Comparison

RetirePlan vs Financial Calculator+++

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RetirePlan

This application helps users plan for retirement by answering key financial questions. It allows for detailed input of financial data, assumptions, and expenses to visualize retirement scenarios and assess their viability. Users can explore different variables with interactive sliders and access detailed reports and simulations.

Highlights
  • Retirement financial planning
  • Interactive data input and assumptions
  • Visual graph projections
  • Adjustable sliders for scenario testing
  • Detailed yearly spreadsheet view
  • Monte Carlo simulation for success likelihood
  • Customizable settings for spouse, Social Security, and inflation
Features
Currently charting
Read full description

RetirePlan is an iPad app that helps you answer all your questions about your retirement. If you have questions about your retirement finances, this is the app to answer them. When can I retire? How much do I need to save every year? How much money will I get every year in my retirement? How long will my money hold out in my retirement? In just a few seconds you can enter your data and assumptions and the graph will update to show you if your plan will work. If you have more time to spend you can enter as much detail as you want to refine your plan. The sliders give you an easy way to see what different values will do to your plan. Need to enter a value outside the slider range? press the amount and a calculator will pop up to let you enter whatever number you need. The slider range will update automatically. Bring up the spreadsheet to see all the details for every year of the plan, or check out the Monte Carlo simulator to see how likely your plan is to succeed! Email your results. Use the settings to add your spouse, include or remove Social Security, and show or hide inflation and interest rates. Use the + button to add a pension, send a child to college, large upcoming expenses, add additional rates of return and retirement income assumptions. Include Tax assumptions to get an even more accurate picture of your future.

About

Financial Calculator+++

This iPad app offers comprehensive financial calculations, including time value of money, cash flow analysis, depreciation, and statistics. It simplifies complex financial tasks with an intuitive interface and provides detailed instructions for each calculation.

Highlights
  • Time value of money calculations
  • Cash flow analysis with NPV and IRR
  • Multiple depreciation methods
  • Statistics and regression analysis
  • Date calculations
  • Interest and profit calculations
Read full description

The creators of No. 1 Statistics Calculators for iPhone (Statistics Calculator++) and iPad (Statistics Calculator+++) present Financial Calculator+++, exclusively designed for iPad. Financial Calculator+++ has all the financial capabilities of the popular Texas Instruments BA II Plus (except for a few features that are outlined in this description and will be available in a later update.) If you have used BA II Plus or any other mainstream financial calculator, you will feel right at home since we designed Financial Calculator+++ as consistent as possible with those products. As a user of a financial calculator or a new user, you will find out that a lot of features in this app are implemented to simplify tasks and reduce the number of keystrokes. All financial calculations can be performed on the keypad mode of the calculator. Relevant financial variables are displayed in a list depending on the type of the calculation being performed. Resetting, recalling, deleting, or reordering of the parameters and changing the settings are done in the menu mode which can be accessed by pressing the arrow keys. Instructions for each financial calculation is included in the menu mode within the app. Visit our website for keystroke by keystroke examples for varieties of financial calculations at www.dogahe.com. Details: - Time value of money (TVM) calculations useful for mortgages, loans, leases, savings, and annuities. It can also produce amortization schedules. - Cash flow analysis with capability of entering uneven cash flows with frequencies. Capability of reordering or deleting the cash flow values in a table view presentation and seeing the NPV and IRR updated as reordering or deleting of cash flow values happen. - Depreciation calculates depreciation, remaining book value (RBV) and depreciable value (RDV) with different methods (Straight Line, Sum of the Years Digits, Declining Balance, and Declining Balance with cross-over to Straight Line) - Statistics performs statistics and regression analysis for one or two variables with four regression models. (In fact, Financial Calculator+++ has all the statistics capabilities that earned our Statistics Calculators top rating). - Date calculates number of days between dates. Dates can be entered using the keypad or using a date picker. - Percent change, compound interest, interest conversion, profit margin, breakeven are all included in the capabilities of Financial Calculator+++. - Bond calculations are not available in this version. Other major features of Financial Calculator+++ are as follows: - Shows the expression as you enter and keeps a history of your calculations. - Capability of calculating permutation, combination, Least Common Multiple (LCM), and Greatest Common Divisor (GCD). - Capability of performing fraction manipulations and converting between different formats (proper, improper, and mixed fractions) and seamless integration of fraction, integer, and decimal manipulations. - Capability of inputting degrees, minutes, and seconds for angles and converting between degrees-minutes-seconds format and decimal format. You are going to love the simplicity of the user interface and you will get used to the way financial calculations are performed in Financial Calculator+++ very quickly. Please do not hesitate to contact us for any questions, comments, to report any bugs, or to suggest additional functions you would like to see in the upcoming updates. Visit our website www.dogahe.com for more screen shots and other product descriptions.

