
SaveMateAU
Plan the life you want to live
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About
SaveMateAU - Plan the life you actually want to live.
Whether you're saving for a home, paying off debt, planning for retirement, or just trying to understand where your money goes - SaveMateAU gives you the numbers you need to make smarter decisions.
35 POWERFUL CALCULATORS
Property
- Home Deposit - How long until you can buy?
- Stamp Duty - What will you pay by state?
- Rent vs Buy - Which is actually better for you?
- Refinance Savings - Is switching lenders worth it?
- Extra Repayments - Pay off your mortgage faster
Education
- Child Education Fund - Be ready when it matters most
- HECS Repayment - When will your student debt be gone?
- Private School Fund - Plan ahead for private education
- Baby Fund - Ready before the big day
Car
- Car Upgrade Fund - When can you afford that new car?
- EV Switch - Does going electric make financial sense?
- Car Loan Payoff - Pay off your car loan faster
Lifestyle
- Saving Goal - How long to reach your target?
- Holiday Fund - Your dream trip is closer than you think
- Wedding Fund - Your perfect day, planned financially
- Renovation Fund - Plan your dream renovation
- Gadget Fund - Save for your next big purchase
Independence
- FIRE Calculator - When can you retire early?
- Retirement Age - When can you stop working?
- Super Boost - How much is extra super worth?
- Passive Income - How much do you need to invest?
Protection
- Emergency Fund - How long could you survive without income?
- Income Protection Gap - What happens if you can't work?
- Redundancy Buffer - Are you ready if you lose your job?
Debt
- Debt Snowball - Crush your debts one by one
- Credit Card Payoff - The real cost of your credit card debt
- Subscription Audit - What are your subscriptions costing?
- Daily Habit Cost - Small spending, big long-term impact
- Salary Sacrifice - Pay less tax, save more super
Australia
- Tax Return Estimator - How much will you get back?
- HECS + Savings - Should you pay HECS or save first?
- Centrelink Impact - How do savings affect your payments?
- CGT Estimator - Tax on your investment gains
- Negative Gearing — Does your investment property stack up?
WHY SAVEMATEАУ?
Every calculation comes with:
- Clear results in plain English
- Visual graphs showing your financial future
- Smart insights - not just numbers
- Honest disclaimers (we're a calculator, not a financial adviser)
SAVEMATEAU PRO - $4.99 once, yours forever
- Unlimited calculations
- PDF export - save and share your financial plans
- Custom subscription tracking
- Scenario comparison graphs
- One-time purchase. No subscription. No hidden fees.
DISCLAIMER
SaveMateAU is for informational and educational purposes only.
It does not provide financial, legal, or tax advice. Always
consult a qualified professional before making financial decisions.
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What's New in SaveMateAU
1.0
April 16, 2026
1
In-App Purchases
$4.99
SaveMateAU Pro
Unlock unlimited calculations for Pro Function.








