Comparison

兴业银行手机银行 vs 微众银行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

兴业银行手机银行

Features
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兴业银行手机银行全新升级,享受智能“兴”生活: 【五大品牌】 五大品牌功能互通,手机银行为客户提供集团一站式金融服务。 【智能银行】 1.界面全新升级,千人千面展示定制化内容。 2.智能搜索,懂你所需。未搜先至猜你想搜,意图识别精准推荐,千人千面智能排序,搜索卡片一键办理。 3.智能语音融入各业务场景,打造能听会说的手机银行。 【财富频道】 1.财富频道助您清晰管理个人资产。集中展示您的资产概况、常用财富功能与快捷入口,一眼掌握整体资产情况。 2.推出「财富优选」「财富陪伴」「热门资讯」三大板块,分别匹配您投资选品、资产打理、行情了解等多元选择,覆盖投资决策、持仓管理、资讯洞察全流程,一站式陪伴您的财富投资全周期。 【体贴服务】 1.附近网点地图查找更直观,线上一键预约,线下直接办理,高效便捷。 2.“安愉版”为老年客户定制大字、关怀版面,提供安愉人生一站式养老服务。 【安全便捷】 1.为客户提供安全、便捷的登录方式,支持微信、支付宝、AppleID等授权登录。 2.支持本机手机号认证服务,多场景无需手输短信验证码即可快捷完成安全验证。 3.智能风控反欺诈功能,结合交易环境、交易设备等因子,进行多样而精准的安全认证,兼顾客户体验与账户安全。

About

微众银行

This digital bank offers a comprehensive suite of financial services including deposits, investment management, and flexible fund transfers. It provides secure, online-only banking with features like quick account opening and 24/7 customer support.

Highlights
  • Online account opening
  • Investment and wealth management
  • Flexible fund management
  • Fixed-term deposits
  • Fund investment options
  • Automated financial planning
  • 24/7 customer service
Features
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微众银行于2014年12月获得金融许可证,是一家纯线上的数字银行,为客户提供一站式存款、投资理财、便捷资金调度等金融服务,助您安心理财。 【安全有保障】 银行牌照,安全可靠 【在线速开户】 足不出门,即可轻松开户,随时随地享受金融理财服务 【精选理财子】 银行理财全新升级,精选全网优质银行理财子产品,理财省心之选 【灵活用资金】 活期+随用随转,您的现金管理、理财投资好帮手 【定期存储蓄】 多种期限存款随心选,存取便捷,安全可靠 【投资好专家】 股票型基金、债券型基金等精选投资产品,明星基金经理管理,省心定投 【管家式管理】 设置自动计划,每月工资自动理财、还房贷、做公益,轻松管理您的资金 【服务随时享】 贴心服务随时享,客服7*24小时不间断服务,服务热线:95384 掌握一手理财资讯,参与更多“福利活动”,请关注“微众银行App”公众号。 *市场有风险,理财投资需谨慎

Screenshots

兴业银行手机银行3 screens
微众银行4 screens

Verdict

The call

The clearest difference is rating: 兴业银行手机银行 at 4.5 against 微众银行's 3.0. 兴业银行手机银行 also leads on ratings volume (794 vs 43). 微众银行's advantage is review sentiment (55% vs 33%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

兴业银行手机银行 holds the better App Store score, 4.5 against 3.0. That said, the two scores are not equally well evidenced: 兴业银行手机银行 has 794 ratings behind it against 43, so its average is the more settled of the two. Written reviews complicate that: 33% of 兴业银行手机银行's written reviews are positive against 55% of 微众银行's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

兴业银行手机银行 ships an update fortnightly, 微众银行 every 2 weeks. Both last shipped on October 26, 2026.

Scorecard3 real differences · 7 level
兴业银行手机银行 versus 微众银行: the parameters behind the verdict, then further details
Parameter兴业银行手机银行微众银行
PriceFreeFree
Rating4.5 (794 ratings) — better3.0 (43 ratings)
Positive reviews33.0% of reviews54.5% of reviews — better
Number of ratings794 — better43
Update frequencyFortnightlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS1312.0 — better
Further details — not scored
Size422 MB148 MB
Age rating4+4+
Developer兴业银行WeBank Co., Ltd.

Customer experience

兴业银行手机银行

All ratings794 ratings
Positive88.4%
Neutral1.9%
Negative9.7%
Written reviews94 reviews
Positive33.0%
Neutral6.4%
Negative60.6%

微众银行

All ratings40 ratings
Positive47.5%
Neutral0.0%
Negative52.5%
Written reviews88 reviews
Positive54.5%
Neutral6.8%
Negative38.6%

Bugs and requests

兴业银行手机银行

Reported bugs

4 issues
  • Login screen freezes
  • Unreliable network connectivity
  • Delayed transaction notifications
  • Incorrect account balance display

Requested features

4 requests
  • Dark mode option
  • Improved security features
  • Enhanced transaction history
  • Seamless cross-device sync

微众银行

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

兴业银行手机银行

No in-app purchases

None

微众银行

No in-app purchases

Questions

Is 兴业银行手机银行 free?
兴业银行手机银行 is free to download, with no in-app purchases.
Is 微众银行 free?
微众银行 is free to download, with no in-app purchases.
Which has better reviews, 兴业银行手机银行 or 微众银行?
兴业银行手机银行 is rated higher. 兴业银行手机银行 averages 4.5 out of 5 from 794 ratings, while 微众银行 averages 3.0 from 43 ratings.
Do 兴业银行手机银行 or 微众银行 have ads?
Neither 兴业银行手机银行 nor 微众银行 shows ads.
Which is updated more often, 兴业银行手机银行 or 微众银行?
兴业银行手机银行 ships an update fortnightly, and 微众银行 every 2 weeks. Most recently, 兴业银行手机银行 was updated on October 26, 2026 and 微众银行 on October 26, 2026.

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