Best Kredivo Apps

95+ iOS apps curated and reviewed

3.6 avg rating
20 free apps
Updated July 2026

Whether you're new to kredivo or looking for an upgrade, our curated collection of 95+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Kredivo Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1AsetKu - Digital LendingAsetKu - Digital LendingFree4.6★ (17)NoNoJul 2026
2Akulaku MerchantAkulaku MerchantFreeNoNoMay 2026
3CUB VietnamCUB VietnamFree4.9★ (454)NoNoJul 2026
4CAKE - Digital Bankin‪gCAKE - Digital Bankin‪gFree4.5★ (530)NoNoJul 2026
5Mcredit - Tài chính thông minhMcredit - Tài chính thông minhFree2.3★ (62)YesNoJul 2026
6Viettel MoneyViettel MoneyFree4.7★ (5.7K)NoNoJul 2026
7HD SaisonHD SaisonFree2.1★ (7)NoNoJul 2026
8VietCreditVietCreditFree1.6★ (21)NoNoJul 2026

Top Picks for Kredivo

AsetKu - Digital Lending#1

AsetKu - Digital Lending by PT. PINTAR INOVASI DIGITAL

Licensed and supervised by OJK
Editor's Choice
💰 Finance
4.6(17 ratings)
Free
AsetKu - Digital Lending screenshot 1
AsetKu - Digital Lending screenshot 2
AsetKu - Digital Lending screenshot 3

This platform offers secure, digital lending services with flexible loan options and transparent costs. It provides a user-friendly experience for borrowing money anytime, anywhere, without requiring collateral. All operations are licensed and supervised by OJK.

More Kredivo apps to explore

4
CAKE - Digital Bankin‪g
CAKE - Digital Bankin‪g
CAKE - Digital Bankin‪g
by VIETNAM PROSPERITY JOINT STOCK COMMERCIAL BANK
Free

This digital bank offers a full suite of financial services, including accounts, cards, loans, and savings, powered by AI for enhanced customer experience. It prioritizes security and financial inclusion with a 100% online onboarding process and free lifetime services.

100% online account registrationAI-enhanced banking operationsFree lifetime banking services
💰 Finance
(530)
free
5
Mcredit - Tài chính thông minh
Mcredit - Tài chính thông minh
Mcredit - Tài chính thông minh
by MB SHINSEI FINANCE LLC
Free

This app offers convenient and secure online loans and consumer credit solutions. It features a quick application process, automatic loan approval, and easy loan management. Access attractive promotions and various loan products, including cash loans up to 100,000,000 VND.

Online cash loan applicationsAutomatic loan approvalFast disbursement
💰 Finance
(62)
free with in-app purchases
6
Viettel Money
Viettel Money
Viettel Money
by Viettel Telecom
Free

A comprehensive digital financial ecosystem for payments, money transfers, and financial services. Easily create an account with your phone number and manage all your financial needs in one application. Enjoy secure transactions, bill payments, savings, and quick loans.

QR code paymentsBill payments (electricity, water, phone)Money transfers (phone number, interbank)
💰 Finance
(5.7K)
free
7
HD Saison
HD Saison
HD Saison
by HD SAISON FINANCE CO.,LTD
Free

This app offers a convenient and secure way to apply for consumer loans directly from your smartphone. Easily select loan amounts, provide identification, choose disbursement methods, and complete your application process anytime, anywhere.

24/7 loan applicationFree registration and profile reviewSimple loan procedures
💰 Finance
(7)
free
8
VietCredit
VietCredit
VietCredit
by VietCredit Finance Joint Stock Company
Free

Manage your credit card with ease, including activation, transaction tracking, and PIN management. Enhance security with biometric login and Smart OTP authentication. Access financial flexibility and support for your credit card needs.

Credit card managementCard activation and status updatesOnline payment control
💰 Finance
(21)
free
9
BNI Credit Card Mobile
BNI Credit Card Mobile
BNI Credit Card Mobile
by PT. BANK NEGARA INDONESIA (PERSERO) TBK.
Free

Manage your BNI Credit Card on your smartphone. Access billing, spending, limit information, transaction details, and view the latest promotions. Convert transactions to installments and manage recurring bill payments.

View card details and available credit limitCheck transaction history and billing informationConvert transactions to installments
💰 Finance
(15)
free
10
Vikki - Ngân hàng Số
Vikki - Ngân hàng Số
Vikki - Ngân hàng Số
Digital Banking - Đa tiện ích
Free

This digital banking app offers a comprehensive suite of financial services, including online account opening with virtual payment cards, diverse card options, and global online shopping capabilities. It provides fast, secure, and fee-free transactions, along with easy expense management and 24/7 customer support.

