Comparison

Checkbook Wiz vs Balance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Checkbook Wiz

Easily track your financial transactions and account balances. Manage multiple accounts, currencies, and recurring expenses with detailed reports and secure backup options. Ideal for personal daily finance management.

Highlights
  • Track account balances and transactions
  • Supports multiple currencies
  • Recurring transaction management
  • Detailed income and expense reports
  • Transaction splitting and categorization
  • Receipt and check number attachment
  • iCloud and Dropbox backup/restore
Features
Read full description

A simple and easy to use app to track transactions and balance of your accounts like checking saving, credit card and cash etc. Checkbook Wiz is a convenient way to manage your personal daily finance, check or add transactions anywhere with your device, keep an eye on balance of your accounts, see clearly where you money comes and goes. You can set multiple currencies for this app, and it support iCloud auto sync, iCloud & Dropbox backup and restore, makes it easier for you and your other family number to manage accounts together. Key features: ⁃ Track total balance, cleared balance of total accounts and each account. ⁃ Track transactions of each account. ⁃ Supports different currencies for each account. ⁃ Show transactions by daily and monthly. ⁃ Show daily and monthly total income and expense by calendar. ⁃ Supports adding expense, income and transfer transactions. ⁃ Supports splitting a transaction across multiple categories. ⁃ Add receipt for a transaction. ⁃ Add check number for a transaction. ⁃ Mark transaction as cleared or not directly in main screen page. ⁃ Kinds of default categories and you can add your own. ⁃ Supports adding recurring transactions. ⁃ Search transactions by name, category, account, amount, type and note text in a specific date range. ⁃ Comprehensive reports including: a). Total income & expense of all accounts and each account. b). Transactions by category. c). Transactions by payee. d). Monthly income & expense cash flow histogram. e). Monthly account balance chart view. ⁃ Export data inform of PDF, CSV and HTML. ⁃ Supports Air Print. ⁃ Password protection. ⁃ Supports Touch ID as passcode. ⁃ Add unlimited reminders. ⁃ Set Primary Account, primary category and home currency. ⁃ Custom month start day. ⁃ Show or hide reconciled transaction. ⁃ Supports iCloud auto sync. ⁃ Support both iCloud and Dropbox backup and restore. ⁃ Supports Apple Watch. ⁃ Supports universal version (available on both iPhone and iPad). If you have any question, please email to linklinksapp@tom.com.

About

Balance

Manage all your financial accounts in one place with a clean, intuitive interface. Track expenses, create budgets, and generate detailed reports to gain insights into your spending habits. Securely sync your data across Apple devices via iCloud.

Highlights
  • All account tracking
  • iCloud sync across Apple devices
  • Quick expense entry
  • Advanced search and filtering
  • Customizable reports
  • Budget management
  • Scheduled and recurring transactions
Features
Read full description

All Accounts Keep financial records for all accounts in one place. iCloud Sync Use Balance on your iPhone, iPad, Mac, or Apple Vision Pro. Your data will sync automatically via iCloud, no need to create additional accounts. Thoughtful Design Clean and easy-to-use interface designed for quick expense entry. Buttons at the bottom of the screen, swipe gestures, and suggestions allow effortless on-the-go transaction recording. Advanced Search Quickly filter existing transactions based on type, amount, payees, categories, or tags without the need to create detailed reports. Detailed Reports Create highly customizable reports to get insight on what your money is being spent on and what you can optimize. Budgets Use budgets to control spendings in particular categories, tags, or accounts. Scheduled & Recurring Transactions Create scheduled and recurring transactions to avoid missing a payment. Privacy We don’t collect or store your personal data. All data is stored locally on the devices you use Balance on and is synced across devices using your personal iCloud account. There are no analytics or tracking frameworks used. Advanced Features • Reconciliation • Siri Shortcuts • Split Category Transactions • Batch Transaction Editing • Refund Transactions • CSV Export and Import • Automatic Backups • Face ID & Touch ID • Keyboard Shortcuts Subscription Details • Balance Pro is an optional subscription to unlock unlimited number of accounts, custom report filters, and support future development. • Balance Pro is available as monthly, quarterly, annual subscriptions or lifetime purchase. • Payment will be charged to your iTunes account at confirmation of purchase. • Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. • Subscriptions can be managed or cancelled by going to Account Settings on the App Store after purchase. Terms of Service: https://blnc.co/termsofservice Privacy Policy: https://blnc.co/privacypolicy

