Comparison

CashWise vs Cash Plus Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CashWise

Easily track your spending and income with this cash-book style finance app. Organize your finances into categories, view detailed breakdowns, and generate monthly statements. Upgrade for advanced features like annual statements and CSV imports.

Highlights
  • Cash-book style expense tracking
  • Categorize and break down spending
  • Generate monthly PDF statements
  • Secure encrypted vault
  • Export and import financial data
  • Demonstration mode for trying Pro features
Features
Read full description

CashWise is an easy-to-use cash-book style app, designed to help you look after your money with minimal fuss. Simply record what you spend when you spend it, and CashWise will keep track of how much money you have left. Keep track of the cash in your pocket, your savings or your debt, in any currency. CATEGORIES Get super-organised by arranging your finances into categories, then view or print them with summary totals and pie charts. BREAKDOWN A detailed breakdown lets you quickly see what you have spent money on. And with a quick search, you can view and change any transaction. STATEMENTS View and send monthly PDF statements by email, or upgrade to CashWise Pro (via a single in-app purchase) to produce annual statements and print directly to an AirPrint enabled printer. EXPORT & IMPORT Export all your financial information whenever you want, or Go Pro for the ability to export your data on a monthly or annual basis and import data from CSV files. SECURITY Your financial details are kept safe in an encrypted vault using state-of-the-art 256-bit AES encryption, simply set a passcode to restrict access. FREE vs PRO CashWise is a free app, and all the basic features will remain free forever - that is a promise. Go Pro and you can unlock all the Pro features with a single in-app purchase to: • Manage your money across several accounts at once (one account is included free). • Create recurring transactions. • Completely customise your categories (built-in categories are included free). • View an annual breakdown of your transactions (monthly breakdown is included free). • Export your financial data on a monthly or annual basis (full export is included free). • Import data from CSV files. • Produce annual PDF statements (monthly statements are included free) • Print a statement direct to an AirPrint enabled printer (emailing statements is included free) • Turn off adverts. TRY-BEFORE-YOU-BUY Try all the Pro features for free before you upgrade by using the built-in 'demonstration mode'. This also lets you show off CashWise to others without revealing your finances. NEED HELP? If you need help or want to make a suggestion, just drop us an email and we'll do our best — BeCashWise.com/Help - Be CashWise

About

Cash Plus Digital

This app provides a 24/7 digital platform for accessing loan accounts, managing finances, and applying for new loans. It offers features like digital onboarding with eKYC, electronic signatures, and secure messaging for a seamless financial experience.

Highlights
  • Loan account dashboard
  • Digital onboarding with eKYC
  • New loan applications
  • Electronic signature for agreements
  • Secure messaging
  • Multi-factor authentication
Features
Read full description

CashPlus Digital: Your 24/7 Digital Lending Partner Simple, Secure, and Always Online Experience seamless financial management with the CashPlus Digital app, the ultimate digital platform for accessing your loan accounts anytime, anywhere. Whether you're a customer or a non-customer, the CashPlus Digital app offers a suite of features designed to make your financial life easier. Key Features for Customers: Dashboard • Instantly view your total loans and their current status. • Monitor your total loan debts at a glance. • Keep track of future debts. Digital Onboarding • Register online with ease. • Perform eKYC and identity verification through dynamic selfie. • Upload personal ID documents and extract data through OCR. Loans • Apply for new loans with ease. • Review detailed loan payment plans. • Quickly view your loan account balances. Electronic Signature • Access and review your loan agreements. • Conduct secure electronic signatures compliant with eIDAS standards. • Safely store your electronic signatures within the app. Exclusive Features • User personal information • Secure Messaging (including document attachment) • Security & Login settings (Change of Credentials, Register/Unregister Devices, Management of Registered Devices) Security Your security is our top priority. The CashPlus Digital app employs multi-factor authentication using the latest cryptographic methods to protect your transactions. Experience a robust and transparent security system combined with Face ID for seamless authentication. Available in Two Languages • English • Albanian Download the CashPlus Digital app today for a user-friendly, secure, and efficient financial management experience. Join thousands of satisfied users who have taken control of their finances with ease and confidence.

Screenshots

CashWise4 screens
Cash Plus Digital4 screens

Verdict

The call

The clearest difference is rating: CashWise at 4.9 against Cash Plus Digital's 3.0. CashWise also leads on ratings volume (9 vs 3) and iOS requirement (13.0 vs 15.0). Cash Plus Digital's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. CashWise sells 1 one-off in-app purchase. Cash Plus Digital asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

CashWise holds the better App Store score, 4.9 against 3.0. Both are backed by a comparable volume of ratings — 9 and 3 respectively.

UpkeepUpdate frequency

CashWise ships an update every 5 months, Cash Plus Digital every 2 months. The most recent releases landed on October 21, 2026 and October 30, 2026 respectively.

Scorecard7 real differences · 3 level
CashWise versus Cash Plus Digital: the parameters behind the verdict, then further details
ParameterCashWiseCash Plus Digital
PriceFreeFree
Rating4.9 (9 ratings) — better3.0 (3 ratings)
Positive reviews76.9% of reviews—
Number of ratings9 — better3
Update frequencyEvery 5 monthsEvery 2 months — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size8 MB39 MB
Age rating4+17+
DeveloperAdam WasiakCash Plus SH.A.

Customer experience

CashWise

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews13 reviews
Positive76.9%
Neutral7.7%
Negative15.4%

Cash Plus Digital

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

1 purchases

CashWise

One-time1
  • CashWise Pro$9.99
None

Cash Plus Digital

No in-app purchases

Questions

Is CashWise free?
CashWise is free to download, with in-app purchases available.
Is Cash Plus Digital free?
Cash Plus Digital is free to download, with no in-app purchases.
Which has better reviews, CashWise or Cash Plus Digital?
CashWise is rated higher. CashWise averages 4.9 out of 5 from 9 ratings, while Cash Plus Digital averages 3.0 from 3 ratings.
Do CashWise or Cash Plus Digital have ads?
CashWise shows ads; Cash Plus Digital does not.
Which is updated more often, CashWise or Cash Plus Digital?
CashWise ships an update every 5 months, and Cash Plus Digital every 2 months. Most recently, CashWise was updated on October 21, 2026 and Cash Plus Digital on October 30, 2026.

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