香港置業 vs 房贷计算器
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
香港置業
Calculate mortgage expenses, affordable property prices, and cash-out amounts after refinancing. Input loan details to determine monthly payments, interest, and stamp duty. Assess income and stress test requirements for property affordability.
- Mortgage expense calculation
- Affordable property price estimation
- Cash-out amount calculation
- Monthly repayment calculation
- Interest and stamp duty calculation
- Income and stress test requirements
Read full descriptionHide full description
This app provides you with 3 calculators that help you to calculate mortgage expenses, affordable property price and cash-out amount after refinancing. Mortgage calculator Input mortgage amount, repayment period and interest rate to calculate the monthly repayment amount, interest expenses and stamp duty values. Affordability calculator Input mortgage amount and LTV ratio to calculate the affordable property price, income requirement and stress test requirement. Refinance calculator Input existing mortgage plan and new mortgage plan details to calculate cash-out amount and change in monthly repayment amount.
房贷计算器
This professional tool simplifies mortgage calculations for various loan types, including commercial, provident fund, and combined loans. It supports different repayment methods and provides detailed monthly payment, interest, and principal information based on real-time interest rates.
- Calculates commercial, provident fund, and combined loans
- Supports equal principal and interest repayment methods
- Provides monthly payment, interest, and principal details
- Updates with latest central bank interest rates
- Simple and intuitive user interface
Read full descriptionHide full description
“房贷计算器” App 是一款专为广大有房贷需求人士打造的专业、便捷房贷计算工具。它功能强大且全面，全面覆盖商业贷款、公积金贷款、组合贷款三种常见贷款类型，满足不同用户的实际需求。在还款方式上，支持等额本金与等额本息自由切换，用户只需输入贷款金额、贷款年限、贷款利率等基础数据，即可快速、精准地获取每月还款额、利息支出、本金偿还等详细信息，计算结果清晰直观，让你对房贷还款情况一目了然。同时，App 会依据央行最新政策实时更新贷款利率，确保计算数据的时效性与准确性，帮助用户根据最新利率动态调整房贷规划，找到最适合自己的贷款方案。此外，操作界面简洁易懂，新手也能轻松上手，一键点击，复杂房贷计算瞬间完成。“房贷计算器-购房按揭贷款计算器” App，让房贷计算从此变得简单、高效，为你的购房之路保驾护航。
Screenshots
Verdict
The clearest difference is price: 香港置業 at Free against 房贷计算器's $1.99. 香港置業 also leads on in-app purchases (none vs 1) and iOS requirement (10.0 vs 12). 房贷计算器's advantage is review sentiment (100% vs 67%) and update cadence (every 3 weeks vs every 5 months). On ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
香港置業 is free to download; 房贷计算器 costs $1.99 up front. 房贷计算器 sells 1 one-off in-app purchase. 香港置業 asks for nothing beyond the download.
香港置業 ships an update every 5 months, 房贷计算器 every 3 weeks. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.
| Parameter | 香港置業 | 房贷计算器 |
|---|---|---|
| Price | Free — better | $1.99 |
| Positive reviews | 66.7% of reviews | 100.0% of reviews — better |
| Update frequency | Every 5 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Paid |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 10.0 — better | 12 |
| Further details — not scored | ||
| Size | 46 MB | 27 MB |
| Age rating | 4+ | 17+ |
| Developer | Hong Kong Property 香港置業 | NAICAI LI |
Customer experience
香港置業
房贷计算器
In-app purchases
香港置業
No in-app purchases
房贷计算器
- VIP Premium Member$0.99
