Comparison

First Source vs RT FCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Source

Manage your finances on the go with this free mobile banking app. Access accounts, transfer funds, pay bills, deposit checks, and find ATMs securely. Features include aggregated accounts, card controls, and secure messaging.

Highlights
  • Manage accounts and cards
  • View balances and transactions
  • Transfer money
  • Pay bills and friends
  • Deposit checks
  • Find branches and ATMs
  • Aggregated accounts
  • Card controls
Features
Read full description

First Source Federal Credit Union’s free mobile banking application. Bank 24/7 Manage accounts and cards, view balances and transactions, transfer money, pay bills, pay friends, deposit checks, find branches and ATMs, and see your full financial picture. Safe and Secure First Source uses strong data encryption, ensuring secure communication through all mobile service providers. Robust registration process is designed to prevent unauthorized access, which includes multiple two-factor authentication mechanisms to verify user identity before performing high-risk transactions. Lock out triggers safeguard accounts when there is suspicious activity, and all authentication events are logged and reported. Security measures block unauthorized access and protect your data, no matter how you access your accounts. Free All First Source members may use our Mobile Application at no charge. Your wireless provider’s messaging and data rates may apply. What’s new in this version • Aggregated Accounts • Pay a Person • Card Controls • Secure Message Center

About

RT FCU

Manage your finances conveniently from your mobile device. Check balances, review transactions, pay bills, and transfer funds securely and quickly. Access your accounts anytime, anywhere with this free application.

Highlights
  • Check account balances
  • Review recent transactions
  • Transfer funds between accounts
  • View and pay bills
  • Password management
Read full description

Take control of your finances with the RT Federal Credit Union Mobile Banking App. Our app is designed to make banking easier, faster, and more intuitive than ever before. You can check your balances, pay bills without visiting a branch, all from the convenience of your phone. Your financial well-being is our top priority, and we've made managing your money convenient and secure available 24-7.

Screenshots

First Source4 screens
RT FCU4 screens

Verdict

The call

The clearest difference is ratings volume: First Source at 6.1K against RT FCU's 118. First Source also leads on update cadence (monthly vs every 3 months). RT FCU's advantage is monetization model (ad-supported vs free with in-app purchases) and review sentiment (50% vs 39%). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for First Source against 4.8 for RT FCU. That said, the two scores are not equally well evidenced: First Source has 6.1K ratings behind it against 118, so its average is the more settled of the two. Written reviews are what separate them: 39% of First Source's written reviews are positive against 50% of RT FCU's.

UpkeepUpdate frequency

First Source ships an update monthly, RT FCU every 3 months. The most recent releases landed on November 10, 2026 and November 2, 2026 respectively.

Scorecard4 real differences · 6 level
First Source versus RT FCU: the parameters behind the verdict, then further details
ParameterFirst SourceRT FCU
PriceFreeFree
Rating4.8 (6.1K ratings) — better4.8 (118 ratings)
Positive reviews39.0% of reviews50.0% of reviews — better
Number of ratings6.1K — better118
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size127 MB61 MB
Age rating4+4+
DeveloperFirst Source Federal Credit UnionRT Federal Credit Union

Customer experience

First Source

All ratings6,022 ratings
Positive96.4%
Neutral1.6%
Negative2.0%
Written reviews59 reviews
Positive39.0%
Neutral6.8%
Negative54.2%

RT FCU

All ratings118 ratings
Positive94.9%
Neutral1.7%
Negative3.4%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

First Source

Reported bugs

3 issues
  • Unable to log in after recent update
  • Check deposit feature not working consistently
  • Accounts not syncing properly

Requested features

4 requests
  • Landscape mode support for iPad
  • Improved transaction details and search
  • Real-time balance updates
  • Apple Pay integration

RT FCU

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

First Source

No in-app purchases

None

RT FCU

No in-app purchases

Questions

Is First Source free?
First Source is free to download, with no in-app purchases.
Is RT FCU free?
RT FCU is free to download, with no in-app purchases.
Which has better reviews, First Source or RT FCU?
First Source is rated higher. First Source averages 4.8 out of 5 from 6.1K ratings, while RT FCU averages 4.8 from 118 ratings.
Do First Source or RT FCU have ads?
Neither First Source nor RT FCU shows ads.
Which is updated more often, First Source or RT FCU?
First Source ships an update monthly, and RT FCU every 3 months. Most recently, First Source was updated on November 10, 2026 and RT FCU on November 2, 2026.

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