Comparison

AmFirst Digital Banking vs Balafin

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AmFirst Digital Banking

Manage your credit union accounts conveniently from your mobile device. View balances, deposit checks, transfer funds, and access credit card information. Quickly check balances and recent transactions with a secure snapshot feature.

Highlights
  • View account balances
  • Mobile check deposit
  • Fund transfers
  • Credit card access
  • ATM/Branch locator
  • Snapshot balance view
Features
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Access your America's First Federal Credit Union (AmFirst) accounts on the go with Digital Banking. See balances, make deposits and find the nearest branch or ATM with GPS powered search. The Snapshot feature allows you to quickly and safely check your account balances and see your last five transactions without having to sign in. You can access your credit card information, sign up for estatements, make payments, deposit a check and transfer between accounts.

About

Balafin

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Balafin is a private, local-first financial planning app for seeing where your household stands today and exploring where a plan could lead. Enter your household, accounts, debts, real assets, income, and expenses by hand. Balafin does not link to banks, hold money, place trades, or tell you what to do. Your numbers stay on your device and sync only to your own private iCloud. Sync is on by default and can be turned off in Balafin’s Security settings. The developer cannot read your private iCloud data. Overview for today See current net worth, cash flow, savings, debt, and investment allocation facts in one calm view. Open each metric to see what it is based on and its limitations. Plan for what comes next Explore long-term projections with taxes, required debt payments, and retirement withdrawals. The assumptions that drive each result stay visible. Balafin separates current facts from projections and marks estimates clearly. Balafin Free Your household data, complete projection, plan outlook, disclosures, privacy controls, and security settings stay free. Free uses Balafin's starting assumptions and targets without hiding an unfavorable result. Balafin+ Balafin+ lets you set your own targets and assumptions, save alternative plans, compare them, and run the Stress Tester. A plan updates when you change its facts or assumptions. A Balafin+ subscription also supports Balafin Free and continued improvements. Balafin+ is $49.99 per year. Eligible new subscribers can start a 7-day free trial. Payment is charged to your Apple Account when you confirm a purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the current period ends. Apple charges the Apple Account for renewal within 24 hours before the current period ends. You can manage the subscription and turn off auto-renew in Apple Account settings after purchase. If you purchase a subscription before a free trial ends, the unused part of the trial ends immediately. Balafin provides estimates for informational and educational purposes. It does not provide financial, investment, tax, or legal advice, and results are not guarantees. Privacy Policy https://balafin.com/privacy/ Terms of Use https://balafin.com/terms/

Screenshots

AmFirst Digital Banking4 screens
Balafin4 screens

Verdict

The call

The clearest difference is in-app purchases: AmFirst Digital Banking at none against Balafin's 1. AmFirst Digital Banking also leads on ratings volume (43K vs 1) and iOS requirement (16.0 vs 26.0). Balafin's advantage is update cadence (every 3 days vs monthly). On price, rating, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Balafin sells 1 in-app purchase, starting at $49.99 per year. AmFirst Digital Banking asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for AmFirst Digital Banking against 5.0 for Balafin. That said, the two scores are not equally well evidenced: AmFirst Digital Banking has 43K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

AmFirst Digital Banking ships an update monthly, Balafin every 3 days. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.

Scorecard4 real differences · 6 level
AmFirst Digital Banking versus Balafin: the parameters behind the verdict, then further details
ParameterAmFirst Digital BankingBalafin
PriceFreeFree
Rating4.9 (43K ratings)5.0 (1 ratings) — better
Positive reviews72.2% of reviews—
Number of ratings43K — better1
Update frequencyMonthlyEvery 3 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better26.0
Further details — not scored
Size178 MB61 MB
Age rating4+4+
DeveloperAmerica’s First Federal Credit UnionShawn Valco

Customer experience

AmFirst Digital Banking

All ratings42,121 ratings
Positive98.0%
Neutral1.3%
Negative0.6%
Written reviews133 reviews
Positive72.2%
Neutral7.5%
Negative20.3%

Balafin

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

AmFirst Digital Banking

Reported bugs

5 issues
  • Login issues and account access problems
  • Recurring app crashes and freezes
  • Inconsistent app performance across devices
  • Mobile deposit rejections due to image quality
  • Delayed or missing transaction updates

Requested features

5 requests
  • Add ability to transfer between accounts
  • Improve mobile deposit quality and reliability
  • Integrate notifications into main app
  • Provide more customization options
  • Enhance transaction history and categorization

Balafin

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

AmFirst Digital Banking

No in-app purchases

1 purchases

Balafin

Subscriptions1
  • Balafin+ Annual7 Days trial$49.991 Year

Questions

Is AmFirst Digital Banking free?
AmFirst Digital Banking is free to download, with no in-app purchases.
Is Balafin free?
Balafin is free to download, with in-app purchases available.
Which has better reviews, AmFirst Digital Banking or Balafin?
Balafin is rated higher. AmFirst Digital Banking averages 4.9 out of 5 from 43K ratings, while Balafin averages 5.0 from 1 ratings.
Do AmFirst Digital Banking or Balafin have ads?
Neither AmFirst Digital Banking nor Balafin shows ads.
Which is updated more often, AmFirst Digital Banking or Balafin?
AmFirst Digital Banking ships an update monthly, and Balafin every 3 days. Most recently, AmFirst Digital Banking was updated on November 8, 2026 and Balafin on November 5, 2026.

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