Screenshots

Checkbook Wiz4 screens
Balance4 screens

Verdict

The call

The clearest difference is rating: Balance at 4.7 against Checkbook Wiz's 4.2. Balance also leads on ads (none vs shown) and update cadence (every 2 weeks vs every 3 months). Checkbook Wiz's advantage is ratings volume (815 vs 16) and iOS requirement (16.0 vs 27.0). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Checkbook Wiz sells 2 in-app purchases, starting at $1.99 per 6 months and Balance sells 4 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Balance holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: Checkbook Wiz has 815 ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 75% of Checkbook Wiz's written reviews are positive against 85% of Balance's.

UpkeepUpdate frequency

Checkbook Wiz ships an update every 3 months, Balance every 2 weeks. Both last shipped on October 24, 2026.

Scorecard6 real differences · 4 level
Checkbook Wiz versus Balance: the parameters behind the verdict, then further details
ParameterCheckbook WizBalance
PriceFreeFree
Rating4.2 (815 ratings)4.7 (16 ratings) — better
Positive reviews75.1% of reviews84.6% of reviews — better
Number of ratings815 — better16
Update frequencyEvery 3 monthsEvery 2 weeks — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, Apple WatchiPhone, iPad, Mac, Vision Pro — better
Requires iOS16.0 — better27.0
Further details — not scored
Size55 MB54 MB
Age rating4+4+
DeveloperLINKLINKS LTDAnatoliy Gershman

Customer experience

Checkbook Wiz

All ratings815 ratings
Positive79.4%
Neutral5.8%
Negative14.8%
Written reviews217 reviews
Positive75.1%
Neutral10.6%
Negative14.3%

Balance

All ratings15 ratings
Positive93.3%
Neutral0.0%
Negative6.7%
Written reviews13 reviews
Positive84.6%
Neutral0.0%
Negative15.4%

Bugs and requests

Checkbook Wiz

Reported bugs

3 issues
  • Transactions disappearing from register
  • Incorrect account balances displayed
  • App crashing when adding accounts

Requested features

5 requests
  • Ability to delete/edit payees
  • Automatic recurring transaction entry
  • Custom reporting and budgeting tools
  • Sync across multiple devices
  • Improved category management

Balance

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

Checkbook Wiz

Subscriptions1
  • Premium - 6 months$1.996 Months
One-time1
  • Pro Version$19.99
4 purchases

Balance

Subscriptions3
  • Monthly$1.991 Month
  • Quarterly$4.993 Months
  • Yearly1 Month trial$14.991 Year
One-time1
  • Lifetime$49.99

Questions

Is Checkbook Wiz free?
Checkbook Wiz is free to download, with in-app purchases available.
Is Balance free?
Balance is free to download, with in-app purchases available.
Which has better reviews, Checkbook Wiz or Balance?
Balance is rated higher. Checkbook Wiz averages 4.2 out of 5 from 815 ratings, while Balance averages 4.7 from 16 ratings.
Do Checkbook Wiz or Balance have ads?
Checkbook Wiz shows ads; Balance does not.
Which is updated more often, Checkbook Wiz or Balance?
Checkbook Wiz ships an update every 3 months, and Balance every 2 weeks. Most recently, Checkbook Wiz was updated on October 24, 2026 and Balance on October 24, 2026.

Other comparisons