Pocket Expense 6 vs Holdwise

Pocket Expense is a full-featured finance software that you can carry in your pocket. It is a powerful and easy to use program that will help you track and understand your personal finance. Designed and developed by polycents! Pocket Expense brings all your financial accounts together, categorizes your transactions, tracks all your bills, lets you set budgets and helps you achieve your savings goals. In just minutes, you’ll see where your money is going and where you could save money. TRACK YOUR ACCOUNTS You can easily input and manage your accounts. All your accounts will be displayed in one place. You are supplied with a set of icons for your accounts. All transactions related to the same account will be displayed in one page so that you can manage them easily. √ Support multiple account and account type √ Statistic for daily/weekly/monthly/yearly overall √ Track balance of each account BUDGET MANAGEMENT Stay in control and monitor your spending with the help of this budget tracker feature. Set yourself a limit and debit all your payments. You can always see how much money is left until your budget is gone and whether you might better postpone a purchase. Over time this should help to save some money instead of going into dept. √ Support multiple budgets √ See your income and expenses of one budget through charts √ Recurring and non-recurring budget √ Move funds from one budget to another in a single operation √ At the end of each cycle, all information for a budget is archived and can be easily viewed for comparative purpose TRACK YOUR BILLS Pocket Expense will make sure that you’re never late for even one bill. By tracking each bill, which is customizable with different reminder alert periods. √ Support multiple bills of different recurring √ Set alerts to remind you of which bills are close to due dates or overdue √ Allows for the payment of bills in full or in part √ Support multiple payments of each bill √ Support calendar view √ Show total amount of all and overdue bills √ Mark bills with icons according to their status Other Key features: - Password protection - Simple, attractive interface - Payers & payees management - Category management - Provide help document - Powerful statistics and reports of all your transactions - Quickly search for transactions and edit from the same screen - Complete world currency list - Backup and restore all your data over WiFi # Subscription Details # - Monthly and annual subscriptions are available. - Payment will be charged to your iTunes account at confirmation of purchase. - Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period. - Automatic renewals will be charged at the same price you were originally charged for the subscription. - Subscriptions can be managed by going to Account Settings on the App Store after purchase. Terms of Use: https://www.iubenda.com/terms-and-conditions/7775087 Privacy Policy: https://www.iubenda.com/privacy-policy/7775087 If you have any problems or suggestions please send a mail to expense@support.polycents.com, you’ll get the response in a short time.

Holdwise is a calm, private dividend tracker for long-term, buy-and-hold investors. Own VTI, VXUS, BND, SCHD or dividend stocks across a 401(k), Roth IRA, HSA and taxable account? Holdwise shows your income, when it's coming, and how it compounds. No accounts. No broker logins. No ads. Your data stays on your iPhone. NEVER MISS A PAYDAY - Pay-day alerts the day a dividend lands, with the amount - A Lock Screen and Dynamic Island Live Activity on pay days - Ex-dividend reminders 1, 3 or 7 days ahead (Pro) - Optional weekly preview and monthly recap - Home Screen and Lock Screen widgets, plus Control Center toggles TRACK EVERY POSITION - Add holdings by hand, import a broker CSV (Fidelity, Schwab, Vanguard, Robinhood, M1, E*TRADE) or a screenshot - Group by account: Taxable, Roth IRA, Traditional IRA, 401(k), HSA and more - Multi-currency holdings with per-security withholding tax - Swipe to add a dividend or delete with Undo - Auto-fill dividends from Tiingo (free Tiingo account required) SEE WHAT'S COMING, AND WHAT CAME IN - Calendar of confirmed and projected ex-dates and pay dates - A shareable recap for every month and year - An income heatmap back to your first dividend, plus streaks and milestones KNOW YOUR REAL RETURN - XIRR and time-weighted return - Total return: price change plus dividends received - Compare against VOO, SCHD and VYM, or backtest your buys against an index SMARTER INSIGHTS - Income Risk score and a Dividend Safety Score per holding - 1, 3 and 5-year dividend growth rates - Sectors, concentration warnings and rebalance suggestions - On-device insights powered by Apple Intelligence, on supported devices WATCH IT COMPOUND - Coverage: when your dividends will cover your expenses - Reinvestment modeler, income goal, RMD estimates - Year-end tax pack: realized gains and dividend tax as PDF and CSV MADE FOR EVERY SCREEN - Two-column layouts on iPad and iPhone Duo - Siri, Shortcuts and Spotlight for your holdings - VoiceOver audio graphs for every chart and a color-blind friendly palette - English and Spanish YOUR DATA, LOCALLY - Everything stored privately on your device - One-file backup you can restore anywhere, with or without iCloud - Face ID lock; the app switcher never shows your balances - Optional iCloud sync into your private database - Hide Balances in one tap - No analytics, no tracking SDKs HOLDWISE PRO Free: 10 positions, total return, sectors, the calendar and .ics export, pay-day alerts, widgets and the Live Activity, recaps and the heatmap, backup, and the Aristocrats list. Pro unlocks unlimited positions, XIRR and time-weighted return, Income Risk, Coverage, Backtest, the tax pack, Insights, multi-currency, CSV and screenshot import, auto dividend lookup, ex-dividend reminders, benchmarks, RMD and tax estimates, the modeler, and PDF/CSV export. $4.99/month or $44.99/year (saves 25%), with a 7-day free trial on the annual plan. IMPORTANT Holdwise is a tracker, not a financial advisor, and gives no buy or sell recommendations. Returns, projections, RMD and tax figures are for planning only. Realized gains use FIFO and do not detect wash sales. Verify against your broker statements and consult a tax professional. Made by JC Mobile App Studio LLC. Built solo by a Boglehead, for Bogleheads. LEGAL Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: Privacy Policy: https://jcmobileappstudio.com/apps/holdwise/privacy/