One-Star Credit
4/10/26 - I’m coming from MoneyWIZ [MW], for some perspective. (Please note that, Balance only imports CSV files, which most accounting software can export to.) I think this is going to be a great application, but, it is buggy, and, on macOS its UI is not strictly macOS standard. I have emailed the developer, recently, so let’s see how it goes. Anyway, yes it is quite buggy, but if it were not for that, this would be perfect for me, and I would recommend it for anyone wanting a basic bank account ledger that’s obvious, and, mostly intuitive to use. So, it’s a 3-Star now, but with all bugs fixed it’s an easy 4, if not, 5-Star app. (In no small part due to the flexibility of the subscription model. It’s the way all app subscriptions should be handled.) So that’s my review. Read on if you must. When adding database elements, to say, “Categories”, it is very slow to update. I believe this accounts for most of the complaints I’ve read for the IOs version. It’s so slow, and somewhat cumbersome, that it seems as though it’s not taking the changes or additions. I’ve even had to restart the app on mobile and desktop a couple of times, in order to get things sorted out. My suspicion is that the app is coming from a Windows development, based on some basic oversights in the macOS UI. None of them are deal-killers. Before MW I used Accounts 3, (and 2), for several years and really liked it, but the syncing was really unreliable and I grew weary of worrying about corrupting databases and etc. Now, that app seems to be abandoned. Balance is very much along those lines, nice and straightforward, and while syncing is a bit slow, it’s handling some pretty large accounts with ease, (in terms of syncing). I really have high hopes for Balance.
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Response from developer
Thank you for the detailed review and feedback. I received your email and sent a reply with some additional details. The slow update issue could be related to a bug in macOS 26.4 and iOS 26.4 that Apple has fixed in 26.4.1. Updating might resolve it, but if it doesn't, please let me know via email so I can investigate further. Regarding the macOS UI, you're right that there is room for improvement and I'm working on it. I appreciate your patience and kind words!
CVS Imports All Ad Deposits
Well I have downloaded, installed the app on my MacBook and downloaded a QSV file from my bank and imported it. It put all the transactions in as deposits. This was my checking account so most of these are withdrawals. I am going thru and correcting all the transactions that are not deposits. Disappointed that I have to correct these. I don’t know if I will be keeping this app or not. If I have to correct every withdrawal so it doesn’t show as a deposit in this app what is the point? I can just enter the transactions manually as I have already been doing in MS Money Sunset in my Win 11 Lenovo.
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Response from developer
Thanks for trying Balance. The app imports CSV files and supports multiple common layouts with customization during import. If withdrawals imported as deposits, it usually comes down to the CSV’s amount/sign layout. Balance works best with either signed amounts (withdrawals as negative) or separate Income/Expense columns (no sign needed). Please contact us via Settings → Email Us in the app so we can help you with your specific export format.
Love it
I really like how it makes tracking my expenses fast and actually enjoyable. The detailed reports and simple budgeting tools are really helping me control my spending.
A GREAT FINANCIAL APP.
This is a wonderful Personal Finance App, clear, precise and easy to use. The Support is by far the BEST. Believe me, I’ve tried most of the Financial Apps on the App Store and this one shines far brighter than the rest. Most importantly…. It doesn’t cost a fortune either….
Too many issues!
I was hoping this would be a good app. It’s simple which is what I was looking for.
When trying to change a description, most of the time, it won’t change.
It’s adds duplicate transactions.
Account balances are off.
My search for a simple personal finance app continues….this app has too many bugs.
When trying to change a description, most of the time, it won’t change.
It’s adds duplicate transactions.
Account balances are off.
My search for a simple personal finance app continues….this app has too many bugs.
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Excelent App
I have tried this superb App for a number of months and I can’t fault it. I had a few questions at the start but after getting feedback from the developer, I was up and running.
Great app for you day to day money control
Slick design, rich and easy to read report, using it at everyday basis happy that finally fount it the best for me.
My new go-to finance app
Wonderful app. I’ve been a user of MoneyWiz for about 7 years now and though I appreciate the ever expanding features of that product, I was becoming concerned the app I loved was becoming something more than what I needed. I was afraid I wouldn’t find something simple enough for my needs. Alas, I discovered Balance. It’s straightforward and simple. For some it may not be enough, but if you’re like me and can appreciate the beauty in simplicity, this app is for you. The easy sync between all OSes sealed the deal for me. If you’re thinking of trying it, don’t hesitate!
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I LOVE THIS APP
EDIT: I’m confused. I seem to have a glitch. I use this app in my iPhone and iPad, and my current balance does not match in both devices. I have sync activated. I’m $10.94 off on the balance. I have determined there is a transaction missing on the iPad; however, when I add the transaction it subtracts on both devices without fixing the issue.
I never write reviews, but I wanted to tell you how much I love your app. It is exactly what I have been searching for. It is simple to use, it contains all the features that I am looking for, I can use it on all devices and share it with my spouse. You have no idea how long I have been searching for an app like this. When I say that I have tried a majority of financial apps that are available, you have no idea how many! I am a former Quicken user, and I wanted something that was more mobile. Quicken has mobile features and an app, but I found it seriously lacking what I needed. This app is perfect, and I am so glad that I found it. I can keep up with my accounts like a regular checkbook, I can reconcile with my bank, and I can keep track of my bills and budget all in one app! I have literally used multiple apps to achieve this. It was crazy! Thanks so much for creating this app, and please keep up the good work!
I never write reviews, but I wanted to tell you how much I love your app. It is exactly what I have been searching for. It is simple to use, it contains all the features that I am looking for, I can use it on all devices and share it with my spouse. You have no idea how long I have been searching for an app like this. When I say that I have tried a majority of financial apps that are available, you have no idea how many! I am a former Quicken user, and I wanted something that was more mobile. Quicken has mobile features and an app, but I found it seriously lacking what I needed. This app is perfect, and I am so glad that I found it. I can keep up with my accounts like a regular checkbook, I can reconcile with my bank, and I can keep track of my bills and budget all in one app! I have literally used multiple apps to achieve this. It was crazy! Thanks so much for creating this app, and please keep up the good work!
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Response from developer
Thank you for the feedback. The issue causing this problem should be fixed in the latest update (version 1.14.0). Please contact us at support@blnc.co if it still persists.
Surprisingly good
It does what I need without the bloat while still retaining all the data I’m interested in. Once you use it a little, it’s very easy to add transactions, just entering an amount and a few letters of the payee name and a swipe, literally takes a couple of seconds. Also, it looks nice.
Good app with great customer service
I have been using the app for a year now and have been very happy with the functionality it provides. The developer is very responsive to any questions and takes suggestions for further approvements on board and implements them.
I LOVE THIS APP
I never write reviews, but I wanted to tell you how much I love your app. It is exactly what I have been searching for. It is simple to use, it contains all the features that I am looking for, I can use it on all devices and share it with my spouse. You have no idea how long I have been searching for an app like this. When I say that I have tried a majority of financial apps that are available, you have no idea how many! I am a former Quicken user, and I wanted something that was more mobile. Quicken has mobile features and an app, but I found it seriously lacking what I needed. This app is perfect, and I am so glad that I found it. I can keep up with my accounts like a regular checkbook, I can reconcile with my bank, and I can keep track of my bills and budget all in one app! I have literally used multiple apps to achieve this. It was crazy! Thanks so much for creating this app, and please keep up the good work!
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