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Hometown - Banking Solution

Hometown - Banking Solution

Pay, Save, Get a loan, Spend

721 ratings
62 reviews
🔧 Utilities
💰 Finance
Free

Details

Released
August 3, 2020
Updated
October 23, 2023

Developer

Hometown Fintech Limited
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Hometown - Banking Solution screenshot #1 for iPhone
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Hometown - Banking Solution screenshot #5 for iPhone
Hometown - Banking Solution screenshot #6 for iPhone
Hometown - Banking Solution screenshot #7 for iPhone
Hometown - Banking Solution screenshot #8 for iPhone
Hometown - Banking Solution screenshot #9 for iPhone
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Reviews summary↘︎
⭐62
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📝3+ tags
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🔄6+ apps
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❓5 answered
FAQ↘︎
📦w/o updates
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About

Manage your finances with an all-in-one banking solution. Easily send and receive money, pay bills, grow savings with high interest, and access instant loans. Book flights, recharge airtime, and invest for the future, all from your mobile device.

✓Send and receive money
✓Pay bills for services
✓Grow savings with interest
✓Access instant loans
✓Book flights
✓Invest in flexible options
✓Top-up airtime and data
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What users say about Hometown

Reviews of Hometown are mostly negative: the Finance app is rated 4.3/5 from 721 App Store ratings. What users like most: reliable and fast transactions, offers small loans. Top complaints: unreliable customer service, strict verification requirements. Summarized from real user reviews.

Positive things

  • 💯Reliable and fast transactions
  • 🤑Offers small loans
  • 🏠Hometown app with local focus

Negative things

  • 🤖Unreliable customer service
  • 🔒Strict verification requirements
  • 💰Delayed or reversed transactions
  • 🔄Inability to withdraw or transfer funds
  • 🚫Accounts being blocked or deactivated
See all reviews

What's New in Hometown

2.2.2

October 23, 2023

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User reviews

Most RecentHighest RatedLowest Rated

Ole

They are not real bank
AAyojo101

Bad bank

Hometown app like reversing money.. you can’t even buy airtime with your money in the account it will be on hold or refunded lol I don’t have anybody to make use of this bank… I have my money in the accounts for 4 months i can’t send it out.. they want me to forget it…. Thief I can’t rate you…
OOnlyGod101

I can’t send money after I make transfer to the bank since last month I have trying it

This is scammed account
Jjoi2452

I can’t make transfer

I can’t make transfer
Jjoi2452

Scammer

This bank is a scam for about 4months I can’t withdraw my funds in it and can’t even make transfer into my bank account talk less of buying cards or data or funding my bet account for real, it’s getting out of hands for real
AAuthority1972
See 57 more reviews

User experience

🐞

Reported Bugs

3 issues

Login and verification issues

Bug

Inconsistent app functionality

Bug

Delayed or failed transactions

Bug
✨

Requested Features

3 requests

Improve loan application process

Feature

Enhance user-friendliness of the app

Feature

Provide better communication and transparency

Feature

FAQ

What can I do with the Hometown app?

The app allows you to perform a wide range of financial transactions. You can send and receive money, pay for various services like DSTV and PHCN, grow your savings with up to 12% interest, and access instant loans. Additionally, you can book flights, recharge airtime and data, invest in flexible options, and even pay for WAEC e-vouchers.

How does the savings feature work?

Hometown offers a savings feature called 'Akawo' where you can grow your money with up to 12% interest. There are flexible investment options, including 'Open Akawo' and 'Lock-up Akawo', allowing you to grow your wealth and withdraw when needed.

Is there a cost to use Hometown?

Based on the provided information, the app is free to use. There are no mentioned fees for downloading or using its core banking features. Accessing your account statement is also free of charge.

What are the benefits of using Hometown for banking?

Hometown offers several advantages, including skipping bank queues by transacting anytime, anywhere, 24/7. It provides peace of mind with an automatic reversal system for transactions and ensures customer delight with dedicated support. The app aims to make banking effortless and accessible.

Can I get a loan through Hometown?

Yes, you can get instant loans through the Hometown app. The app aims to ease financial burdens by providing access to loans at the click of a button, with the description mentioning 'lowest-interest loans'.