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Balance – Personal Finance

Balance – Personal Finance

Budget & Expense Tracker

15 ratings
13 reviews
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated

Features

Developer

Anatoliy Gershman
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Balance – Personal Finance screenshot #1 for iPhone
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Balance – Personal Finance screenshot #7 for iPhone
Balance – Personal Finance screenshot #8 for iPhone
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🧾$49.99
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About

Manage all your financial accounts in one place with a clean, intuitive interface. Track expenses, create budgets, and generate detailed reports to gain insights into your spending habits. Securely sync your data across Apple devices via iCloud.

✓All account tracking
✓iCloud sync across Apple devices
✓Quick expense entry
✓Advanced search and filtering
✓Customizable reports
✓Budget management
✓Scheduled and recurring transactions
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What's New in Balance

3.0.1

September 18, 2026

Added support for iOS 27 and iPadOS 27. Fixes and Improvements - Added an option to use scheduled transactions without an iCloud account. - Added an option to post scheduled transactions with their scheduled date instead of the current date. - Fixed a bug causing scheduled transactions to be duplicated in some cases. - Other minor fixes and improvements.

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Subscriptions & In-App Purchases

Monthly

Monthly Pro Subscription

$1.991 Month
How to cancel Balance subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

Can this app split categories

Trying to record a credit card bill over numerous categories. Does this split amounts into categories? Thank you.
Pie and coffeePie and coffee

Response from developer

Thanks for trying Balance, and yes, the app does handle exactly what you’re after. To split a credit card bill across several categories, open the category selection screen on the transaction and click Split. Hold Cmd or Shift while clicking to select more than one category. Back on the transaction edit screen, click the split amount button next to the amount field to spread the total however you like across those categories. If anything isn’t clear, feel free to email me through the support link in the app Settings tab. Hope this helps!

One-Star Credit

4/10/26 - I’m coming from MoneyWIZ [MW], for some perspective. (Please note that, Balance only imports CSV files, which most accounting software can export to.) I think this is going to be a great application, but, it is buggy, and, on macOS its UI is not strictly macOS standard. I have emailed the developer, recently, so let’s see how it goes. Anyway, yes it is quite buggy, but if it were not for that, this would be perfect for me, and I would recommend it for anyone wanting a basic bank account ledger that’s obvious, and, mostly intuitive to use. So, it’s a 3-Star now, but with all bugs fixed it’s an easy 4, if not, 5-Star app. (In no small part due to the flexibility of the subscription model. It’s the way all app subscriptions should be handled.) So that’s my review. Read on if you must. When adding database elements, to say, “Categories”, it is very slow to update. I believe this accounts for most of the complaints I’ve read for the IOs version. It’s so slow, and somewhat cumbersome, that it seems as though it’s not taking the changes or additions. I’ve even had to restart the app on mobile and desktop a couple of times, in order to get things sorted out. My suspicion is that the app is coming from a Windows development, based on some basic oversights in the macOS UI. None of them are deal-killers. Before MW I used Accounts 3, (and 2), for several years and really liked it, but the syncing was really unreliable and I grew weary of worrying about corrupting databases and etc. Now, that app seems to be abandoned. Balance is very much along those lines, nice and straightforward, and while syncing is a bit slow, it’s handling some pretty large accounts with ease, (in terms of syncing). I really have high hopes for Balance.
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The PeabThe Peab

Response from developer

Thank you for the detailed review and feedback. I received your email and sent a reply with some additional details. The slow update issue could be related to a bug in macOS 26.4 and iOS 26.4 that Apple has fixed in 26.4.1. Updating might resolve it, but if it doesn't, please let me know via email so I can investigate further. Regarding the macOS UI, you're right that there is room for improvement and I'm working on it. I appreciate your patience and kind words!

CVS Imports All Ad Deposits

Well I have downloaded, installed the app on my MacBook and downloaded a QSV file from my bank and imported it. It put all the transactions in as deposits. This was my checking account so most of these are withdrawals. I am going thru and correcting all the transactions that are not deposits. Disappointed that I have to correct these. I don’t know if I will be keeping this app or not. If I have to correct every withdrawal so it doesn’t show as a deposit in this app what is the point? I can just enter the transactions manually as I have already been doing in MS Money Sunset in my Win 11 Lenovo.
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funintusonfunintuson

Response from developer

Thanks for trying Balance. The app imports CSV files and supports multiple common layouts with customization during import. If withdrawals imported as deposits, it usually comes down to the CSV’s amount/sign layout. Balance works best with either signed amounts (withdrawals as negative) or separate Income/Expense columns (no sign needed). Please contact us via Settings → Email Us in the app so we can help you with your specific export format.

Love it

I really like how it makes tracking my expenses fast and actually enjoyable. The detailed reports and simple budgeting tools are really helping me control my spending.
AlawayyAlawayy

A GREAT FINANCIAL APP.

This is a wonderful Personal Finance App, clear, precise and easy to use. The Support is by far the BEST. Believe me, I’ve tried most of the Financial Apps on the App Store and this one shines far brighter than the rest. Most importantly…. It doesn’t cost a fortune either….
twodogrontwodogron
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FAQ

What is Balance?

Balance is a personal finance application designed to help users track expenses, manage budgets, and monitor all their financial accounts in one centralized location. It offers a clean interface for quick transaction recording and detailed reporting for spending insights.

How secure is Balance?

Balance prioritizes user privacy by storing all data locally on your devices and syncing via your personal iCloud account. It does not collect or store personal data, and no analytics or tracking frameworks are used, ensuring a high level of security.

What devices does Balance support?

Balance is available on Mac, iPhone, iPad, and Apple Vision Pro, allowing for seamless data synchronization across your Apple ecosystem via iCloud.

Does Balance have ads?

No, Balance does not contain advertisements. The application is ad-free, providing an uninterrupted user experience for managing your finances.

What are the subscription options for Balance Pro?

Balance Pro offers monthly, quarterly, and annual subscription plans, as well as a lifetime purchase option. A 1-month free trial is included with the annual subscription.

How can I manage or cancel my Balance Pro subscription?

You can manage or cancel your Balance Pro subscription by navigating to your Account Settings on the App Store after your purchase. Auto-renewal can be disabled at least 24 hours before the current subscription period ends.

What advanced features are available in Balance?

Advanced features include reconciliation, Siri Shortcuts, split category transactions, batch transaction editing, refund tracking, CSV export/import, automatic backups, and Face ID/Touch ID support.

How often is Balance updated?

The latest version of Balance is 2.2.3, and it was last updated on February 27, 2026. This indicates a commitment to ongoing development and feature enhancements.