CashWise vs NPPF Loan
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CashWise
Easily track your spending and income with this cash-book style finance app. Organize your finances into categories, view detailed breakdowns, and generate monthly statements. Upgrade for advanced features like annual statements and CSV imports.
- Cash-book style expense tracking
- Categorize and break down spending
- Generate monthly PDF statements
- Secure encrypted vault
- Export and import financial data
- Demonstration mode for trying Pro features
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CashWise is an easy-to-use cash-book style app, designed to help you look after your money with minimal fuss. Simply record what you spend when you spend it, and CashWise will keep track of how much money you have left. Keep track of the cash in your pocket, your savings or your debt, in any currency. CATEGORIES Get super-organised by arranging your finances into categories, then view or print them with summary totals and pie charts. BREAKDOWN A detailed breakdown lets you quickly see what you have spent money on. And with a quick search, you can view and change any transaction. STATEMENTS View and send monthly PDF statements by email, or upgrade to CashWise Pro (via a single in-app purchase) to produce annual statements and print directly to an AirPrint enabled printer. EXPORT & IMPORT Export all your financial information whenever you want, or Go Pro for the ability to export your data on a monthly or annual basis and import data from CSV files. SECURITY Your financial details are kept safe in an encrypted vault using state-of-the-art 256-bit AES encryption, simply set a passcode to restrict access. FREE vs PRO CashWise is a free app, and all the basic features will remain free forever - that is a promise. Go Pro and you can unlock all the Pro features with a single in-app purchase to: • Manage your money across several accounts at once (one account is included free). • Create recurring transactions. • Completely customise your categories (built-in categories are included free). • View an annual breakdown of your transactions (monthly breakdown is included free). • Export your financial data on a monthly or annual basis (full export is included free). • Import data from CSV files. • Produce annual PDF statements (monthly statements are included free) • Print a statement direct to an AirPrint enabled printer (emailing statements is included free) • Turn off adverts. TRY-BEFORE-YOU-BUY Try all the Pro features for free before you upgrade by using the built-in 'demonstration mode'. This also lets you show off CashWise to others without revealing your finances. NEED HELP? If you need help or want to make a suggestion, just drop us an email and we'll do our best — BeCashWise.com/Help - Be CashWise
NPPF Loan
Access loan services from the National Pension and Provident Fund. Members can apply for new loans, check their loan status, and view their outstanding balance directly from their mobile device.
- Apply for new loans
- Check loan status
- View loan balance
- Manage pension fund loans
- Access corporate entity services
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National Pension and Provident Fund (NPPF) provides loan services to its members and corporate entity. Using this mobile app, our members can apply for new loan and can see their loan status and loan balance information.
Screenshots
Verdict
The clearest difference is rating: CashWise at 4.9 against NPPF Loan's 1.0. CashWise also leads on ratings volume (9 vs 1). NPPF Loan's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. CashWise sells 1 one-off in-app purchase. NPPF Loan asks for nothing beyond the download.
CashWise holds the better App Store score, 4.9 against 1.0. That said, the two scores are not equally well evidenced: CashWise has 9 ratings behind it against 1, so its average is the more settled of the two.
CashWise ships an update every 5 months, NPPF Loan every 6 months. The most recent releases landed on October 21, 2026 and October 6, 2026 respectively.
| Parameter | CashWise | NPPF Loan |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (9 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 76.9% of reviews | — |
| Number of ratings | 9 — better | 1 |
| Update frequency | Every 5 months — better | Every 6 months |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 8 MB | 135 MB |
| Age rating | 4+ | 4+ |
| Developer | Adam Wasiak | National Pension and Provident Fund |
Customer experience
CashWise
NPPF Loan
In-app purchases
CashWise
- CashWise Pro$9.99
NPPF Loan
No in-app purchases








