MSB mBank vs NCB iziMobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MSB mBank
Manage your finances with a secure and fast digital banking experience. Open accounts online, earn attractive interest rates on savings, and access a wide range of utility services. Enjoy exclusive promotions and cashback offers.
- 1-minute online account registration
- Choose custom bank account numbers
- Attractive interest rates on savings
- All-in-one utility services
- Automatic bill payments and recharges
- Expense monitoring and management
- Exclusive promotions and cashback
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WELCOME TO MSB MBANK'S BRAND-NEW DIGITAL EXPERIENCE! As the bank awarded "Best Digital Transformation Bank in Vietnam 2022"(*), MSB strives every day to bring a simple, secure, and fast banking experience with numerous outstanding conveniences. There’s so much you can experience with the Mobile Banking app: *FREE LIFETIME CURRENT ACCOUNT - 01-minute register 100% online with a fast and modern eKYC process - Freely choose bank account number by phone number, birthday, or nickname - No minimum balance is required, and free lifetime services (Napas 247 internal & interbank online transfer, issuance of M-Pro domestic debit card, withdrawal at MSB ATM, and account maintenance fee). - Automatically separating online transactions 24/7 up to 10 billion VND/time just by a click *SAFE, ATTRACTIVE INTEREST RATE ONLINE SAVINGS - Attractive savings interest rates, diverse deposit terms & deposit products - No need for complicated paperwork, and no need to go to the branches. - +0.9% interest rate instantly when opening a savings account for the first time at MSB - Packed with features to help manage, track, and check your savings balance online 24/7 *UTILITY SERVICES ALL-IN-ONE APP - Pay and recharge automatically in 1 click - Monitor and manage monthly expenses - Schedule transfers, and future transfers easily - Find the nearest ATM and MSB’s branch right on the app *ATTRACTIVE PROMOTIONS FROM MSB AND OUR PARTNERS - Cashback of up to 1.2 million VND/year when paying bills & automatic top-up on Internet Banking/Mobile Banking applications - Receive up to 2 million VND when recommending friends to open an account via the MSB mBank application - And thousands of promotions from +300 partners as soon as opening an account Want a secure, easy way to bank on the go? Download the app today. It’s simple and convenient! (*) Award given by The Global Economic Magazine. See more MSB awards given: https://www.msb.com.vn/en/tin-tuc.html#awards _________________________________________ MSB – On real growth Hotline: 1900 6083 Website: https://msb.com.vn/ Zalo: https://zalo.me/msbvietnam
NCB iziMobile
This mobile banking application offers fast, secure, and convenient access to banking services. Manage accounts, transfer funds, handle card services, and make various payments directly from your smartphone.
- Account balance and transaction history
- Interbank and fast fund transfers
- Card management and payments
- Online savings
- Mobile and e-wallet top-ups
- Service bill payments
- Cash by Code withdrawal
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NCB iziMobile là ứng dụng Mobile Banking giúp Khách hàng thực hiện các dịch vụ Ngân hàng một cách nhanh chóng, an toàn và thuận tiện thông qua việc tải và cài đặt miễn phí lên thiết bị di động (Smartphone). Với NCB iziMobile, bạn có thể: - Tra cứu số dư tài khoản, lịch sử giao dịch - Chuyển tiền liên Ngân hàng, chuyển tiền nhanh đến số tài khoản hoặc số thẻ - Dịch vụ thẻ • Quản lý thẻ, tra cứu thông tin thẻ, sao kê thẻ và lịch sử giao dịch • Thanh toán dư nợ Thẻ tín dụng • Mở khóa/Kích hoạt thẻ • Quản lý trích nợ tự động Thẻ tín dụng • Đăng ký phát hành thẻ • Cấp lại PIN thẻ - Gửi và tất toán tiết kiệm trực tuyến - Nạp tiền điện thoại, Nạp tiền Ví điện tử - Thanh toán dịch vụ: Thanh toán hóa đơn điện, điện thoại di động, điện thoại cố định, internet, truyền hình cáp, … chỉ bằng vài thao tác đơn giản trên ứng dụng. - Đăng ký dịch vụ mới - Rút tiền bằng mã (Cash by Code) - Chuyển tiền bằng mã QR - Cấp lại mật khẩu - Liên kết chứng khoán Everest - Tìm kiếm địa điểm ATM và chi nhánh Hotline: +842838216216 Email: callcenter@ncb-bank.vn 25 Lê Đại Hành, quận Hai Bà Trưng, TP. Hà Nội
Screenshots
Verdict
The clearest difference is rating: NCB iziMobile at 4.8 against MSB mBank's 3.2. NCB iziMobile also leads on ads (none vs shown) and update cadence (weekly vs every 3 weeks). On price, review sentiment, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NCB iziMobile holds the better App Store score, 4.8 against 3.2. Both are backed by a comparable volume of ratings — 105 and 393 respectively. Written reviews complicate that: 36% of MSB mBank's written reviews are positive against 30% of NCB iziMobile's, so the app with the better star average is not the one people write more warmly about.
MSB mBank ships an update every 3 weeks, NCB iziMobile weekly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.
| Parameter | MSB mBank | NCB iziMobile |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (105 ratings) | 4.8 (393 ratings) — better |
| Positive reviews | 36.4% of reviews — better | 30.0% of reviews |
| Number of ratings | 105 | 393 — better |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 214 MB | 519 MB |
| Age rating | 4+ | 4+ |
| Developer | Vietnam Maritime Commercial Joint Stock Bank | National Citizen Bank |
Customer experience
MSB mBank
NCB iziMobile
Bugs and requests
MSB mBank
Reported bugs
12 issues- Login issues, incorrect password messages
- App crashes or exits unexpectedly
- NFC CCCD scan not working
- Advertisements popping up during critical actions (e.g., entering passcode)
- Transaction notifications delayed or not updated properly
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- App not accessible on certain devices (e.g., 13 Pro Max)
- Activation process fails repeatedly
- System rejects app activation
- FaceID login not working
- OTP not sent
- Unable to transfer money between banks after update
- App interface laggy or displays poorly after update
Requested features
2 requests- Dedicated interface for M First customers
- Full screen app for iPad
NCB iziMobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MSB mBank
No in-app purchases
NCB iziMobile
No in-app purchases
