RetirePlan vs Retirement Estimator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
RetirePlan
This application helps users plan for retirement by answering key financial questions. It allows for detailed input of financial data, assumptions, and expenses to visualize retirement scenarios and assess their viability. Users can explore different variables with interactive sliders and access detailed reports and simulations.
- Retirement financial planning
- Interactive data input and assumptions
- Visual graph projections
- Adjustable sliders for scenario testing
- Detailed yearly spreadsheet view
- Monte Carlo simulation for success likelihood
- Customizable settings for spouse, Social Security, and inflation
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RetirePlan is an iPad app that helps you answer all your questions about your retirement. If you have questions about your retirement finances, this is the app to answer them. When can I retire? How much do I need to save every year? How much money will I get every year in my retirement? How long will my money hold out in my retirement? In just a few seconds you can enter your data and assumptions and the graph will update to show you if your plan will work. If you have more time to spend you can enter as much detail as you want to refine your plan. The sliders give you an easy way to see what different values will do to your plan. Need to enter a value outside the slider range? press the amount and a calculator will pop up to let you enter whatever number you need. The slider range will update automatically. Bring up the spreadsheet to see all the details for every year of the plan, or check out the Monte Carlo simulator to see how likely your plan is to succeed! Email your results. Use the settings to add your spouse, include or remove Social Security, and show or hide inflation and interest rates. Use the + button to add a pension, send a child to college, large upcoming expenses, add additional rates of return and retirement income assumptions. Include Tax assumptions to get an even more accurate picture of your future.
Retirement Estimator
Simulate and visualize personal financial scenarios for retirement planning. Experiment with income, investments, and expenses to understand future financial outcomes with privacy and precision. Generate visual charts and export data for detailed analysis.
- Simulate financial scenarios
- Estimate income, investments, and expenses
- Strategic fund allocation
- Visualize future financial trends
- Generate CSV reports
- Local data storage
- Password and biometric authentication
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Retirement Estimator is your personal pocket financial assistant for simulating and visualizing financial scenarios days to decades into the future. EXPLORE YOUR RETIREMENT POSSIBILITIES Model any combination of income streams, investments, and expenses with full control over monetary value, taxes, anticipated growth rate, and time horizon. Simulate transfers between income, investments, and expenses to explore "what if" scenarios. Run Monte Carlo simulations to model a range of possible financial outcomes and estimate the probability that your retirement plan succeeds. Then experiment by adjusting income sources, investments, and expenses to see how each decision shapes your projected results. VISUALIZE YOUR FINANCIAL FUTURE • Track income, investments, and expenses with clear, color-coded line graphs • Estimate your Probability of Success with Monte Carlo simulation • Export detailed CSV reports to Excel, Numbers, or any spreadsheet app • Simulate fund transfers between income, investments, and expenses • Model scenarios from days to decades into the future PRIVACY FIRST. ALL DATA STAYS ON YOUR DEVICE Everything you enter is stored locally on your device and is never transmitted to ITDT LLC or any third party. No account required. SECURE ACCESS Protect your financial data with Face ID, Touch ID, or a PIN.
Screenshots
Verdict
The clearest difference is price: Retirement Estimator at Free against RetirePlan's $4.99. Retirement Estimator also leads on review sentiment (100% vs 75%). RetirePlan's advantage is ratings volume (123 vs 10) and chart position (#107 vs unranked). On rating, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Retirement Estimator is free to download; RetirePlan costs $4.99 up front. RetirePlan sells 3 one-off in-app purchases and Retirement Estimator sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.3 for RetirePlan against 4.4 for Retirement Estimator. That said, the two scores are not equally well evidenced: RetirePlan has 123 ratings behind it against 10, so its average is the more settled of the two. Written reviews are what separate them: 75% of RetirePlan's written reviews are positive against 100% of Retirement Estimator's.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 3, 2026 and September 17, 2026 respectively.
| Parameter | RetirePlan | Retirement Estimator |
|---|---|---|
| Price | $4.99 | Free — better |
| Rating | 4.3 (123 ratings) | 4.4 (10 ratings) — better |
| Positive reviews | 75.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 123 — better | 10 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free — better |
| Best chart rank | #107 — better | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 58 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | Keltin Enterprises | ITDT LLC |
Customer experience
RetirePlan
Retirement Estimator
Bugs and requests
RetirePlan
Reported bugs
9 issues- App freezes and becomes unresponsive
- Data from previous versions lost after updates
- Y-axis scale changes unexpectedly during data entry
- Slider controls are unresponsive or difficult to use
- Orientation issues switching between portrait and landscape
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- MacOS version has sizing issues and artifacts
- Unexplained savings increase at age 69 despite depleted funds
- Rate of return not properly applied to all investment types
- Support email address no longer functional
Requested features
15 requests- Monte Carlo simulation for variable market returns
- Sequence of returns risk analysis
- Different retirement dates for spouses
- Different rates of return for different asset types
- Required Minimum Distribution (RMD) calculations
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- Roth IRA conversion planning
- Survivor benefits for pensions
- Spouse pension income support
- Tax rate customization
- Withdrawal rate display
- Web-based or native MacOS application
- Detailed help documentation for calculation methodology
- Ability to designate different tax rates for different income sources
- Support for employer pension inputs
- Historical market data integration
Retirement Estimator
Not enough reviews yet to summarise bugs or requests.
In-app purchases
RetirePlan
- 5 additional scenarios$1.99
- save 5 more scenarios3 variants$1.99
- 5 Scenarios$1.99
Retirement Estimator
- Unlimited Finance Entry$1.99
- CSV Reports$1.99
- Import/Export Data$1.99
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- Premium Package$4.99
Questions
Is RetirePlan free?
Is Retirement Estimator free?
Which has better reviews, RetirePlan or Retirement Estimator?
Do RetirePlan or Retirement Estimator have ads?
Which is updated more often, RetirePlan or Retirement Estimator?
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