CashWise vs Payday Loans UK
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CashWise
Easily track your spending and income with this cash-book style finance app. Organize your finances into categories, view detailed breakdowns, and generate monthly statements. Upgrade for advanced features like annual statements and CSV imports.
- Cash-book style expense tracking
- Categorize and break down spending
- Generate monthly PDF statements
- Secure encrypted vault
- Export and import financial data
- Demonstration mode for trying Pro features
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CashWise is an easy-to-use cash-book style app, designed to help you look after your money with minimal fuss. Simply record what you spend when you spend it, and CashWise will keep track of how much money you have left. Keep track of the cash in your pocket, your savings or your debt, in any currency. CATEGORIES Get super-organised by arranging your finances into categories, then view or print them with summary totals and pie charts. BREAKDOWN A detailed breakdown lets you quickly see what you have spent money on. And with a quick search, you can view and change any transaction. STATEMENTS View and send monthly PDF statements by email, or upgrade to CashWise Pro (via a single in-app purchase) to produce annual statements and print directly to an AirPrint enabled printer. EXPORT & IMPORT Export all your financial information whenever you want, or Go Pro for the ability to export your data on a monthly or annual basis and import data from CSV files. SECURITY Your financial details are kept safe in an encrypted vault using state-of-the-art 256-bit AES encryption, simply set a passcode to restrict access. FREE vs PRO CashWise is a free app, and all the basic features will remain free forever - that is a promise. Go Pro and you can unlock all the Pro features with a single in-app purchase to: • Manage your money across several accounts at once (one account is included free). • Create recurring transactions. • Completely customise your categories (built-in categories are included free). • View an annual breakdown of your transactions (monthly breakdown is included free). • Export your financial data on a monthly or annual basis (full export is included free). • Import data from CSV files. • Produce annual PDF statements (monthly statements are included free) • Print a statement direct to an AirPrint enabled printer (emailing statements is included free) • Turn off adverts. TRY-BEFORE-YOU-BUY Try all the Pro features for free before you upgrade by using the built-in 'demonstration mode'. This also lets you show off CashWise to others without revealing your finances. NEED HELP? If you need help or want to make a suggestion, just drop us an email and we'll do our best — BeCashWise.com/Help - Be CashWise
Payday Loans UK
This app connects users with UK lenders for fast payday loans, even for those with bad credit. It offers a quick and easy application process with instant decisions and funds potentially available within hours.
- Quick and easy application
- Instant decision
- Funds in hours
- Loans from £100 to £1000
- Bad credit accepted
- Access to over 60 lenders
- Pin protected security
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Do you need money and you need it fast! Have you been turned down for a uk payday loan elsewhere or are thinking of getting your first loan? Well you are at the right place. We work with lenders who do no credit check payday loans *. Our instant decision payday loans are quick and easy. Get approved whilst you are on the app and complete your money application there and then. You could have your money in the account instantly. We work with the best payday loan lenders in the UK and specialize in payday loans for bad credit. This app takes out the legwork of you applying with different individual payday lenders. We work with over 70 payday advance companies so they fight over having your business. If we can’t get you the loan then no one will. Payday Loans benefits: • Quick and Easy app • Get instantly accepted • Have the money in your account within hours • Get £100 to £1000 delivered straight into your bank account • Good and Bad credit accepted * • Review paper work before you sign • Easy three minute application • Pin protected security app for added safety • Over 60 major lenders used Check out the advantages of using this app now. £- We help people who need very bad credit payday loans £- Our online payday forms are in real time no waiting for hours for a decision £- Some of our lenders offer the cheapest payday loans in the uk £- Instant cash loans just when you need them £- Pay day loan for bad credit £- Do you need a payday loan no credit check advance £- Get your cash advance and use it to pay off expensive overdrafts, pay that bill to avoid late charges, stop that cheque from bouncing. The choice is yours and remember there is no obligation to take the quick payday loan. £- Get an instant payday loan no credit check so you don’t have to worry about bad credit. UK Payday loan calculator included. Calculate repayment instantly. Apply for a payday loan anywhere in the UK. Password protects your data to make future applications quickly and you can get the money in your account in hours! Make the most of the one stop shop for payday loans. Our network of top pay day lenders will give you access to the money you need. Get accepted instantly and have the money in your bank account within hours. No one knows when your wages or salary won’t get you to the end of the month so you can use a Rainbow Payday advance to tide you over. It may help you pay an unexpected bill like fixing your car or medical treatment for a loved animal! Payday cash is another way of making ends meet. Before you make a decision you can look over the loan agreement and if you are happy you can sign and if you are not then you leave it! You are under no obligation. The app is even pin protected for security or so you can always use again if needed. * only some of our lenders won’t credit check you, but some will.subject to lenders requirements and approval.
Screenshots
Verdict
The clearest difference is in-app purchases: Payday Loans UK at none against CashWise's 1. Payday Loans UK also leads on ads (none vs shown) and ratings volume (159 vs 9). CashWise's advantage is review sentiment (77% vs 43%) and rating (4.9 vs 4.7). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. CashWise sells 1 one-off in-app purchase. Payday Loans UK asks for nothing beyond the download.
CashWise holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: Payday Loans UK has 159 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 77% of CashWise's written reviews are positive against 43% of Payday Loans UK's.
CashWise ships an update every 5 months, Payday Loans UK every 2 months. The most recent releases landed on November 1, 2026 and November 8, 2026 respectively.
| Parameter | CashWise | Payday Loans UK |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (9 ratings) — better | 4.7 (159 ratings) |
| Positive reviews | 76.9% of reviews — better | 42.9% of reviews |
| Number of ratings | 9 | 159 — better |
| Update frequency | Every 5 months | Every 2 months — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 | 9.1 — better |
| Further details — not scored | ||
| Size | 8 MB | 28 MB |
| Age rating | 4+ | 4+ |
| Developer | Adam Wasiak | Rainbow UK Ltd |
Customer experience
CashWise
Payday Loans UK
In-app purchases
CashWise
- CashWise Pro$9.99
Payday Loans UK
No in-app purchases








