Comparison

RetirePlan vs Retirement Estimator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RetirePlan

This application helps users plan for retirement by answering key financial questions. It allows for detailed input of financial data, assumptions, and expenses to visualize retirement scenarios and assess their viability. Users can explore different variables with interactive sliders and access detailed reports and simulations.

Highlights
  • Retirement financial planning
  • Interactive data input and assumptions
  • Visual graph projections
  • Adjustable sliders for scenario testing
  • Detailed yearly spreadsheet view
  • Monte Carlo simulation for success likelihood
  • Customizable settings for spouse, Social Security, and inflation
Features
Currently charting
Read full description

RetirePlan is an iPad app that helps you answer all your questions about your retirement. If you have questions about your retirement finances, this is the app to answer them. When can I retire? How much do I need to save every year? How much money will I get every year in my retirement? How long will my money hold out in my retirement? In just a few seconds you can enter your data and assumptions and the graph will update to show you if your plan will work. If you have more time to spend you can enter as much detail as you want to refine your plan. The sliders give you an easy way to see what different values will do to your plan. Need to enter a value outside the slider range? press the amount and a calculator will pop up to let you enter whatever number you need. The slider range will update automatically. Bring up the spreadsheet to see all the details for every year of the plan, or check out the Monte Carlo simulator to see how likely your plan is to succeed! Email your results. Use the settings to add your spouse, include or remove Social Security, and show or hide inflation and interest rates. Use the + button to add a pension, send a child to college, large upcoming expenses, add additional rates of return and retirement income assumptions. Include Tax assumptions to get an even more accurate picture of your future.

About

Retirement Estimator

Simulate and visualize personal financial scenarios for retirement planning. Experiment with income, investments, and expenses to understand future financial outcomes with privacy and precision. Generate visual charts and export data for detailed analysis.

Highlights
  • Simulate financial scenarios
  • Estimate income, investments, and expenses
  • Strategic fund allocation
  • Visualize future financial trends
  • Generate CSV reports
  • Local data storage
  • Password and biometric authentication
Features
Read full description

Retirement Estimator is your personal pocket financial assistant for simulating and visualizing financial scenarios days to decades into the future. EXPLORE YOUR RETIREMENT POSSIBILITIES Model any combination of income streams, investments, and expenses with full control over monetary value, taxes, anticipated growth rate, and time horizon. Simulate transfers between income, investments, and expenses to explore "what if" scenarios. Run Monte Carlo simulations to model a range of possible financial outcomes and estimate the probability that your retirement plan succeeds. Then experiment by adjusting income sources, investments, and expenses to see how each decision shapes your projected results. VISUALIZE YOUR FINANCIAL FUTURE • Track income, investments, and expenses with clear, color-coded line graphs • Estimate your Probability of Success with Monte Carlo simulation • Export detailed CSV reports to Excel, Numbers, or any spreadsheet app • Simulate fund transfers between income, investments, and expenses • Model scenarios from days to decades into the future PRIVACY FIRST. ALL DATA STAYS ON YOUR DEVICE Everything you enter is stored locally on your device and is never transmitted to ITDT LLC or any third party. No account required. SECURE ACCESS Protect your financial data with Face ID, Touch ID, or a PIN.

Screenshots

RetirePlan4 screens
Retirement Estimator4 screens

Verdict

The call

The clearest difference is price: Retirement Estimator at Free against RetirePlan's $4.99. Retirement Estimator also leads on review sentiment (100% vs 75%). RetirePlan's advantage is ratings volume (123 vs 10) and chart position (#107 vs unranked). On rating, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Retirement Estimator is free to download; RetirePlan costs $4.99 up front. RetirePlan sells 3 one-off in-app purchases and Retirement Estimator sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.3 for RetirePlan against 4.4 for Retirement Estimator. That said, the two scores are not equally well evidenced: RetirePlan has 123 ratings behind it against 10, so its average is the more settled of the two. Written reviews are what separate them: 75% of RetirePlan's written reviews are positive against 100% of Retirement Estimator's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 3, 2026 and September 17, 2026 respectively.

Scorecard5 real differences · 6 level
RetirePlan versus Retirement Estimator: the parameters behind the verdict, then further details
ParameterRetirePlanRetirement Estimator
Price$4.99Free — better
Rating4.3 (123 ratings)4.4 (10 ratings) — better
Positive reviews75.0% of reviews100.0% of reviews — better
Number of ratings123 — better10
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree — better
Best chart rank#107 — better—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size58 MB10 MB
Age rating4+4+
DeveloperKeltin EnterprisesITDT LLC

Customer experience

RetirePlan

All ratings123 ratings
Positive82.1%
Neutral4.9%
Negative13.0%
Written reviews88 reviews
Positive75.0%
Neutral5.7%
Negative19.3%

Retirement Estimator

All ratings10 ratings
Positive80.0%
Neutral10.0%
Negative10.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

RetirePlan

Reported bugs

9 issues
  • App freezes and becomes unresponsive
  • Data from previous versions lost after updates
  • Y-axis scale changes unexpectedly during data entry
  • Slider controls are unresponsive or difficult to use
  • Orientation issues switching between portrait and landscape
Show 4 more
  • MacOS version has sizing issues and artifacts
  • Unexplained savings increase at age 69 despite depleted funds
  • Rate of return not properly applied to all investment types
  • Support email address no longer functional

Requested features

15 requests
  • Monte Carlo simulation for variable market returns
  • Sequence of returns risk analysis
  • Different retirement dates for spouses
  • Different rates of return for different asset types
  • Required Minimum Distribution (RMD) calculations
Show 10 more
  • Roth IRA conversion planning
  • Survivor benefits for pensions
  • Spouse pension income support
  • Tax rate customization
  • Withdrawal rate display
  • Web-based or native MacOS application
  • Detailed help documentation for calculation methodology
  • Ability to designate different tax rates for different income sources
  • Support for employer pension inputs
  • Historical market data integration

Retirement Estimator

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

RetirePlan

One-time3
  • 5 additional scenarios$1.99
  • save 5 more scenarios3 variants$1.99
  • 5 Scenarios$1.99
4 purchases

Retirement Estimator

One-time4
  • Unlimited Finance Entry$1.99
  • CSV Reports$1.99
  • Import/Export Data$1.99
Show 1 more
  • Premium Package$4.99

Questions

Is RetirePlan free?
RetirePlan costs $4.99, and also offers in-app purchases.
Is Retirement Estimator free?
Retirement Estimator is free to download, with in-app purchases available.
Which has better reviews, RetirePlan or Retirement Estimator?
Retirement Estimator is rated higher. RetirePlan averages 4.3 out of 5 from 123 ratings, while Retirement Estimator averages 4.4 from 10 ratings.
Do RetirePlan or Retirement Estimator have ads?
Neither RetirePlan nor Retirement Estimator shows ads.
Which is updated more often, RetirePlan or Retirement Estimator?
RetirePlan ships an update every 2 months, and Retirement Estimator every 2 months. Most recently, RetirePlan was updated on September 3, 2026 and Retirement Estimator on September 17, 2026.

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