UniSuper vs SaveMateAU

Use the app to: • Check your current super balance and recent contributions • Make extra contributions to boost your retirement income • View your investment returns and options • View your recent and upcoming retirement income payments • Change your retirement income details • Review or change your insurance cover • Update your personal details • View and download your statements … and more. Getting started with the app Members already registered for online access, can use their existing details to log in to the app. For new members not yet registered, download the app to sign up.

SaveMateAU - Plan the life you actually want to live. Whether you're saving for a home, paying off debt, planning for retirement, or just trying to understand where your money goes - SaveMateAU gives you the numbers you need to make smarter decisions. 35 POWERFUL CALCULATORS Property - Home Deposit - How long until you can buy? - Stamp Duty - What will you pay by state? - Rent vs Buy - Which is actually better for you? - Refinance Savings - Is switching lenders worth it? - Extra Repayments - Pay off your mortgage faster Education - Child Education Fund - Be ready when it matters most - HECS Repayment - When will your student debt be gone? - Private School Fund - Plan ahead for private education - Baby Fund - Ready before the big day Car - Car Upgrade Fund - When can you afford that new car? - EV Switch - Does going electric make financial sense? - Car Loan Payoff - Pay off your car loan faster Lifestyle - Saving Goal - How long to reach your target? - Holiday Fund - Your dream trip is closer than you think - Wedding Fund - Your perfect day, planned financially - Renovation Fund - Plan your dream renovation - Gadget Fund - Save for your next big purchase Independence - FIRE Calculator - When can you retire early? - Retirement Age - When can you stop working? - Super Boost - How much is extra super worth? - Passive Income - How much do you need to invest? Protection - Emergency Fund - How long could you survive without income? - Income Protection Gap - What happens if you can't work? - Redundancy Buffer - Are you ready if you lose your job? Debt - Debt Snowball - Crush your debts one by one - Credit Card Payoff - The real cost of your credit card debt - Subscription Audit - What are your subscriptions costing? - Daily Habit Cost - Small spending, big long-term impact - Salary Sacrifice - Pay less tax, save more super Australia - Tax Return Estimator - How much will you get back? - HECS + Savings - Should you pay HECS or save first? - Centrelink Impact - How do savings affect your payments? - CGT Estimator - Tax on your investment gains - Negative Gearing — Does your investment property stack up? WHY SAVEMATEАУ? Every calculation comes with: - Clear results in plain English - Visual graphs showing your financial future - Smart insights - not just numbers - Honest disclaimers (we're a calculator, not a financial adviser) SAVEMATEAU PRO - $4.99 once, yours forever - Unlimited calculations - PDF export - save and share your financial plans - Custom subscription tracking - Scenario comparison graphs - One-time purchase. No subscription. No hidden fees. DISCLAIMER SaveMateAU is for informational and educational purposes only. It does not provide financial, legal, or tax advice. Always consult a qualified professional before making financial decisions.