Comparison

兴业银行手机银行 vs HSBC China

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

兴业银行手机银行

Features
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兴业银行手机银行全新升级,享受智能“兴”生活: 【五大品牌】 五大品牌功能互通,手机银行为客户提供集团一站式金融服务。 【智能银行】 1.界面全新升级,千人千面展示定制化内容。 2.智能搜索,懂你所需。未搜先至猜你想搜,意图识别精准推荐,千人千面智能排序,搜索卡片一键办理。 3.智能语音融入各业务场景,打造能听会说的手机银行。 【财富频道】 1.财富频道助您清晰管理个人资产。集中展示您的资产概况、常用财富功能与快捷入口,一眼掌握整体资产情况。 2.推出「财富优选」「财富陪伴」「热门资讯」三大板块,分别匹配您投资选品、资产打理、行情了解等多元选择,覆盖投资决策、持仓管理、资讯洞察全流程,一站式陪伴您的财富投资全周期。 【体贴服务】 1.附近网点地图查找更直观,线上一键预约,线下直接办理,高效便捷。 2.“安愉版”为老年客户定制大字、关怀版面,提供安愉人生一站式养老服务。 【安全便捷】 1.为客户提供安全、便捷的登录方式,支持微信、支付宝、AppleID等授权登录。 2.支持本机手机号认证服务,多场景无需手输短信验证码即可快捷完成安全验证。 3.智能风控反欺诈功能,结合交易环境、交易设备等因子,进行多样而精准的安全认证,兼顾客户体验与账户安全。

About

HSBC China

Manage your finances with personalized banking services, including card management, deposits, and transfers. Access global accounts and utilize smart wealth management tools. Enjoy multiple security layers for secure transactions.

Highlights
  • Personalized debit and credit card management
  • Chinese Yuan/foreign currency transfers
  • Global account balance viewing
  • Smart wealth management tools
  • Multi-factor authentication (fingerprint, Face ID)
  • Branch and ATM locator
  • Tap-to-call customer service
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Personalised services: Fully manage your debit card and credit card with personalised interfaces, including deposits, Chinese Yuan/foreign currencies transfer, foreign exchange, wealth management and credit card statement/instalment/limit management, card settings and others banking services. Global account management: View the balance for your HSBC China or other countries accounts by using HSBC China Mobile Banking app and enjoy real-time foreign currencies fund transfers between your HSBC global accounts. Smart wealth management: Manage your investments using HSBC smart wealth management tools. Multiple security levels: Two-password and multi-factor authentications; set different authentication methods by different security level, including hard token, fingerprint, Face ID, SMS confirmation code or password verification. Services within reach: Find your nearest branch/ATM or contact HSBC customer service hotline by tap-to-call! Stay tuned for more new features. Important notice: This app is designed for use in mainland China. The products and services represented within this app are intended for mainland China customers. This app is provided by HSBC Bank (China) Company Limited ('HSBC [China]'). HSBC China is supervised and regulated in mainland China by China regulatory authority, including, but not limited to, National Financial Regulatory Administration, People’s Bank of China and State Administration of Foreign Exchange. If you are outside of mainland China, we may not be authorized to offer or provide you with the products and services available through this app in the country you are located or resident in. This app is not intended for distribution, download or use by any person in any jurisdiction or country where the distribution, download or use of this material is restricted and would not be permitted by law or regulation.

Screenshots

兴业银行手机银行3 screens
HSBC China4 screens

Verdict

The call

The clearest difference is rating: 兴业银行手机银行 at 4.5 against HSBC China's 2.4. 兴业银行手机银行 also leads on ratings volume (794 vs 121) and iOS requirement (13 vs 15.0). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

兴业银行手机银行 holds the better App Store score, 4.5 against 2.4. That said, the two scores are not equally well evidenced: 兴业银行手机银行 has 794 ratings behind it against 121, so its average is the more settled of the two. Written reviews point the same way: 33% of 兴业银行手机银行's written reviews are positive against 25% of HSBC China's.

UpkeepUpdate frequency

兴业银行手机银行 ships an update fortnightly, HSBC China every 3 weeks. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
兴业银行手机银行 versus HSBC China: the parameters behind the verdict, then further details
Parameter兴业银行手机银行HSBC China
PriceFreeFree
Rating4.5 (794 ratings) — better2.4 (121 ratings)
Positive reviews33.0% of reviews — better25.0% of reviews
Number of ratings794 — better121
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
Monetization—Free with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13 — better15.0
Further details — not scored
Size422 MB708 MB
Age rating4+4+
Developer兴业银行HSBC Bank (China) Company Limited

Customer experience

兴业银行手机银行

All ratings794 ratings
Positive88.4%
Neutral1.9%
Negative9.7%
Written reviews94 reviews
Positive33.0%
Neutral6.4%
Negative60.6%

HSBC China

All ratings120 ratings
Positive32.5%
Neutral4.2%
Negative63.3%
Written reviews88 reviews
Positive25.0%
Neutral8.0%
Negative67.0%

Bugs and requests

兴业银行手机银行

Reported bugs

4 issues
  • Login screen freezes
  • Unreliable network connectivity
  • Delayed transaction notifications
  • Incorrect account balance display

Requested features

4 requests
  • Dark mode option
  • Improved security features
  • Enhanced transaction history
  • Seamless cross-device sync

HSBC China

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

兴业银行手机银行

No in-app purchases

None

HSBC China

No in-app purchases

Questions

Is 兴业银行手机银行 free?
兴业银行手机银行 is free to download, with no in-app purchases.
Is HSBC China free?
HSBC China is free to download, with no in-app purchases.
Which has better reviews, 兴业银行手机银行 or HSBC China?
兴业银行手机银行 is rated higher. 兴业银行手机银行 averages 4.5 out of 5 from 794 ratings, while HSBC China averages 2.4 from 121 ratings.
Do 兴业银行手机银行 or HSBC China have ads?
Neither 兴业银行手机银行 nor HSBC China shows ads.
Which is updated more often, 兴业银行手机银行 or HSBC China?
兴业银行手机银行 ships an update fortnightly, and HSBC China every 3 weeks. Most recently, 兴业银行手机银行 was updated on October 29, 2026 and HSBC China on October 24, 2026.

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