Macquarie Authenticator vs UniSuper
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Macquarie Authenticator
Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.
- Push notifications for transaction approval/denial
- Generate one-time rolling codes
- Offline authentication with rolling codes
- Manage pending tasks
- PIN, fingerprint, and facial recognition unlock
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Protect your Macquarie account with Macquarie Authenticator. Our two-factor authentication app is designed to maximise your security, while also providing a beautiful banking experience. Separate security, seamless experience Macquarie Authenticator works seamlessly with the Macquarie Mobile Banking app. Approve or deny requests in an instant, directly through your notifications, for stronger security that feels like a single, seamless flow. More secure than SMS Unlike with SMS, you can see exactly what you’re approving. We send detailed alerts directly to your secure app, not your phone number. You’re in control Verify important transaction details upfront, such as the amount, recipient and location, so you can approve or deny transactions with confidence.
UniSuper
Manage your retirement savings and investments conveniently from your mobile device. Track your balance, make contributions, view investment performance, and update your personal and insurance details.
- Check super balance and contributions
- Make extra contributions
- View investment returns and options
- Manage retirement income payments
- Review insurance cover
- Update personal details
- Download statements
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Use the app to: • Check your current super balance and recent contributions • Make extra contributions to boost your retirement income • View your investment returns and options • View your recent and upcoming retirement income payments • Change your retirement income details • Review or change your insurance cover • Update your personal details • View and download your statements … and more. Getting started with the app Members already registered for online access, can use their existing details to log in to the app. For new members not yet registered, download the app to sign up.
Screenshots
Verdict
The clearest difference is review sentiment: UniSuper at 67% against Macquarie Authenticator's 15%. UniSuper also leads on rating (4.9 vs 3.0) and ratings volume (53 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UniSuper holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: UniSuper has 53 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 15% of Macquarie Authenticator's written reviews are positive against 67% of UniSuper's.
Macquarie Authenticator ships an update every 4 weeks, UniSuper every 3 weeks. The most recent releases landed on September 21, 2026 and September 23, 2026 respectively.
| Parameter | Macquarie Authenticator | UniSuper |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) | 4.9 (53 ratings) — better |
| Positive reviews | 14.8% of reviews | 66.7% of reviews — better |
| Number of ratings | 2 | 53 — better |
| Update frequency | Every 4 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 185 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Macquarie Bank Limited | UniSuper |
Customer experience
Macquarie Authenticator
UniSuper
Bugs and requests
Macquarie Authenticator
Not enough reviews yet to summarise bugs or requests.
UniSuper
Reported bugs
12 issues- Login button stuck on login page indefinitely
- App crashes immediately after fingerprint verification
- Login fails with incorrect password error despite correct credentials
- App logs out user every time it's opened
- Blank screen after logout preventing re-login
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- Investment balance updates not syncing with website
- Contact us email function logs user out
- Autofill from password managers not working properly
- Version update notification appearing despite being on latest version
- App compatibility issues causing crashes on some devices
- PIN and biometric settings reset after each update
- Connection errors claiming no internet despite active connection
Requested features
12 requests- Dark mode app icon and Liquid Glass support
- Investment allocation changes directly in app
- Historical investment valuations and data
- Detailed transaction history in app
- Investment portfolio graphing and comparison tools
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- Customizable dashboard layout
- Lump sum withdrawal requests from app
- Multi-account login support
- Option to remove Face ID and use PIN only
- Better inbox/notification visibility
- Unit prices display for investments
- Daily account balance graphs and trends
In-app purchases
Macquarie Authenticator
No in-app purchases
UniSuper
No in-app purchases
Questions
Is Macquarie Authenticator free?
Is UniSuper free?
Which has better reviews, Macquarie Authenticator or UniSuper?
Do Macquarie Authenticator or UniSuper have ads?
Which is updated more often, Macquarie Authenticator or UniSuper?
Other comparisons
