Comparison

AmFirst Digital Banking vs CommerceOne Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AmFirst Digital Banking

Manage your credit union accounts conveniently from your mobile device. View balances, deposit checks, transfer funds, and access credit card information. Quickly check balances and recent transactions with a secure snapshot feature.

Highlights
  • View account balances
  • Mobile check deposit
  • Fund transfers
  • Credit card access
  • ATM/Branch locator
  • Snapshot balance view
Features
Read full description

Access your America's First Federal Credit Union (AmFirst) accounts on the go with Digital Banking. See balances, make deposits and find the nearest branch or ATM with GPS powered search. The Snapshot feature allows you to quickly and safely check your account balances and see your last five transactions without having to sign in. You can access your credit card information, sign up for estatements, make payments, deposit a check and transfer between accounts.

About

CommerceOne Bank

Manage all your financial accounts in one place, from any bank. Track transactions, set alerts, make payments, and deposit checks with ease. Secure your finances with advanced login options and easily locate branches and ATMs.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • View statements
  • Find branches and ATMs
Features
Read full description

CommerceOne is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with CommerceOne: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the CommerceOne app, you must be enrolled as a CommerceOne Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

AmFirst Digital Banking4 screens
CommerceOne Bank4 screens

Verdict

The call

The clearest difference is ratings volume: AmFirst Digital Banking at 42K against CommerceOne Bank's 384. AmFirst Digital Banking also leads on iOS requirement (16.0 vs 18.4). CommerceOne Bank's advantage is review sentiment (90% vs 72%) and monetization model (ad-supported vs free with in-app purchases). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for AmFirst Digital Banking against 4.9 for CommerceOne Bank. That said, the two scores are not equally well evidenced: AmFirst Digital Banking has 42K ratings behind it against 384, so its average is the more settled of the two. Written reviews are what separate them: 72% of AmFirst Digital Banking's written reviews are positive against 90% of CommerceOne Bank's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 3, 2026 and November 2, 2026 respectively.

Scorecard4 real differences · 6 level
AmFirst Digital Banking versus CommerceOne Bank: the parameters behind the verdict, then further details
ParameterAmFirst Digital BankingCommerceOne Bank
PriceFreeFree
Rating4.9 (42K ratings)4.9 (384 ratings) — better
Positive reviews72.2% of reviews90.0% of reviews — better
Number of ratings42K — better384
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.4
Further details — not scored
Size178 MB173 MB
Age rating4+12+
DeveloperAmerica’s First Federal Credit UnionCommerceOne Bank

Customer experience

AmFirst Digital Banking

All ratings42,121 ratings
Positive98.0%
Neutral1.3%
Negative0.6%
Written reviews133 reviews
Positive72.2%
Neutral7.5%
Negative20.3%

CommerceOne Bank

All ratings378 ratings
Positive98.7%
Neutral0.3%
Negative1.1%
Written reviews10 reviews
Positive90.0%
Neutral0.0%
Negative10.0%

Bugs and requests

AmFirst Digital Banking

Reported bugs

5 issues
  • Login issues and account access problems
  • Recurring app crashes and freezes
  • Inconsistent app performance across devices
  • Mobile deposit rejections due to image quality
  • Delayed or missing transaction updates

Requested features

5 requests
  • Add ability to transfer between accounts
  • Improve mobile deposit quality and reliability
  • Integrate notifications into main app
  • Provide more customization options
  • Enhance transaction history and categorization

CommerceOne Bank

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

AmFirst Digital Banking

No in-app purchases

None

CommerceOne Bank

No in-app purchases

Questions

Is AmFirst Digital Banking free?
AmFirst Digital Banking is free to download, with no in-app purchases.
Is CommerceOne Bank free?
CommerceOne Bank is free to download, with no in-app purchases.
Which has better reviews, AmFirst Digital Banking or CommerceOne Bank?
CommerceOne Bank is rated higher. AmFirst Digital Banking averages 4.9 out of 5 from 42K ratings, while CommerceOne Bank averages 4.9 from 384 ratings.
Do AmFirst Digital Banking or CommerceOne Bank have ads?
Neither AmFirst Digital Banking nor CommerceOne Bank shows ads.
Which is updated more often, AmFirst Digital Banking or CommerceOne Bank?
AmFirst Digital Banking ships an update monthly, and CommerceOne Bank monthly. Most recently, AmFirst Digital Banking was updated on November 3, 2026 and CommerceOne Bank on November 2, 2026.

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