AmFirst Digital Banking vs Cullman
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AmFirst Digital Banking
Manage your credit union accounts conveniently from your mobile device. View balances, deposit checks, transfer funds, and access credit card information. Quickly check balances and recent transactions with a secure snapshot feature.
- View account balances
- Mobile check deposit
- Fund transfers
- Credit card access
- ATM/Branch locator
- Snapshot balance view
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Access your America's First Federal Credit Union (AmFirst) accounts on the go with Digital Banking. See balances, make deposits and find the nearest branch or ATM with GPS powered search. The Snapshot feature allows you to quickly and safely check your account balances and see your last five transactions without having to sign in. You can access your credit card information, sign up for estatements, make payments, deposit a check and transfer between accounts.
Cullman
This app allows customers of Cullman-Jefferson Gas District to manage their accounts and make payments conveniently from their iOS devices. It provides a secure platform for bill payment and account enrollment.
- Bill payment
- Account enrollment
- Secure transactions
- Mobile access
- Paymentus integration
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This is for Cullman-Jefferson Gas District. customers to make payments. This application is created by Paymentus Corporation for customers to enroll and pay bills from an iOS device.
Screenshots
Verdict
The clearest difference is update cadence: AmFirst Digital Banking at monthly against Cullman's every 7 months. AmFirst Digital Banking also leads on ratings volume (42K vs 72). Cullman's advantage is monetization model (free vs free with in-app purchases) and review sentiment (92% vs 72%). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for AmFirst Digital Banking against 4.9 for Cullman. That said, the two scores are not equally well evidenced: AmFirst Digital Banking has 42K ratings behind it against 72, so its average is the more settled of the two. Written reviews are what separate them: 72% of AmFirst Digital Banking's written reviews are positive against 92% of Cullman's.
AmFirst Digital Banking ships an update monthly, Cullman every 7 months. The most recent releases landed on November 4, 2026 and November 2, 2026 respectively.
| Parameter | AmFirst Digital Banking | Cullman |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (42K ratings) | 4.9 (72 ratings) — better |
| Positive reviews | 72.2% of reviews | 91.7% of reviews — better |
| Number of ratings | 42K — better | 72 |
| Update frequency | Monthly — better | Every 7 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 178 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | America’s First Federal Credit Union | Paymentus Corporation |
Customer experience
AmFirst Digital Banking
Cullman
Bugs and requests
AmFirst Digital Banking
Reported bugs
5 issues- Login issues and account access problems
- Recurring app crashes and freezes
- Inconsistent app performance across devices
- Mobile deposit rejections due to image quality
- Delayed or missing transaction updates
Requested features
5 requests- Add ability to transfer between accounts
- Improve mobile deposit quality and reliability
- Integrate notifications into main app
- Provide more customization options
- Enhance transaction history and categorization
Cullman
Not enough reviews yet to summarise bugs or requests.
In-app purchases
AmFirst Digital Banking
No in-app purchases
Cullman
No in-app purchases
Questions
Is AmFirst Digital Banking free?
Is Cullman free?
Which has better reviews, AmFirst Digital Banking or Cullman?
Do AmFirst Digital Banking or Cullman have ads?
Which is updated more often, AmFirst Digital Banking or Cullman?
Other comparisons
