Comparison

CashWise vs Hometown

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CashWise

Easily track your spending and income with this cash-book style finance app. Organize your finances into categories, view detailed breakdowns, and generate monthly statements. Upgrade for advanced features like annual statements and CSV imports.

Highlights
  • Cash-book style expense tracking
  • Categorize and break down spending
  • Generate monthly PDF statements
  • Secure encrypted vault
  • Export and import financial data
  • Demonstration mode for trying Pro features
Features
Read full description

CashWise is an easy-to-use cash-book style app, designed to help you look after your money with minimal fuss. Simply record what you spend when you spend it, and CashWise will keep track of how much money you have left. Keep track of the cash in your pocket, your savings or your debt, in any currency. CATEGORIES Get super-organised by arranging your finances into categories, then view or print them with summary totals and pie charts. BREAKDOWN A detailed breakdown lets you quickly see what you have spent money on. And with a quick search, you can view and change any transaction. STATEMENTS View and send monthly PDF statements by email, or upgrade to CashWise Pro (via a single in-app purchase) to produce annual statements and print directly to an AirPrint enabled printer. EXPORT & IMPORT Export all your financial information whenever you want, or Go Pro for the ability to export your data on a monthly or annual basis and import data from CSV files. SECURITY Your financial details are kept safe in an encrypted vault using state-of-the-art 256-bit AES encryption, simply set a passcode to restrict access. FREE vs PRO CashWise is a free app, and all the basic features will remain free forever - that is a promise. Go Pro and you can unlock all the Pro features with a single in-app purchase to: • Manage your money across several accounts at once (one account is included free). • Create recurring transactions. • Completely customise your categories (built-in categories are included free). • View an annual breakdown of your transactions (monthly breakdown is included free). • Export your financial data on a monthly or annual basis (full export is included free). • Import data from CSV files. • Produce annual PDF statements (monthly statements are included free) • Print a statement direct to an AirPrint enabled printer (emailing statements is included free) • Turn off adverts. TRY-BEFORE-YOU-BUY Try all the Pro features for free before you upgrade by using the built-in 'demonstration mode'. This also lets you show off CashWise to others without revealing your finances. NEED HELP? If you need help or want to make a suggestion, just drop us an email and we'll do our best — BeCashWise.com/Help - Be CashWise

About

Hometown

Manage your finances with an all-in-one banking solution. Easily send and receive money, pay bills, grow savings with high interest, and access instant loans. Book flights, recharge airtime, and invest for the future, all from your mobile device.

Highlights
  • Send and receive money
  • Pay bills for services
  • Grow savings with interest
  • Access instant loans
  • Book flights
  • Invest in flexible options
  • Top-up airtime and data
Read full description

