Comparison

國泰優惠CUBE Rewards vs 全支付

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

國泰優惠CUBE Rewards

Enhance your points experience and enjoy a high-quality life with this app. Accumulate points equivalent to cash, redeem them for rewards, and participate in fun tasks to earn more. Access card services, receive exclusive offers, and manage your rewards effortlessly.

Highlights
  • Accumulate and redeem Tree Points
  • Complete tasks for bonus points
  • Manage credit card services
  • Access exclusive member offers
  • View spending alerts
  • Earn points through events
Read full description

Discover Cathay CUBE Rewards, the app that understands your lifestyle and financial needs. We’re dedicated to enhancing your points experience, helping you enjoy a high-quality life with just a tap! Key Features: Tree Points: Accumulate Tree Points, which are equivalent to cash, and redeem them for a wide range of rewards. Enjoy easy and flexible ways to earn and use your points. Tasks Wall: Participate in fun and easy tasks to earn Tree Points. Complete tasks during events to unlock rewards and discover tips to boost your points. Card Services: Access convenient services such as cardholder event registration, credit card applications, and spending alerts. Stay updated on your credit card points and manage your rewards effortlessly. Exclusive Offers: Enjoy member-only surprises, discounts, and special promotions. Don’t miss out on curated deals and exclusive offers just for you! Download Cathay CUBE Rewards now and start enjoying a smarter, more rewarding lifestyle! Privacy Policy: Location: To display local weather. Biometric Identification: For quick login and secure transaction verification. Camera: To take personal photos. Photo Album: To import personal photos. Notifications: To receive important updates and messages. Calendar: To set reminders for point expirations. Privacy Policy: By downloading and registering with Cathay CUBE Rewards, you agree to our privacy policy. Permissions: Manage app permissions and settings as needed, including disabling features or removing access. For optimal security, install protective software on your mobile device and ensure your operating system is up to date. By downloading this app, you acknowledge that you have read and agreed to the "Terms and Conditions (including Privacy Protection Statement) of CUBE Rewards." Terms and Conditions (including Privacy Protection Statement) of CUBE Rewards: https://myrewards-app.com.tw/term.html Cathay Financial Holdings Address : No. 296, Sec. 4, Ren’ai Rd., Da’an Dist., Taipei City

About

全支付

Read full description

以支付服務為基礎,整合會員、合作店家與銀行,串連線上與線下, 不僅要成為「生活的支付」,更期許成為「全民的支付」! 【支付】 結帳、累點、存發票 ,一個付款碼一次搞定。 【轉帳】 隨轉隨到快速省時 【累點】 消費累積「全點」,1點可折抵1元,每筆消費皆可抵,折抵無上限。 【兌點】 全聯福利點可兌換全點, 10點福利點=1點全點。 【會員卡】 綁定合作店家會員卡,付款同時自動累/扣點,再也無需出示卡片。 ※為保護您使用行動裝置的資訊安全,建議同步安裝防護軟體。 ※全支付不會儲存您的生物辨識資料。為保障帳戶交易安全,請確認您持有的行動裝置僅儲存您本人之生物辨識,請勿於此行動裝置中設定他人的臉部辨識與指紋辨識資料,避免遭他人登入或冒用。 ※客戶服務專線:02-2278-5200 (服務時段:09:00~22:00) ※公司地址:台北市中山區敬業四路33號9樓

Screenshots

國泰優惠CUBE Rewards4 screens
全支付4 screens

Verdict

The call

The clearest difference is review sentiment: 國泰優惠CUBE Rewards at 83% against 全支付's 21%. 國泰優惠CUBE Rewards also leads on rating (4.7 vs 2.3) and ratings volume (899 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

國泰優惠CUBE Rewards holds the better App Store score, 4.7 against 2.3. That said, the two scores are not equally well evidenced: 國泰優惠CUBE Rewards has 899 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 83% of 國泰優惠CUBE Rewards's written reviews are positive against 21% of 全支付's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

Scorecard3 real differences · 7 level
國泰優惠CUBE Rewards versus 全支付: the parameters behind the verdict, then further details
Parameter國泰優惠CUBE Rewards全支付
PriceFreeFree
Rating4.7 (899 ratings) — better2.3 (3 ratings)
Positive reviews83.5% of reviews — better21.1% of reviews
Number of ratings899 — better3
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size114 MB120 MB
Age rating4+4+
Developer國泰金融集團PXPay Plus Co., Ltd.

Customer experience

國泰優惠CUBE Rewards

All ratings899 ratings
Positive93.8%
Neutral2.6%
Negative3.7%
Written reviews103 reviews
Positive83.5%
Neutral4.9%
Negative11.7%

全支付

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews57 reviews
Positive21.1%
Neutral5.3%
Negative73.7%

Bugs and requests

國泰優惠CUBE Rewards

Reported bugs

3 issues
  • App crashes and force closes after updates
  • Login button becomes unresponsive
  • Technical issues with no resolution from support team

Requested features

4 requests
  • Integrate points app into main Cathay Bank app
  • Improve event win probability rates
  • Better visibility of registered activity status history
  • Enhanced customer support for technical issues

全支付

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

國泰優惠CUBE Rewards

No in-app purchases

None

全支付

No in-app purchases

Questions

Is 國泰優惠CUBE Rewards free?
國泰優惠CUBE Rewards is free to download, with no in-app purchases.
Is 全支付 free?
全支付 is free to download, with no in-app purchases.
Which has better reviews, 國泰優惠CUBE Rewards or 全支付?
國泰優惠CUBE Rewards is rated higher. 國泰優惠CUBE Rewards averages 4.7 out of 5 from 899 ratings, while 全支付 averages 2.3 from 3 ratings.
Do 國泰優惠CUBE Rewards or 全支付 have ads?
Neither 國泰優惠CUBE Rewards nor 全支付 shows ads.
Which is updated more often, 國泰優惠CUBE Rewards or 全支付?
國泰優惠CUBE Rewards ships an update every 3 weeks, and 全支付 every 3 weeks. Most recently, 國泰優惠CUBE Rewards was updated on October 24, 2026 and 全支付 on October 27, 2026.

Other comparisons