ZKB Mobile Banking vs True Wealth
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ZKB Mobile Banking
Manage your finances on the go with this mobile banking app. Check balances, pay bills, transfer funds, and even trade stocks. It offers secure access and a range of banking services directly from your smartphone.
- Account balance overview
- Scan and pay QR invoices
- Inter-account transfers
- Set up standing orders
- Stock market trading
- Manage bank cards
- Download documents
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Zürcher Kantonalbank on your smartphone. ZKB Mobile Banking gives you flexible access to your finances and lets you handle your banking needs on your smartphone. Check your account balances, scan and pay QR invoices, transfer between accounts, set up standing orders or check the stock market and purchase stocks. Requirements - To use ZKB Mobile Banking you must be a Zürcher Kantonalbank customer General - Reliable and secure thanks to the highest safety standards - Log in using a password/PIN or with biometrics - Find important features and the latest news in "Home" Assets - Overview of accounts and custody accounts - Most recent bookings and balances - Overview of mortgages and loans Payments - Enter payments, account transfers and standing orders - Scan and pay invoices - Approve eBills and add eBill billers - Check and edit pending payments Invest - Buy and sell stocks - Personal watchlist - Search for equities, fonds and bonds - Status of your orders More - Manage and block bank cards - Download documents - Open new accounts and custody accounts - Order CHF or foreign currencies - Send and receive messages - Find important or emergency phone numbers - Get ZKB Nachtschwärmer ticket for the ZVV network (for ZKB young or ZKB student packages)
True Wealth
This app offers ETF-based wealth management for investing and retirement savings. It handles portfolio implementation, rebalancing, and custody fees, with options for sustainable investments and FX hedging. It also provides child portfolios and integrated Pillar 3a solutions.
- ETF-based wealth management
- Portfolio construction and rebalancing
- Child investment portfolios
- Integrated Pillar 3a solutions
- Sustainable investment options
- Swiss e-tax statement
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Our ETF-based wealth management makes investing and saving for retirement easier than ever. Today, we manage assets worth over CHF 3 billion for more than 50'000 clients. Online wealth management: You set the targets and retain control over your investment strategy. We take care of the implementation. Our management fee of 0.25 to 0.5 percent covers numerous services: portfolio construction, rebalancing, custody fees, trading fees, deposits and withdrawals, the Swiss e-tax statement, and risk profiling. At 0.12 percent for a typical, globally diversified, equity-oriented portfolio, the external product costs (TER) are extremely cost-efficient. FX hedging and sustainable investments are available as options. The minimum deposit is CHF 8'500. ETF child portfolio: It works like our wealth management solution. The account is in the child's name and is fair to the child. There is also a voucher for friends and relatives who would like to give a child portfolio as a gift. From CHF 1'000. Pillar 3a: The third pillar is seamlessly integrated into our wealth management solution, but can also be used as a standalone product. We manage your assets in pillar 3a free of charge, with a management fee of 0.0 percent. In addition, you receive 0.35 percent interest on cash. From CHF 1'000. About True Wealth: True Wealth was founded in 2013 by Oliver Herren, the co-founder of Digitec Galaxus AG, and Felix Niederer, physicist and portfolio manager. It is a Swiss public limited company based in Zurich. True Wealth is licensed as a wealth manager of collective assets and is supervised by the Swiss Financial Market Supervisory Authority (FINMA).
Screenshots
Verdict
The clearest difference is ratings volume: ZKB Mobile Banking at 269 against True Wealth's 4. True Wealth's advantage is device support (3 vs 1). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for ZKB Mobile Banking against 5.0 for True Wealth. That said, the two scores are not equally well evidenced: ZKB Mobile Banking has 269 ratings behind it against 4, so its average is the more settled of the two.
ZKB Mobile Banking ships an update every 3 weeks, True Wealth monthly. The most recent releases landed on November 10, 2026 and November 3, 2026 respectively.
| Parameter | ZKB Mobile Banking | True Wealth |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (269 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 60.0% of reviews | — |
| Number of ratings | 269 — better | 4 |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 128 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Zürcher Kantonalbank | True Wealth AG |
Customer experience
ZKB Mobile Banking
True Wealth
In-app purchases
ZKB Mobile Banking
No in-app purchases
True Wealth
No in-app purchases









