Comparison

KICASignPlus vs NH스마트뱅킹

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

★ 3.344 ratingsView app →

About

KICASignPlus

This app provides electronic signature and PKI-based digital certificate services on iOS smart devices. It allows users to manage digital certificates, perform electronic signatures, and verify identities through a mobile browser, mirroring PC functionalities.

Highlights

Digital certificate issuance, renewal, and re-issuance
Import/export of digital certificates
Digital certificate management
Mobile browser-based electronic signatures
Identity verification services

Read full description

한국정보인증에서 새롭게 제공하는 KICASignPlus 앱은 iOS 기반의 스마트기기에서 전자서명인증서비스 및 모바일 브라우저를 통한 PKI 기반 전자서명서비스를 제공합니다. PC에서 공동인증서 이용을 위해 프로그램을 설치하여 사용하는 것과 같이 스마트기기에서 KICASignPlus 앱을 설치 후 동일한 기능을 사용하실 수 있습니다. [주요기능] - 인증서 발급, 갱신, 재발급 - 공동인증서 가져오기,내보내기 - 공동인증서 관리 - 모바일브라우저 기반 전자서명, 신원확인 서비스 * LTE, 3G망으로 어플리케이션을 다운 받으시는 경우 데이터 요금이 발생할 수 있습니다. 가급적 Wi-Fi 망 이용을 권장합니다. [지원 기기] - iOS 12.0 이상 단말 - 탈옥 등 운영체제가 변조된 단말기에서는 서비스 이용이 불가합니다. - KICASignPlus 앱에 대한 궁금하신 점은 고객센터(1577-8787)로 문의해주시기 바랍니다. [서비스 접근권한 안내] * 선택적 접근권한 - 카메라: QR Code 인식 기능을 제공하기 위해 사용 - Face ID, Touch ID: 생체인증을 통한 이용자 확인을 위해 사용 * 접근권한 철회 방법 - 설정 > KICASignPus 선택 > 접근권한별 동의 또는 철회 선택 * 선택적 접근권한은 동의하지 않아도 서비스 이용이 가능합니다. * 선택적 접근권한 미동의시 해당 기능의 이용이 어려울 수 있습니다. ※ OSS Library License OSS has the right to use the iOS SDK to build runtime libraries that will be included with the signgate applications. OSS has the rights to distribute the libraries to other companies who have agreement with Apple.

About

NH스마트뱅킹

Manage your finances, from banking to asset management, all in one place. This app offers personalized features, easy transfers, and comprehensive financial planning tools. It also provides global banking services and 24/7 customer support.

Highlights

Personalized main screen with quick access to transactions
Large font mode for easier viewing
Simplified banking with easy password login and transfers
Open banking for managing accounts from other banks
Integrated asset management and financial planning
Non-face-to-face account opening and product subscriptions
Global banking services in 9 languages

Features

Read full description

뱅킹에서 자산관리까지! NH스마트뱅킹으로 한 번에 편하게! [고객행복센터 1588-2100, 상담시간 평일 9시~18시] [주요서비스] ■ 간편하고 안전한 뱅킹 - 간편비밀번호(숫자6자리)로 로그인하면 일 500만원까지 보안매체 없이 이체가 가능해요. - 모바일OTP를 발급하면 실물 보안매체 없이 안전하게 금융거래가 가능해요. ■ 금융상품몰 - 영업점 방문없이 비대면 계좌개설이 가능해요 - 나만의 맞춤상품을 추천받고 가입할 수 있어요 ■ 퇴직연금 - MY퇴직연금, 개인형IRP 입금, 적립금 운용지시, 운용현황조회 등 퇴직연금 전용 서비스를 제공해요 ■ 음성 통합 검색 및 상담톡 - 음성으로 쉽게 스마트뱅킹의 메뉴와 콘텐츠를 검색할 수 있어요. - 궁금한 점은 언제나 24시간 잠들지 않는 상담톡으로 해결해드려요. ■ 마이페이지 - 우수고객등급, 혜택정보 등을 한눈에 확인해 보세요. [선택 접근 권한] 1. 연락처 : 이체 후 결과 문자메시지 전송, 연락처 송금 서비스 2. 사진 : 통장 사본 조회, 이체확인증 저장 3. 카메라 : 신분증 촬영, 서류 제출, QR코드 인식 4. 위치 : 영업점 찾기 서비스 5. 음성인식 : 영상통화, 상담톡, 음성검색 서비스 6. Face ID : NH인증서 로그인 * 선택 접근 권한은 해당 기능을 이용할 때 허용이 필요합니다. 허용하지 않아도 해당 기능 외의 서비스를 이용 할 수 있습니다. [접근 권한 설정] 설정 > (앱) > NH스마트뱅킹 NH농협은 앞으로도 지속적인 서비스 확대 및 기능 개선을 위해 최선을 다하겠습니다.