Welcome to a world of financial freedom and convenience, where your dreams become reality and banking becomes effortless. Experience Hometown - the online banking solution that empowers you, 24/7, no matter where you are. ◇ The Ultimate Banking Experience: Hometown is not just an app; it's your passport to financial bliss. Say hello to seamless online banking with just a few taps. We embody freedom, hope, and renewal - the pillars of your financial success. ◇ Transactions Made Simple: Sending and receiving money has never been easier. With Hometown, transfer funds to any Nigerian account effortlessly, and witness the magic of swift transactions. ◇ Pay with Ease: Why wait another minute? Settle essential services like DSTV, GoTV, Startimes, Showmax, PHCN subscriptions, and more in seconds, right from the Hometown app. ◇ Grow Your Savings: Unlock the power of the Akawo feature and watch your savings thrive with up to 12% interest. You can sleep soundly knowing your money is working tirelessly to secure your future. ◇ Get Instant Loans: You are not alone. Let’s help you ease the financial burdens. Get asses to the lowest-interest loans at the click of a button. ◇ Book Your Next Flight Flying to any destination now begins from home. Book your next local or international flight easily and at the best price with the Hometown. Hometown Advantage: ◯ Skip the Queues: No more wasting time in bank lines - transact from the Hometown app and access your account statement anytime, free of charge. ◯ Peace of Mind: Trust that your funds are in safe hands. Our automatic reversal system ensures your money always finds its way back without hassles. ◯ Bank Anywhere, Anytime: Embrace banking freedom. Manage your finances from the comfort of your home, office, or while you're on the move - 24/7 accessibility guaranteed. ◯ Customer Delight: Experience unparalleled customer service from a team that cares. Your satisfaction is our mission. ◇ Join the Revolution: With an ever-growing customer base, Hometown is revolutionizing online banking. Embrace a brighter financial future today. Your Financial Toolbox: * Invest in Tomorrow: Grow your wealth and withdraw anytime with our flexible investment options - "Open Akawo" or "Lock-up Akawo". * WAEC results: Pay for WAEC e-vouchers and access your results effortlessly through Hometown. * Recharge & Data: Stay connected. Top-up airtime and data for yourself, family, and friends - even Smile data subscriptions are covered. * Bet with Confidence: Never miss a bet. Fund betting accounts seamlessly through Hometown. * User-Friendly Design: Effortless navigation - bank smart without assistance. ONE APP FOR ALL TRANSACTIONS Experience the future of banking. Download Hometown now and take control of your financial destiny. Embrace hassle-free banking at your fingertips. GET IN TOUCH! The Hometown App is owned by Hometown Fintech Limited, a registered financial services company with the CAC. Our payment processing companies are CBN regulated and PCI DSS compliant. We can be reached via the following medium; * Email us at connect@gethometown.app * Like our Facebook page www.facebook.com/gethometown * Follow us on Twitter: www.twitter.com/apphometown * Follow us on Instagram: www.instagram.com/gethometown * Call us on +234 8031230668, +234 8138686589 * Visit our website: www.gethometown.app PS: Hometown loans are extremely useful in emergency situations. Customers are advised to apply for the Hometown Loan only when it is extremely necessary to do so. Please visit www.gethometown.app to learn more.

Screenshots

CashWise4 screens
Hometown4 screens

Verdict

The call

The clearest difference is review sentiment: CashWise at 77% against Hometown's 31%. CashWise also leads on rating (4.9 vs 4.2). Hometown's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. CashWise sells 1 one-off in-app purchase. Hometown asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

CashWise holds the better App Store score, 4.9 against 4.2. That said, the two scores are not equally well evidenced: Hometown has 667 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 77% of CashWise's written reviews are positive against 31% of Hometown's.

UpkeepUpdate frequency

CashWise ships an update every 5 months, Hometown every 2 months. The most recent releases landed on October 4, 2026 and October 19, 2026 respectively.

Scorecard7 real differences · 3 level
CashWise versus Hometown: the parameters behind the verdict, then further details
ParameterCashWiseHometown
PriceFreeFree
Rating4.9 (9 ratings) — better4.2 (667 ratings)
Positive reviews76.9% of reviews — better30.6% of reviews
Number of ratings9667 — better
Update frequencyEvery 5 monthsEvery 2 months — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.012.4 — better
Further details — not scored
Size8 MB69 MB
Age rating4+4+
DeveloperAdam WasiakHometown Fintech Limited

Customer experience

CashWise

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews13 reviews
Positive76.9%
Neutral7.7%
Negative15.4%

Hometown

All ratings668 ratings
Positive78.0%
Neutral6.4%
Negative15.6%
Written reviews62 reviews
Positive30.6%
Neutral4.8%
Negative64.5%

Bugs and requests

CashWise

Not enough reviews yet to summarise bugs or requests.

Hometown

Reported bugs

3 issues
  • Login and verification issues
  • Inconsistent app functionality
  • Delayed or failed transactions

Requested features

3 requests
  • Improve loan application process
  • Enhance user-friendliness of the app
  • Provide better communication and transparency

In-app purchases

1 purchases

CashWise

One-time1
  • CashWise Pro$9.99
None

Hometown

No in-app purchases

Questions

Is CashWise free?
CashWise is free to download, with in-app purchases available.
Is Hometown free?
Hometown is free to download, with no in-app purchases.
Which has better reviews, CashWise or Hometown?
CashWise is rated higher. CashWise averages 4.9 out of 5 from 9 ratings, while Hometown averages 4.2 from 667 ratings.
Do CashWise or Hometown have ads?
CashWise shows ads; Hometown does not.
Which is updated more often, CashWise or Hometown?
CashWise ships an update every 5 months, and Hometown every 2 months. Most recently, CashWise was updated on October 4, 2026 and Hometown on October 19, 2026.

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