RetirePlan vs Plan to Retire
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
RetirePlan
This application helps users plan for retirement by answering key financial questions. It allows for detailed input of financial data, assumptions, and expenses to visualize retirement scenarios and assess their viability. Users can explore different variables with interactive sliders and access detailed reports and simulations.
- Retirement financial planning
- Interactive data input and assumptions
- Visual graph projections
- Adjustable sliders for scenario testing
- Detailed yearly spreadsheet view
- Monte Carlo simulation for success likelihood
- Customizable settings for spouse, Social Security, and inflation
Read full descriptionHide full description
RetirePlan is an iPad app that helps you answer all your questions about your retirement. If you have questions about your retirement finances, this is the app to answer them. When can I retire? How much do I need to save every year? How much money will I get every year in my retirement? How long will my money hold out in my retirement? In just a few seconds you can enter your data and assumptions and the graph will update to show you if your plan will work. If you have more time to spend you can enter as much detail as you want to refine your plan. The sliders give you an easy way to see what different values will do to your plan. Need to enter a value outside the slider range? press the amount and a calculator will pop up to let you enter whatever number you need. The slider range will update automatically. Bring up the spreadsheet to see all the details for every year of the plan, or check out the Monte Carlo simulator to see how likely your plan is to succeed! Email your results. Use the settings to add your spouse, include or remove Social Security, and show or hide inflation and interest rates. Use the + button to add a pension, send a child to college, large upcoming expenses, add additional rates of return and retirement income assumptions. Include Tax assumptions to get an even more accurate picture of your future.
Plan to Retire
This tool helps you calculate retirement savings goals and contribution schedules. It provides insights into investment growth and compares saving versus investing strategies. Plan your financial future with confidence using its flexible options and analysis.
- Retirement savings goal calculation
- Investment return calculator
- Saving vs. investing comparison graphs
- Monthly contribution calculator
- Flexible contribution scheduling
- Real-time adjustments
Read full descriptionHide full description
Plan to Retire Plan for the Future, Today! “Plan to Retire” is a user-friendly tool designed to help you determine exactly how much you need to contribute to your retirement accounts—be it daily, weekly, bi-weekly, monthly, or quarterly—to achieve your financial goals. It guides you through understanding how consistent investing in individual brokerages, 401(k)s, IRAs, or Roth IRAs can pave the way to a worry-free future. With features like an investment return calculator, intuitive graphs that compare saving versus investing, and a monthly contribution calculator to tailor your contributions toward your desired annual retirement income, “Plan to Retire” takes the guesswork out of planning. Its flexible contribution options, real-time adjustments, and comprehensive analysis empower you to map out your financial path with confidence. Download "Plan to Retire" Today and Take Charge of Your Future! Start planning your retirement with confidence. Download now and begin your journey toward financial freedom! Disclaimer: This app is a supplemental research tool for educational and entertainment purposes only. The calculations provided are estimates and should not be considered personalized financial advice. For a tailored plan that aligns with your unique financial goals, consult with a certified financial advisor. Support & Feedback: Have questions or need help? We’re here for you! Contact us at Support@ChronoCodeDevelopment.com. Your feedback is valuable to us as we strive to make "Plan to Retire" the best retirement planning tool out there!
Screenshots
Verdict
The clearest difference is rating: Plan to Retire at 5.0 against RetirePlan's 4.3. Plan to Retire also leads on in-app purchases (none vs 5) and update cadence (every 2 days vs every 2 months). RetirePlan's advantage is ratings volume (123 vs 4) and chart position (#111 vs unranked). On ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
RetirePlan costs $4.99 and Plan to Retire $0.99 up front. RetirePlan sells 3 one-off in-app purchases. Plan to Retire asks for nothing beyond the download.
Plan to Retire holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: RetirePlan has 123 ratings behind it against 4, so its average is the more settled of the two.
RetirePlan ships an update every 2 months, Plan to Retire every 2 days. The most recent releases landed on October 21, 2026 and October 15, 2026 respectively.
| Parameter | RetirePlan | Plan to Retire |
|---|---|---|
| Price | $4.99 | $0.99 — better |
| Rating | 4.3 (123 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 73.9% of reviews | — |
| Number of ratings | 123 — better | 4 |
| Update frequency | Every 2 months | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases — better | Paid |
| Best chart rank | #111 — better | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 16.0 |
| Further details — not scored | ||
| Size | 58 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | Keltin Enterprises | Chrono Code, LLC |
Customer experience
RetirePlan
Plan to Retire
Bugs and requests
RetirePlan
Reported bugs
9 issues- App freezes and becomes unresponsive
- Data from previous versions lost after updates
- Y-axis scale changes unexpectedly during data entry
- Slider controls are unresponsive or difficult to use
- Orientation issues switching between portrait and landscape
Show 4 moreShow fewer
- MacOS version has sizing issues and artifacts
- Unexplained savings increase at age 69 despite depleted funds
- Rate of return not properly applied to all investment types
- Support email address no longer functional
Requested features
15 requests- Monte Carlo simulation for variable market returns
- Sequence of returns risk analysis
- Different retirement dates for spouses
- Different rates of return for different asset types
- Required Minimum Distribution (RMD) calculations
Show 10 moreShow fewer
- Roth IRA conversion planning
- Survivor benefits for pensions
- Spouse pension income support
- Tax rate customization
- Withdrawal rate display
- Web-based or native MacOS application
- Detailed help documentation for calculation methodology
- Ability to designate different tax rates for different income sources
- Support for employer pension inputs
- Historical market data integration
Plan to Retire
Not enough reviews yet to summarise bugs or requests.
In-app purchases
RetirePlan
- 5 additional scenarios$1.99
- save 5 more scenarios3 variants$1.99
- 5 Scenarios$1.99
Plan to Retire
No in-app purchases
Questions
Is RetirePlan free?
Is Plan to Retire free?
Which has better reviews, RetirePlan or Plan to Retire?
Do RetirePlan or Plan to Retire have ads?
Which is updated more often, RetirePlan or Plan to Retire?
Other comparisons















