Comparison

QuickBucks vs Hometown

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

QuickBucks

Access bank loan app for instant loan applications. Offers various loan types including payday loans, salary advances, and personal loans. Available to both bank customers and non-customers.

Highlights
  • Instant loan applications
  • Payday loans
  • Salary advance
  • Personal loans
  • Device financing
  • Vehicle finance
  • Mortgage options
Features
Read full description

QuickBucks is the Instant Loan Application from Access Bank. The application is available to both customers and non-customers of Access Bank. With QuickBucks, you can get the following loans: - PayDay Loan - Salary Advance - Small Ticket Personal Loan - Device Financing - Vehicle Finance - Mortgage To get started, simply follow the following steps: 1. Download the app. 2. Click on signup and enter your email address and BVN-linked phone number. 3. An OTP will be sent to your phone number which will be used to validate app. 4. Proceed to update your profile and update your details (Location, Bank Account number, monthly salary) 5. Continue the signup process by choosing your preferred password and 4-digit PIN (which will be used for authenticating all transactions) 6. Accept the T and Cs and proceed to submit and sign in with your newly created credential Key Features: - Flexibility to sign in with your email address or phone number and password. - Fingerprint authentication for easier login - A holistic view of all eligible loan facilities - View active loans - View nearby points of interest like supermarkets, bank branches and shop seamlessly without any collateral

About

Hometown

Manage your finances with an all-in-one banking solution. Easily send and receive money, pay bills, grow savings with high interest, and access instant loans. Book flights, recharge airtime, and invest for the future, all from your mobile device.

Highlights
  • Send and receive money
  • Pay bills for services
  • Grow savings with interest
  • Access instant loans
  • Book flights
  • Invest in flexible options
  • Top-up airtime and data
Read full description

Welcome to a world of financial freedom and convenience, where your dreams become reality and banking becomes effortless. Experience Hometown - the online banking solution that empowers you, 24/7, no matter where you are. ◇ The Ultimate Banking Experience: Hometown is not just an app; it's your passport to financial bliss. Say hello to seamless online banking with just a few taps. We embody freedom, hope, and renewal - the pillars of your financial success. ◇ Transactions Made Simple: Sending and receiving money has never been easier. With Hometown, transfer funds to any Nigerian account effortlessly, and witness the magic of swift transactions. ◇ Pay with Ease: Why wait another minute? Settle essential services like DSTV, GoTV, Startimes, Showmax, PHCN subscriptions, and more in seconds, right from the Hometown app. ◇ Grow Your Savings: Unlock the power of the Akawo feature and watch your savings thrive with up to 12% interest. You can sleep soundly knowing your money is working tirelessly to secure your future. ◇ Get Instant Loans: You are not alone. Let’s help you ease the financial burdens. Get asses to the lowest-interest loans at the click of a button. ◇ Book Your Next Flight Flying to any destination now begins from home. Book your next local or international flight easily and at the best price with the Hometown. Hometown Advantage: ◯ Skip the Queues: No more wasting time in bank lines - transact from the Hometown app and access your account statement anytime, free of charge. ◯ Peace of Mind: Trust that your funds are in safe hands. Our automatic reversal system ensures your money always finds its way back without hassles. ◯ Bank Anywhere, Anytime: Embrace banking freedom. Manage your finances from the comfort of your home, office, or while you're on the move - 24/7 accessibility guaranteed. ◯ Customer Delight: Experience unparalleled customer service from a team that cares. Your satisfaction is our mission. ◇ Join the Revolution: With an ever-growing customer base, Hometown is revolutionizing online banking. Embrace a brighter financial future today. Your Financial Toolbox: * Invest in Tomorrow: Grow your wealth and withdraw anytime with our flexible investment options - "Open Akawo" or "Lock-up Akawo". * WAEC results: Pay for WAEC e-vouchers and access your results effortlessly through Hometown. * Recharge & Data: Stay connected. Top-up airtime and data for yourself, family, and friends - even Smile data subscriptions are covered. * Bet with Confidence: Never miss a bet. Fund betting accounts seamlessly through Hometown. * User-Friendly Design: Effortless navigation - bank smart without assistance. ONE APP FOR ALL TRANSACTIONS Experience the future of banking. Download Hometown now and take control of your financial destiny. Embrace hassle-free banking at your fingertips. GET IN TOUCH! The Hometown App is owned by Hometown Fintech Limited, a registered financial services company with the CAC. Our payment processing companies are CBN regulated and PCI DSS compliant. We can be reached via the following medium; * Email us at connect@gethometown.app * Like our Facebook page www.facebook.com/gethometown * Follow us on Twitter: www.twitter.com/apphometown * Follow us on Instagram: www.instagram.com/gethometown * Call us on +234 8031230668, +234 8138686589 * Visit our website: www.gethometown.app PS: Hometown loans are extremely useful in emergency situations. Customers are advised to apply for the Hometown Loan only when it is extremely necessary to do so. Please visit www.gethometown.app to learn more.

Screenshots

QuickBucks4 screens
Hometown4 screens

Verdict

The call

The clearest difference is rating: Hometown at 4.2 against QuickBucks's 2.5. Hometown also leads on review sentiment (31% vs 4%) and ratings volume (667 vs 95). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Hometown holds the better App Store score, 4.2 against 2.5. That said, the two scores are not equally well evidenced: Hometown has 667 ratings behind it against 95, so its average is the more settled of the two. Written reviews point the same way: 4% of QuickBucks's written reviews are positive against 31% of Hometown's.

UpkeepUpdate frequency

QuickBucks ships an update every 3 months, Hometown every 2 months. The most recent releases landed on July 30, 2026 and September 19, 2026 respectively.

Scorecard3 real differences · 7 level
QuickBucks versus Hometown: the parameters behind the verdict, then further details
ParameterQuickBucksHometown
PriceFreeFree
Rating2.5 (95 ratings)4.2 (667 ratings) — better
Positive reviews4.0% of reviews30.6% of reviews — better
Number of ratings95667 — better
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.012.4 — better
Further details — not scored
Size52 MB69 MB
Age rating4+4+
DeveloperAccess Bank PlcHometown Fintech Limited

Customer experience

QuickBucks

All ratings96 ratings
Positive35.4%
Neutral7.3%
Negative57.3%
Written reviews25 reviews
Positive4.0%
Neutral4.0%
Negative92.0%

Hometown

All ratings668 ratings
Positive78.0%
Neutral6.4%
Negative15.6%
Written reviews62 reviews
Positive30.6%
Neutral4.8%
Negative64.5%

Bugs and requests

QuickBucks

Not enough reviews yet to summarise bugs or requests.

Hometown

Reported bugs

3 issues
  • Login and verification issues
  • Inconsistent app functionality
  • Delayed or failed transactions

Requested features

3 requests
  • Improve loan application process
  • Enhance user-friendliness of the app
  • Provide better communication and transparency

In-app purchases

None

QuickBucks

No in-app purchases

None

Hometown

No in-app purchases

Questions

Is QuickBucks free?
QuickBucks is free to download, with no in-app purchases.
Is Hometown free?
Hometown is free to download, with no in-app purchases.
Which has better reviews, QuickBucks or Hometown?
Hometown is rated higher. QuickBucks averages 2.5 out of 5 from 95 ratings, while Hometown averages 4.2 from 667 ratings.
Do QuickBucks or Hometown have ads?
Neither QuickBucks nor Hometown shows ads.
Which is updated more often, QuickBucks or Hometown?
QuickBucks ships an update every 3 months, and Hometown every 2 months. Most recently, QuickBucks was updated on July 30, 2026 and Hometown on September 19, 2026.

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