Comparison

AmFirst Digital Banking vs MyHSCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AmFirst Digital Banking

Manage your credit union accounts conveniently from your mobile device. View balances, deposit checks, transfer funds, and access credit card information. Quickly check balances and recent transactions with a secure snapshot feature.

Highlights
  • View account balances
  • Mobile check deposit
  • Fund transfers
  • Credit card access
  • ATM/Branch locator
  • Snapshot balance view
Features
Read full description

Access your America's First Federal Credit Union (AmFirst) accounts on the go with Digital Banking. See balances, make deposits and find the nearest branch or ATM with GPS powered search. The Snapshot feature allows you to quickly and safely check your account balances and see your last five transactions without having to sign in. You can access your credit card information, sign up for estatements, make payments, deposit a check and transfer between accounts.

About

MyHSCU

Consolidate all your financial accounts from various institutions into one convenient dashboard. Manage transactions, set alerts, make payments, transfer funds, and deposit checks remotely. Secure your finances with passcode and biometric login options.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfers
  • Mobile check deposit
  • Debit card management
  • View statements
  • Find branches and ATMs
Features
Read full description

MyHSCU is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with MyHSCU: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the MyHSCU app, you must be enrolled as a Heritage South Credit Union digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

AmFirst Digital Banking4 screens
MyHSCU4 screens

Verdict

The call

The clearest difference is ratings volume: AmFirst Digital Banking at 42K against MyHSCU's 1.9K. AmFirst Digital Banking also leads on review sentiment (72% vs 57%) and iOS requirement (16.0 vs 18.4). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for AmFirst Digital Banking against 4.8 for MyHSCU. That said, the two scores are not equally well evidenced: AmFirst Digital Banking has 42K ratings behind it against 1.9K, so its average is the more settled of the two. Written reviews are what separate them: 72% of AmFirst Digital Banking's written reviews are positive against 57% of MyHSCU's.

UpkeepUpdate frequency

AmFirst Digital Banking ships an update monthly, MyHSCU every 4 weeks. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

Scorecard3 real differences · 7 level
AmFirst Digital Banking versus MyHSCU: the parameters behind the verdict, then further details
ParameterAmFirst Digital BankingMyHSCU
PriceFreeFree
Rating4.9 (42K ratings) — better4.8 (1.9K ratings)
Positive reviews72.2% of reviews — better57.1% of reviews
Number of ratings42K — better1.9K
Update frequencyMonthlyEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.4
Further details — not scored
Size178 MB197 MB
Age rating4+12+
DeveloperAmerica’s First Federal Credit UnionHeritage South Credit Union

Customer experience

AmFirst Digital Banking

All ratings42,121 ratings
Positive98.0%
Neutral1.3%
Negative0.6%
Written reviews133 reviews
Positive72.2%
Neutral7.5%
Negative20.3%

MyHSCU

All ratings1,884 ratings
Positive96.9%
Neutral1.3%
Negative1.8%
Written reviews21 reviews
Positive57.1%
Neutral14.3%
Negative28.6%

User reviews

AmFirst Digital Banking

From 42K App Store ratings

What we love

  • 👍 Easy to use app
  • 🚀 Convenient mobile banking
  • 💰 Helps save money
  • 🤝 Great customer service
  • 🔒 Secure banking

Room to improve

  • 🐛 Frequent app crashes
  • 🔍 Difficult to navigate
  • ⏱️ Slow transfers
  • 🤔 Confusing UI changes
  • 🙅‍♀️ Unreliable mobile deposit

MyHSCU

From 1.9K App Store ratings

What we love

  • 👍 Great customer service
  • 💯 Simple and easy to use
  • 🚀 Fast and easy deposit
  • 👍 Seamless account transfers

Room to improve

  • 🐛 App not working/loading issues
  • 🤔 Outdated app design and features
  • 🤔 Difficulty finding/using certain features
  • 🤔 Issues with remote deposit

Bugs and requests

AmFirst Digital Banking

Reported bugs

5 issues
  • Login issues and account access problems
  • Recurring app crashes and freezes
  • Inconsistent app performance across devices
  • Mobile deposit rejections due to image quality
  • Delayed or missing transaction updates

Requested features

5 requests
  • Add ability to transfer between accounts
  • Improve mobile deposit quality and reliability
  • Integrate notifications into main app
  • Provide more customization options
  • Enhance transaction history and categorization

MyHSCU

Reported bugs

2 issues
  • Crashes when opening messages
  • Long loading times for account information

Requested features

2 requests
  • Display credit score within the app
  • Improve remote deposit functionality

In-app purchases

None

AmFirst Digital Banking

No in-app purchases

None

MyHSCU

No in-app purchases

Questions

Is AmFirst Digital Banking free?
AmFirst Digital Banking is free to download, with no in-app purchases.
Is MyHSCU free?
MyHSCU is free to download, with no in-app purchases.
Which has better reviews, AmFirst Digital Banking or MyHSCU?
AmFirst Digital Banking is rated higher. AmFirst Digital Banking averages 4.9 out of 5 from 42K ratings, while MyHSCU averages 4.8 from 1.9K ratings.
Do AmFirst Digital Banking or MyHSCU have ads?
Neither AmFirst Digital Banking nor MyHSCU shows ads.
Which is updated more often, AmFirst Digital Banking or MyHSCU?
AmFirst Digital Banking ships an update monthly, and MyHSCU every 4 weeks. Most recently, AmFirst Digital Banking was updated on November 1, 2026 and MyHSCU on October 29, 2026.

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