Access fast, convenient, and reliable online loans with flexible terms and attractive interest rates. Apply using just your Citizen ID and receive instant disbursement. Secure your financial needs with advanced data protection features.
1.7.3
July 7, 2026
CUB Vietnam App – Version 1.7.3 Update What's New: * Email Verification Added: Strengthening account security with a new email verification feature for safer access. * Performance Enhancements: General system improvements to deliver a faster and more seamless user experience. This update ensures that the CUB Vietnam App continues to bring you a safe, secure, smoother, more reliable experience. Update now and stay connected with confidence! #CUBVietnam #vaytiennhanh #appchovay
MoreThis app offers installment loans and consumer loans that can be applied for entirely online. You can receive instant disbursement for your loan needs, making it a convenient financial solution.
Key features include a 100% online application process using just your Citizen ID, quick loan approval, fast disbursement, online credit limits up to 40 million VND, and flexible installment terms from 3 to 36 months. It also incorporates robust data security features like biometric authentication.
To use the app and apply for a loan, you must be a Vietnamese citizen between 22 and 55 years old. You will need a Citizen ID with an embedded chip and a registered phone number in your name. The app also requires camera access, location services, and an NFC-enabled phone for certain functions.
The app is a fully secured mobile application developed by Cathay United Bank and approved by the Apple App Store with international FIDO certification. It offers dual protection against unauthorized access through biometric authentication (fingerprint or Face ID) and One-Time Passwords (OTP). Regular security checks are also performed to enhance account security.
The flat yearly interest rate is 22.92%. This rate is based on flat interest rates and may differ slightly from actual rates. For precise details, it is recommended to check the CUB's Fee and Interest Rate Schedule.
