Comparison

兴业银行手机银行 vs 海峡银行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

兴业银行手机银行

Features
Read full description

兴业银行手机银行全新升级,享受智能“兴”生活: 【五大品牌】 五大品牌功能互通,手机银行为客户提供集团一站式金融服务。 【智能银行】 1.界面全新升级,千人千面展示定制化内容。 2.智能搜索,懂你所需。未搜先至猜你想搜,意图识别精准推荐,千人千面智能排序,搜索卡片一键办理。 3.智能语音融入各业务场景,打造能听会说的手机银行。 【财富频道】 1.财富频道助您清晰管理个人资产。集中展示您的资产概况、常用财富功能与快捷入口,一眼掌握整体资产情况。 2.推出「财富优选」「财富陪伴」「热门资讯」三大板块,分别匹配您投资选品、资产打理、行情了解等多元选择,覆盖投资决策、持仓管理、资讯洞察全流程,一站式陪伴您的财富投资全周期。 【体贴服务】 1.附近网点地图查找更直观,线上一键预约,线下直接办理,高效便捷。 2.“安愉版”为老年客户定制大字、关怀版面,提供安愉人生一站式养老服务。 【安全便捷】 1.为客户提供安全、便捷的登录方式,支持微信、支付宝、AppleID等授权登录。 2.支持本机手机号认证服务,多场景无需手输短信验证码即可快捷完成安全验证。 3.智能风控反欺诈功能,结合交易环境、交易设备等因子,进行多样而精准的安全认证,兼顾客户体验与账户安全。

About

海峡银行

Features
Read full description

海峡银行手机银行是专门为手机客户打造的移动金融服务平台,具有以下特点: (一)易用便捷 我行个人手机银行业务提供客户7×24小时全天候的服务,只要随身携带可以上网的移动设备,即可轻松管理账户、转账汇款、生活缴费等。操作方面充分借鉴了iPhone手机自身的设计优势,注重界面布局、功能整合和客户使用习惯。 (二)安全可靠 我行综合采取多种安全策略确保客户在使用手机银行时的信息安全、密码安全和资金安全。如在使用对外转账等交易时,我行不但采取账户的静态密码,还使用动态口令多因素认证确保客户资金与信息的安全。 (三)功能实用 我行手机银行为客户提供账户查询、转账汇款、生活缴费、海峡宝等常用金融服务。

Screenshots

兴业银行手机银行3 screens
海峡银行4 screens

Verdict

The call

The clearest difference is rating: 兴业银行手机银行 at 4.5 against 海峡银行's 3.0. 兴业银行手机银行 also leads on ratings volume (793 vs 6) and update cadence (fortnightly vs every 6 weeks). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

兴业银行手机银行 holds the better App Store score, 4.5 against 3.0. That said, the two scores are not equally well evidenced: 兴业银行手机银行 has 793 ratings behind it against 6, so its average is the more settled of the two.

UpkeepUpdate frequency

兴业银行手机银行 ships an update fortnightly, 海峡银行 every 6 weeks. The most recent releases landed on September 23, 2026 and September 17, 2026 respectively.

Scorecard3 real differences · 6 level
兴业银行手机银行 versus 海峡银行: the parameters behind the verdict, then further details
Parameter兴业银行手机银行海峡银行
PriceFreeFree
Rating4.5 (793 ratings) — better3.0 (6 ratings)
Positive reviews33.0% of reviews—
Number of ratings793 — better6
Update frequencyFortnightly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS9.09.0
Further details — not scored
Size523 MB313 MB
Age rating4+12+
Developer兴业银行福建海峡银行

Customer experience

兴业银行手机银行

All ratings793 ratings
Positive88.5%
Neutral1.9%
Negative9.6%
Written reviews94 reviews
Positive33.0%
Neutral6.4%
Negative60.6%

海峡银行

All ratings6 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

兴业银行手机银行

Reported bugs

4 issues
  • Login screen freezes
  • Unreliable network connectivity
  • Delayed transaction notifications
  • Incorrect account balance display

Requested features

4 requests
  • Dark mode option
  • Improved security features
  • Enhanced transaction history
  • Seamless cross-device sync

海峡银行

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

兴业银行手机银行

No in-app purchases

None

海峡银行

No in-app purchases

Questions

Is 兴业银行手机银行 free?
兴业银行手机银行 is free to download, with no in-app purchases.
Is 海峡银行 free?
海峡银行 is free to download, with no in-app purchases.
Which has better reviews, 兴业银行手机银行 or 海峡银行?
兴业银行手机银行 is rated higher. 兴业银行手机银行 averages 4.5 out of 5 from 793 ratings, while 海峡银行 averages 3.0 from 6 ratings.
Do 兴业银行手机银行 or 海峡银行 have ads?
Neither 兴业银行手机银行 nor 海峡银行 shows ads.
Which is updated more often, 兴业银行手机银行 or 海峡银行?
兴业银行手机银行 ships an update fortnightly, and 海峡银行 every 6 weeks. Most recently, 兴业银行手机银行 was updated on September 23, 2026 and 海峡银行 on September 17, 2026.

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