中国工商银行 vs 房贷计算器
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中国工商银行
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工行手机银行智享+1.0 从心出发 共绘未来 一、智慧服务 加倍随心 工小智：更懂您的金融管家，对话式业务模式、产品获取、问题咨询，让智慧服务如影随形。 简版：业面化繁为简，功能易用如初。 二、财富成长 加倍贴心 财富管理：理财收益全景展现，投资决策更从容；优选产品科学配置，投资轻松驾驭。 天天盈：扩容超过百支，使用场景更丰富，财富管理更加方便。 公益理财：捐赠全部超额收益，获取捐赠证书票据，让爱双向奔赴。 节气存单：每个节气，存一笔心意，陪伴你度过一年四季。 三、惠民消费 加倍省心 智享惠民消费新主张：从消费到融资，省钱省心一站解决。 消费贷款财政贴息更实惠，助商组合贷经营无忧，分期支付无缝衔接，借、查、还、管全流程体验升级。 四、缤纷权益 加倍欢心 智享权益生态新福利：玩转积分兑权益，福利天天有惊喜。 工银i豆查积分、赚奖励、兑好礼，一站式权益中心，零门槛精彩福利。 五、安全守护 加倍放心 智享风险防控新保障：三重盾牌防范风险，资金守护牢固如山。 生物识别与硬件加密双保障，国家网络身份认证+数字证书升级+NFC芯片级防护。
房贷计算器
This tool helps users calculate mortgage loans for buying a home. It provides information on loan repayment, interest rates, and their impact on monthly payments. The app aims to make home buying decisions more informed and professional.
- Mortgage loan calculation
- Commercial loan support
- Provident fund loan support
- Repayment information
- Interest rate impact analysis
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购房几乎成为每家人的首要任务,怎样合理的进行购房贷款以及还款将成为每个人都关心的事,房贷计算器能让你购房合理化、信息化、专业化。房贷计算器,让你足不出户就可以得知自己的房贷信息、还款信息以及利率对房贷还款的影响等。 房贷计算器，是一个快速帮你计算商业贷款，公积金贷款房贷的工具
Screenshots
Verdict
The clearest difference is ratings volume: 中国工商银行 at 32K against 房贷计算器's 18. 中国工商银行 also leads on update cadence (every 4 weeks vs every 4 months). 房贷计算器's advantage is iOS requirement (9.0 vs 13.0). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for 中国工商银行 against 4.8 for 房贷计算器. That said, the two scores are not equally well evidenced: 中国工商银行 has 32K ratings behind it against 18, so its average is the more settled of the two.
中国工商银行 ships an update every 4 weeks, 房贷计算器 every 4 months. The most recent releases landed on October 28, 2026 and October 21, 2026 respectively.
| Parameter | 中国工商银行 | 房贷计算器 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (32K ratings) | 4.8 (18 ratings) — better |
| Positive reviews | 32.9% of reviews | — |
| Number of ratings | 32K — better | 18 |
| Update frequency | Every 4 weeks — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod, Vision Pro | iPhone, iPad, iPod |
| Requires iOS | 13.0 | 9.0 — better |
| Further details — not scored | ||
| Size | 406 MB | 41 MB |
| Age rating | 17+ | 4+ |
| Developer | Industrial and Commercial Bank of China | 连喜 罗 |
Customer experience
中国工商银行
房贷计算器
Bugs and requests
中国工商银行
Reported bugs
4 issues- Login issues and account freezes
- Incompatibility with newer devices
- Incorrect or missing transaction data
- Unreliable network connectivity
Requested features
5 requests- Add English language support
- Improve UI and user experience
- Allow more customization options
- Streamline transaction and transfer flows
- Enhance security without compromising usability
房贷计算器
Not enough reviews yet to summarise bugs or requests.
In-app purchases
中国工商银行
No in-app purchases
房贷计算器
No in-app purchases
