Best Kiakia P2P Apps

195+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated July 2026

From beginner-friendly picks to power-user tools, our kiakia p2p list covers 195+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Kiakia P2P

Kiakia P2P#1

Kiakia P2P by Kiakia Bits Limited

You fund. We invest. You earn.
Editor's Choice
💰 Finance
3.0(18 ratings)
Free
Kiakia P2P screenshot 1
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Kiakia P2P screenshot 6

Invest in loans and businesses to earn high returns, or access fast, competitive loans. This platform connects investors with borrowers, facilitating funding with minimal bureaucracy. Earn interest or share profits on your capital.

P2Vest - Loan & Insurance App#2

P2Vest - Loan & Insurance App by p2Vest Technology Limited

P2P Lending | Buy Insurance
Strong Contender
💰 Finance
3.6(165 ratings)
Free
P2Vest - Loan & Insurance App screenshot 1
P2Vest - Loan & Insurance App screenshot 2
P2Vest - Loan & Insurance App screenshot 3

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

FairMoney: Loan App In Nigeria#3

FairMoney: Loan App In Nigeria by FAIRMONEY MICROFINANCE BANK LIMITED

Instant Loan App For Fast Cash
Worth Considering
💰 Finance
4.6😐(14K ratings)
Free
FairMoney: Loan App In Nigeria screenshot 1
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FairMoney: Loan App In Nigeria screenshot 6

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

What We Love

  • 🚀 Fast and easy loan process
  • 👍 Reliable and trustworthy
  • 💯 Smooth and seamless experience

Room to Improve

  • 💰 High interest rates
  • 🔍 Inconsistent loan offers
  • 📞 Aggressive repayment reminders

More Kiakia P2P apps to explore

4
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
💰 Finance
(38K)
free with in-app purchases
5
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(133K)
freemium
6
Pi Network
Pi Network
Pi Network
An inclusive digital currency
Free

Access and grow your digital currency holdings with this app. It functions as a wallet for your digital assets, offering an eco-friendly and battery-efficient way to manage your currency.

Access Pi holdingsGrow Pi holdingsDigital asset wallet
🌐 Social Networking
(13K)
ad-supported
7
GCash
GCash
GCash
by MYNT, INC.
Free

Send money instantly to the Philippines, pay over 2000 bills, and manage your finances from abroad. Link your US bank account, save with high interest rates, and scan to pay securely. Stay connected and support loved ones with ease.

Instant money transfersPay over 2000 billsLink US bank accounts
💰 Finance
(2.6K)
free with in-app purchases
8
Fundrise: Invest in Alts
Fundrise: Invest in Alts
Fundrise: Invest in Alts
Venture, Real estate, Income
Free

Build a diversified portfolio of private market investments, including real estate, venture capital, and private credit. Access high-growth opportunities and receive transparent reporting with bank-level security. Start investing with flexible minimums.

Invest in private real estateInvest in venture capitalInvest in private credit
💰 Finance
(38K)
free
9
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

High-interest savings accountsAccessible instant loansBuy Now, Pay Later (0% interest)
💰 Finance
(10K)
free with in-app purchases
10
Maya – savings, loans, cards
Maya – savings, loans, cards
Maya – savings, loans, cards
BSP-licensed banking and more
Free

This app offers digital banking services including high-interest savings accounts, personal loans, credit cards with rewards, and investment options in cryptocurrency and funds. Users can also pay bills, shop online, and send money globally.

High-interest savings accountsPersonal loans up to P250,000Credit cards with rewards
💰 Finance
(3.8K)
free with in-app purchases
11
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
💰 Finance
(386K)
free with in-app purchases
12
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
Save, Invest & Manage Money
Free

This platform offers a comprehensive suite of tools for saving, investing, and managing your finances. It provides various savings options, from automated plans to goal-oriented saving, and allows secure investment in diverse assets with competitive returns. The service prioritizes security and transparency, with a proven track record and regulatory compliance.

Automated daily, weekly, or monthly savingsGoal-based and group savingsFixed-term savings with upfront interest
💰 Finance
(6.9K)
free
13
eLendly
eLendly
eLendly
Gift, Lend, Borrow and Invest
Free

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

Automate subscriptionsLend and borrow with friendsTrack finances
💰 Finance
(49)
free
14
Faircent - P2P Investment
Faircent - P2P Investment
Faircent - P2P Investment
Indias largest P2P-Lending App
Free

Invest in personal and business loans through a peer-to-peer lending marketplace. Earn monthly returns and diversify your investment portfolio. Start with as little as INR 500.

Invest in personal and business loansEarn monthly returns (12%-35% p.a.)Create passive income
💰 Finance
(10)
free with in-app purchases
15
Republic: Private Investing
Republic: Private Investing
Republic: Private Investing
Venture, funds, crypto
Free

Invest in startups, real estate, and video games with this platform. It offers access to curated deals previously unavailable to most individuals, allowing for portfolio diversification and participation in company growth. Join a global community of investors.

Invest in startups, real estate, and video gamesAccess curated investment dealsInvest regardless of experience level
💰 Finance
(3.1K)
free with in-app purchases
16
Luno: Buy Crypto and US Stocks
Luno: Buy Crypto and US Stocks
Luno: Buy Crypto and US Stocks
Invest in Crypto and US Stocks
Free

Invest in a variety of cryptocurrencies and tokenized stocks with this platform. Buy, sell, store, and trade digital assets, including Bitcoin and Ethereum. Offers features like staking and price prediction games for users.

Buy and sell cryptocurrenciesInvest in tokenized stocksSecure cryptocurrency storage
💰 Finance
(3.6K)
ad-supported
17
Kiva - Lend for Good
Kiva - Lend for Good
Kiva - Lend for Good
Lend $25 and change a life
Free

Support entrepreneurs and students globally by lending as little as $25. Fund microfinance loans and make an impact that can be re-lent repeatedly. Join a community dedicated to financial inclusion and empowering underserved individuals.

Lend as little as $25Support entrepreneurs and studentsRe-lend funds for exponential impact
🌐 Social Networking
(2.4K)
free with in-app purchases
18
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
💰 Finance
(73K)
subscription
19
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Save, pay bills, & get loan
Free

Manage your finances with this all-in-one Nigerian finance app. It offers instant loans, automated savings with competitive interest rates, and seamless bill payments. You can also transfer money, receive payments, and get insurance for your devices and health.

Instant loans up to ₦50,000Automated savings with up to 23% interestBill payments (cable TV, utilities, betting)
💰 Finance
(120)
free
20
StartEngine: Pre-IPO Investing
StartEngine: Pre-IPO Investing
StartEngine: Pre-IPO Investing
Private Market Investing
Free

Invest in private companies and pre-IPO shares. Access deals previously exclusive to venture capitalists and institutions. Track your portfolio, connect with founders, and explore diverse startup opportunities.

Invest in private companiesTrade pre-IPO sharesEquity crowdfunding
💰 Finance
(6.6K)
free with in-app purchases