ING Australia Banking (Legacy) vs SaveMateAU

Heads up! This is the previous ING banking app. Looking for Savings Booster? Savings Booster is available in the new ING Banking app. You can download our upgraded app by searching ‘ING Banking - Do Your Thing”. We're rolling it out in stages as additional products and features become available. A few things to know: Normal data charges apply. Please check with your mobile phone service provider for details. Using your mobile to bank with ING is subject to certain limitations as not all internet banking features are available. ING is a business name of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823. Australian Credit Licence 229823. You can read our Terms of Use and Target Market Determinations at ing.com.au. Got questions? Visit the ING Help Hub at https://helphub.ing.com.au

SaveMateAU - Plan the life you actually want to live. Whether you're saving for a home, paying off debt, planning for retirement, or just trying to understand where your money goes - SaveMateAU gives you the numbers you need to make smarter decisions. 35 POWERFUL CALCULATORS Property - Home Deposit - How long until you can buy? - Stamp Duty - What will you pay by state? - Rent vs Buy - Which is actually better for you? - Refinance Savings - Is switching lenders worth it? - Extra Repayments - Pay off your mortgage faster Education - Child Education Fund - Be ready when it matters most - HECS Repayment - When will your student debt be gone? - Private School Fund - Plan ahead for private education - Baby Fund - Ready before the big day Car - Car Upgrade Fund - When can you afford that new car? - EV Switch - Does going electric make financial sense? - Car Loan Payoff - Pay off your car loan faster Lifestyle - Saving Goal - How long to reach your target? - Holiday Fund - Your dream trip is closer than you think - Wedding Fund - Your perfect day, planned financially - Renovation Fund - Plan your dream renovation - Gadget Fund - Save for your next big purchase Independence - FIRE Calculator - When can you retire early? - Retirement Age - When can you stop working? - Super Boost - How much is extra super worth? - Passive Income - How much do you need to invest? Protection - Emergency Fund - How long could you survive without income? - Income Protection Gap - What happens if you can't work? - Redundancy Buffer - Are you ready if you lose your job? Debt - Debt Snowball - Crush your debts one by one - Credit Card Payoff - The real cost of your credit card debt - Subscription Audit - What are your subscriptions costing? - Daily Habit Cost - Small spending, big long-term impact - Salary Sacrifice - Pay less tax, save more super Australia - Tax Return Estimator - How much will you get back? - HECS + Savings - Should you pay HECS or save first? - Centrelink Impact - How do savings affect your payments? - CGT Estimator - Tax on your investment gains - Negative Gearing — Does your investment property stack up? WHY SAVEMATEАУ? Every calculation comes with: - Clear results in plain English - Visual graphs showing your financial future - Smart insights - not just numbers - Honest disclaimers (we're a calculator, not a financial adviser) SAVEMATEAU PRO - $4.99 once, yours forever - Unlimited calculations - PDF export - save and share your financial plans - Custom subscription tracking - Scenario comparison graphs - One-time purchase. No subscription. No hidden fees. DISCLAIMER SaveMateAU is for informational and educational purposes only. It does not provide financial, legal, or tax advice. Always consult a qualified professional before making financial decisions.