Screenshots

KICASignPlus4 screens

NH스마트뱅킹4 screens

Verdict

The call

The clearest difference is review sentiment: NH스마트뱅킹 at 20% against KICASignPlus's 8%. NH스마트뱅킹 also leads on update cadence (every 2 weeks vs every 5 weeks). KICASignPlus's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

KICASignPlus ships an update every 5 weeks, NH스마트뱅킹 every 2 weeks. The most recent releases landed on September 28, 2026 and September 30, 2026 respectively.

Scorecard3 real differences · 7 level

KICASignPlus versus NH스마트뱅킹: the parameters behind the verdict, then further details
Parameter	KICASignPlus	NH스마트뱅킹
Price	Free	Free
Rating	—	3.3 (44 ratings) — better
Positive reviews	8.0% of reviews	19.8% of reviews — better
Number of ratings	—	44 — better
Update frequency	Every 5 weeks	Every 2 weeks — better
Ads	No	No
In-app purchases	No	No
Monetization	Free	Free
Devices	iPhone, iPad, iPod	iPhone, iPad, iPod
Requires iOS	12.0 — better	15.0
Further details — not scored
Size	43 MB	144 MB
Age rating	4+	4+
Developer	Korea Information Certificate Authority Inc.	National Agricultural Cooperative Federation

Customer experience

KICASignPlus

Written reviews25 reviews

Positive8.0%

Neutral8.0%

Negative84.0%

NH스마트뱅킹

All ratings44 ratings

Positive52.3%

Neutral11.4%

Negative36.4%

Written reviews106 reviews

Positive19.8%

Neutral7.5%

Negative72.6%

Bugs and requests

KICASignPlus

Not enough reviews yet to summarise bugs or requests.

NH스마트뱅킹

Reported bugs

22 issues

App crashes frequently, especially after updates or during specific actions (e.g., sending money, taking ID photos).
Login failures, including white screens, freezing, and error messages.
Slow loading times, sometimes exceeding several minutes.
Authentication issues with certificates, patterns, and phone number verification.
App becomes unresponsive or shows only loading screens.

Show 17 more

Notifications not working or being delivered intermittently.
Issues with specific device models or OS versions (e.g., iPhone 15 Pro, iOS 14).
Problems with ID card recognition during verification.
Saved account numbers disappearing after updates.
Inability to log in for long-term inactive users.
Errors during fund transfers, especially to specific accounts or after updates.
App not working correctly outside of Korea.
Issues with password reset loops.
Face ID login not reverting to previous settings.
Inability to copy certificates to new phones.
App closes immediately upon opening on certain devices/OS versions.
Errors during virtual account creation or inter-bank transfers.
Push notifications not working despite being enabled.
Login issues with ID after a specific date (Jan 28th).
App not working on Wi-Fi only.
Errors during investment product subscription.
Inability to access certain menus or features after login.

Requested features

12 requests

Improve app stability and reduce crashes
Streamline the login and authentication process
Optimize app performance for faster loading
Enhance user interface and navigation for better usability
Address issues with international access and functionality

Show 7 more

Fix notification delivery problems
Ensure app works reliably after updates
Simplify processes for account management and password resets
Provide clearer communication about app issues and resolutions
Offer an English language option for international users
Reintroduce or improve multi-account transfer features
Integrate card app functionality into the smart banking app

In-app purchases

None

KICASignPlus

No in-app purchases

None

NH스마트뱅킹

No in-app purchases

Questions

Is KICASignPlus free?

KICASignPlus is free to download, with no in-app purchases.

Is NH스마트뱅킹 free?

NH스마트뱅킹 is free to download, with no in-app purchases.

Do KICASignPlus or NH스마트뱅킹 have ads?

Neither KICASignPlus nor NH스마트뱅킹 shows ads.

Which is updated more often, KICASignPlus or NH스마트뱅킹?

KICASignPlus ships an update every 5 weeks, and NH스마트뱅킹 every 2 weeks. Most recently, KICASignPlus was updated on September 28, 2026 and NH스마트뱅킹 on September 30, 2026.