Screenshots

RetirePlan4 screens

Verdict

The call

The clearest difference is update cadence: RetirePlan at every 2 months against Financial Calculator+++'s every 25 months. RetirePlan also leads on ratings volume (123 vs 10) and chart position (#107 vs unranked). Financial Calculator+++'s advantage is review sentiment (100% vs 75%) and price ($2.99 vs $4.99). On rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

RetirePlan costs $4.99 and Financial Calculator+++ $2.99 up front. RetirePlan sells 3 one-off in-app purchases and Financial Calculator+++ sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.3 for RetirePlan against 4.4 for Financial Calculator+++. That said, the two scores are not equally well evidenced: RetirePlan has 123 ratings behind it against 10, so its average is the more settled of the two. Written reviews are what separate them: 75% of RetirePlan's written reviews are positive against 100% of Financial Calculator+++'s.

UpkeepUpdate frequency

RetirePlan ships an update every 2 months, Financial Calculator+++ every 25 months. The most recent releases landed on September 3, 2026 and June 4, 2026 respectively.

Scorecard8 real differences · 3 level
RetirePlan versus Financial Calculator+++: the parameters behind the verdict, then further details
ParameterRetirePlanFinancial Calculator+++
Price$4.99$2.99 — better
Rating4.3 (123 ratings)4.4 (10 ratings) — better
Positive reviews75.0% of reviews100.0% of reviews — better
Number of ratings123 — better10
Update frequencyEvery 2 months — betterEvery 25 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases — betterPaid
Best chart rank#107 — better—
DevicesiPhone, iPad, iPod — betteriPad
Requires iOS15.113.0 — better
Further details — not scored
Size58 MB4 MB
Age rating4+4+
DeveloperKeltin EnterprisesDogahe

Customer experience

RetirePlan

All ratings123 ratings
Positive82.1%
Neutral4.9%
Negative13.0%
Written reviews88 reviews
Positive75.0%
Neutral5.7%
Negative19.3%

Financial Calculator+++

All ratings10 ratings
Positive80.0%
Neutral10.0%
Negative10.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

RetirePlan

Reported bugs

9 issues
  • App freezes and becomes unresponsive
  • Data from previous versions lost after updates
  • Y-axis scale changes unexpectedly during data entry
  • Slider controls are unresponsive or difficult to use
  • Orientation issues switching between portrait and landscape
Show 4 more
  • MacOS version has sizing issues and artifacts
  • Unexplained savings increase at age 69 despite depleted funds
  • Rate of return not properly applied to all investment types
  • Support email address no longer functional

Requested features

15 requests
  • Monte Carlo simulation for variable market returns
  • Sequence of returns risk analysis
  • Different retirement dates for spouses
  • Different rates of return for different asset types
  • Required Minimum Distribution (RMD) calculations
Show 10 more
  • Roth IRA conversion planning
  • Survivor benefits for pensions
  • Spouse pension income support
  • Tax rate customization
  • Withdrawal rate display
  • Web-based or native MacOS application
  • Detailed help documentation for calculation methodology
  • Ability to designate different tax rates for different income sources
  • Support for employer pension inputs
  • Historical market data integration

Financial Calculator+++

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

RetirePlan

One-time3
  • 5 additional scenarios$1.99
  • save 5 more scenarios3 variants$1.99
  • 5 Scenarios$1.99
1 purchases

Financial Calculator+++

One-time1
  • Quadratic Regression$0.99

Questions

Is RetirePlan free?
RetirePlan costs $4.99, and also offers in-app purchases.
Is Financial Calculator+++ free?
Financial Calculator+++ costs $2.99, and also offers in-app purchases.
Which has better reviews, RetirePlan or Financial Calculator+++?
Financial Calculator+++ is rated higher. RetirePlan averages 4.3 out of 5 from 123 ratings, while Financial Calculator+++ averages 4.4 from 10 ratings.
Do RetirePlan or Financial Calculator+++ have ads?
Neither RetirePlan nor Financial Calculator+++ shows ads.
Which is updated more often, RetirePlan or Financial Calculator+++?
RetirePlan ships an update every 2 months, and Financial Calculator+++ every 25 months. Most recently, RetirePlan was updated on September 3, 2026 and Financial Calculator+++ on June 4, 2026.

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