every 20 months, Balance every 2 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | Geld | Balance |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (1 ratings) | 4.7 (16 ratings) — better |
| Positive reviews | 0.0% of reviews | 84.6% of reviews — better |
| Number of ratings | 1 | 16 — better |
| Update frequency | Every 20 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone | iPhone, iPad, Mac, Vision Pro — better |
| Requires iOS | 16.6 — better | 27.0 |
| Further details — not scored | ||
| Size | 1 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | 40Hz | Anatoliy Gershman |
Customer experience
Geld
Balance
In-app purchases
Geld
No in-app purchases
Balance
- Monthly$1.991 Month
- Quarterly$4.993 Months
- Yearly1 Month trial$14.991 Year
- Lifetime$49.99









