中国工商银行 vs e
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中国工商银行
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工行手机银行智享+1.0 从心出发 共绘未来 一、智慧服务 加倍随心 工小智：更懂您的金融管家，对话式业务模式、产品获取、问题咨询，让智慧服务如影随形。 简版：业面化繁为简，功能易用如初。 二、财富成长 加倍贴心 财富管理：理财收益全景展现，投资决策更从容；优选产品科学配置，投资轻松驾驭。 天天盈：扩容超过百支，使用场景更丰富，财富管理更加方便。 公益理财：捐赠全部超额收益，获取捐赠证书票据，让爱双向奔赴。 节气存单：每个节气，存一笔心意，陪伴你度过一年四季。 三、惠民消费 加倍省心 智享惠民消费新主张：从消费到融资，省钱省心一站解决。 消费贷款财政贴息更实惠，助商组合贷经营无忧，分期支付无缝衔接，借、查、还、管全流程体验升级。 四、缤纷权益 加倍欢心 智享权益生态新福利：玩转积分兑权益，福利天天有惊喜。 工银i豆查积分、赚奖励、兑好礼，一站式权益中心，零门槛精彩福利。 五、安全守护 加倍放心 智享风险防控新保障：三重盾牌防范风险，资金守护牢固如山。 生物识别与硬件加密双保障，国家网络身份认证+数字证书升级+NFC芯片级防护。
e
This official platform allows individuals to manage their digital Chinese Yuan (e-CNY) wallets. Users can open wallets, exchange funds, make payments, and track their e-CNY assets. It's developed by authorized operators for secure digital currency transactions.
- Digital e-CNY wallet management
- Open and manage e-CNY wallets
- Exchange and use e-CNY
- Manage e-CNY assets
- Check e-CNY balance
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e-CNY App is the official service platform for e-CNY individual services, jointly developed by authorized operators. It integrates individual e-CNY wallet services of authorized operators, enabling users to open wallets, exchange and use e-CNY, as well as manage and check e-CNY assets.
Screenshots
Verdict
The clearest difference is rating: 中国工商银行 at 4.7 against e's 2.4. 中国工商银行 also leads on ratings volume (30K vs 106). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
中国工商银行 holds the better App Store score, 4.7 against 2.4. That said, the two scores are not equally well evidenced: 中国工商银行 has 30K ratings behind it against 106, so its average is the more settled of the two. Written reviews point the same way: 32% of 中国工商银行's written reviews are positive against 29% of e's.
中国工商银行 ships an update every 3 weeks, e monthly. The most recent releases landed on September 24, 2026 and September 20, 2026 respectively.
| Parameter | 中国工商银行 | e |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (30K ratings) — better | 2.4 (106 ratings) |
| Positive reviews | 31.8% of reviews — better | 29.2% of reviews |
| Number of ratings | 30K — better | 106 |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod, Vision Pro — better | iPhone, iPod |
| Requires iOS | 11.0 — better | 12.0 |
| Further details — not scored | ||
| Size | 499 MB | 196 MB |
| Age rating | 17+ | 4+ |
| Developer | Industrial and Commercial Bank of China | 数字人民币运营管理中心有限公司 |
Customer experience
中国工商银行
e
Bugs and requests
中国工商银行
Reported bugs
4 issues- Login issues and account freezes
- Incompatibility with newer devices
- Incorrect or missing transaction data
- Unreliable network connectivity
Requested features
5 requests- Add English language support
- Improve UI and user experience
- Allow more customization options
- Streamline transaction and transfer flows
- Enhance security without compromising usability
e
Not enough reviews yet to summarise bugs or requests.
In-app purchases
中国工商银行
No in-app purchases
e
No in-app purchases
