MSB mBank vs CUB Vietnam

WELCOME TO MSB MBANK'S BRAND-NEW DIGITAL EXPERIENCE! As the bank awarded "Best Digital Transformation Bank in Vietnam 2022"(*), MSB strives every day to bring a simple, secure, and fast banking experience with numerous outstanding conveniences. There’s so much you can experience with the Mobile Banking app: *FREE LIFETIME CURRENT ACCOUNT - 01-minute register 100% online with a fast and modern eKYC process - Freely choose bank account number by phone number, birthday, or nickname - No minimum balance is required, and free lifetime services (Napas 247 internal & interbank online transfer, issuance of M-Pro domestic debit card, withdrawal at MSB ATM, and account maintenance fee). - Automatically separating online transactions 24/7 up to 10 billion VND/time just by a click *SAFE, ATTRACTIVE INTEREST RATE ONLINE SAVINGS - Attractive savings interest rates, diverse deposit terms & deposit products - No need for complicated paperwork, and no need to go to the branches. - +0.9% interest rate instantly when opening a savings account for the first time at MSB - Packed with features to help manage, track, and check your savings balance online 24/7 *UTILITY SERVICES ALL-IN-ONE APP - Pay and recharge automatically in 1 click - Monitor and manage monthly expenses - Schedule transfers, and future transfers easily - Find the nearest ATM and MSB’s branch right on the app *ATTRACTIVE PROMOTIONS FROM MSB AND OUR PARTNERS - Cashback of up to 1.2 million VND/year when paying bills & automatic top-up on Internet Banking/Mobile Banking applications - Receive up to 2 million VND when recommending friends to open an account via the MSB mBank application - And thousands of promotions from +300 partners as soon as opening an account Want a secure, easy way to bank on the go? Download the app today. It’s simple and convenient! (*) Award given by The Global Economic Magazine. See more MSB awards given: https://www.msb.com.vn/en/tin-tuc.html#awards _________________________________________ MSB – On real growth Hotline: 1900 6083 Website: https://msb.com.vn/ Zalo: https://zalo.me/msbvietnam

Installment loans, consumer loans, and get instant disbursement with the CUB Vietnam App. CUB Vietnam App – A Comprehensive Financial Solution that is Fast, Convenient, Reliable, and 100% Online. Choose an easy and stress-free loan designed just for you, skipping the rigid multi-step approval process with the CUB Vietnam App. Features include: --- APP FEATURES--- • Apply for a 100% online consumer loan with just Citizen ID (CCCD or CC), with attractive interest rates. • Quick loan approval. • Fast loan disbursement with simple steps. • Online credit limits up to 40 million VND. • Flexible installment terms from 3 to 36 months. • Flat yearly interest rate is 22.92%. ---LOAN REQUIREMENTS--- • Product is only applied for Vietnamese citizen. • Age between 22 and 55 years old. • Have a Citizen ID (CCCD or CC) with embedded chip. • Have a registered phone number under your name. ---ILLUSTRATIVE EXAMPLE--- • Online credit limit amount: 40,000,000 VND • Loan term: 24 months • Flat yearly interest rate: 22.92% (based on flat interest rates and may differ slightly from actual rates). This interest rate is for reference only, kindly check the CUB's Fee and Interest Rate Schedule from time to time for more details.) • Monthly payment: 2,447,509 VND (equivalent to 81,584 VND/day) ---DATA SECURITY FEATURES--- CUB Vietnam is a fully secured mobile application developed by Cathay United Bank– Ho Chi Minh City Branch. The app is approved by Apple App Store with international FIDO certification, offering dual protection against unauthorized access. • Biometric authentication: Enable fingerprint or Face ID unlock for enhanced security. • One-Time Password (OTP): Enter the OTP sent to your registered phone number for an extra security layer. • Regular security checks: Improve account security and minimize risks of unauthorized access. Customer privacy is CUB Vietnam's top priority. We strictly comply with the provisions of the law on personal data protection, ensuring your data is safeguarded. Learn more about CUB Vietnam's privacy policy on our website. ________________________________________ REQUIREMENTS FOR USING THE CUB VIETNAM APP • Camera: Required to capture your ID and facial image. • Turned on Location services: Mandatory for disbursement and signing electronic contracts. • NFC-enabled phone: Used to scan Citizen ID cards with embedded chip. • Biometric login: Enable biometric login for faster app access. You can revoke or modify access permissions anytime via your device settings, including disabling features and removing CUB Vietnam app permissions. ________________________________________ ABOUT US Cathay United Bank (CUB), established in 1975, is a subsidiary of Cathay Financial Holdings (CFH). With a vision to become a leading financial institution in the Asia-Pacific region, CUB operates 233 branches and offices across Asia-Pacific, including China, Vietnam, Hong Kong, Thailand, Singapore, Malaysia, the Philippines, Laos, Cambodia, Myanmar, and Indonesia, with a workforce of over 10,000 employees. ________________________________________ CATHAY UNITED BANK– HO CHI MINH CITY BRANCH | 19th Floor, LIM 3 Building, 29A Nguyen Dinh Chieu Street, Saigon Ward, Ho Chi Minh City Website: https://www.vn.cathaybk.com/home Email: contact.CUB@vn.cathaybk.com Hotline: 028 3622 6836 (To ensure the safety of your account, please install security software on your mobile device.)