Online account openingVirtual payment cardsDiverse card selection
💰 Finance
(177)
free
11
On-Credit
On-Credit
On-Credit
by SIROKO FINANS, TOV
Free

This app provides financial consulting services to help users secure online loans. It guides you through the application process, offering loans up to 20,000,000 VND with flexible repayment terms. Enjoy a 0% interest and fee offer on your first loan.

Online loan consultingLoan application guidanceUp to 20,000,000 VND loans
💰 Finance
(16)
free with in-app purchases
12
Google Gemini
Google Gemini
Google Gemini
Your AI assistant from Google
Free

This AI assistant helps you brainstorm, create content, and simplify complex topics. It integrates with your Google apps to provide personalized assistance, plan trips, and study smarter. Upgrade for advanced features like video generation and deeper research capabilities.

Unlimited prompting with Gemini 3 FlashLive interaction via camera/screen sharingContent creation (mockups, posters, diagrams)
📊 Productivity
(2M)
free with in-app purchases
13
Jenius
Jenius
Jenius
by PT. Bank SMBC Indonesia Tbk
Free

Manage your finances and daily life with a single app. Access transactions, savings, credit, and investments all in one place. Enjoy features like virtual cards, rewards, and multi-currency support for seamless global transactions.

All-in-one financial managementVisa debit and credit cardsVirtual cards for online purchases
💰 Finance
(124)
subscription
14
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Save, pay bills, & get loan
Free

Manage your finances with this all-in-one Nigerian finance app. It offers instant loans, automated savings with competitive interest rates, and seamless bill payments. You can also transfer money, receive payments, and get insurance for your devices and health.

Instant loans up to ₦50,000Automated savings with up to 23% interestBill payments (cable TV, utilities, betting)
💰 Finance
(120)
free
15
9Plus
9Plus
9Plus
by NINE PLUS LIMITED COMPANY
Free

This financial service platform partners with banks and financial companies to offer secure and reliable access to fintech services. It provides loans with clear terms, interest rates, and a straightforward application process, ensuring user data privacy.

Access to fintech servicesLoan applicationsSecure data protection
💰 Finance
(9)
free
16
SkorKu - Cek Skor Kredit
SkorKu - Cek Skor Kredit
SkorKu - Cek Skor Kredit
by PT CREDIT BUREAU INDONESIA
Free
💰 Finance
(0)
17
EVO Thẻ mở ngay Tiền hoàn liền
EVO Thẻ mở ngay Tiền hoàn liền
EVO Thẻ mở ngay Tiền hoàn liền
by TRUSTING SOCIAL JOINT STOCK COMPANY
Free

This app allows users to apply for and manage a co-branded credit card. It offers features like 100% online registration, contactless payments, cashback rewards, and biometric security. Users can also enjoy installment plans and exclusive partner deals.

100% Online Credit Card ApplicationContactless QR Code PaymentsUp to 10% Cashback on Online Transactions
🌟 Lifestyle
(7)
ad-supported
18
Vidio: Sports, Movies, Series
Vidio: Sports, Movies, Series
Vidio: Sports, Movies, Series
#LebihDariHiburan
Free

Access a vast library of live sports, exclusive series, popular movies, dramas, and anime. Enjoy seamless HD streaming with multi-language subtitles and an ad-free experience for all your favorite entertainment content.

Live sports and leaguesVidio Originals exclusive seriesKorean, Thai, and Japanese dramas
🎬 Entertainment
(1.8K)
free with in-app purchases
19
YOLO - By VPBank
YOLO - By VPBank
YOLO - By VPBank
by VIETNAM PROSPERITY JOINT STOCK COMMERCIAL BANK
Free

This app offers a comprehensive digital banking experience, combining payment services with lifestyle utilities. Manage finances, make payments, book travel, and enjoy exclusive offers, all within a stylish and secure platform.

Digital banking servicesVirtual and physical debit cardsConsumer loans
💰 Finance
(23)
free
20
VNPAY App
VNPAY App
VNPAY App
Simplify your life
Free

This app is a comprehensive payment and shopping platform integrating transportation, entertainment, and retail. It offers multiple secure payment options and a wide range of services for daily life, including shopping, booking travel, and purchasing entertainment tickets.

Multiple secure payment methodsQR code scanningOnline shopping on VnShop
💰 Finance
(657)
free

FAQ about Kredivo

What are the best kredivo apps for iPhone?
AsetKu - Digital Lending tops our kredivo apps ranking as of July 2026, with a 4.6-star average from 17 App Store ratings, and it's free to download.
Yes — 20 of the top kredivo apps we rank are free to download, including AsetKu - Digital Lending and Akulaku Merchant.
AsetKu - Digital Lending has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 95+ kredivo apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
AsetKu is a digital lending platform licensed and supervised by OJK (Financial Services Authority) in Indonesia. It offers secure and user-friendly online services for borrowing money, with loan amounts ranging from Rp 150,000 to Rp 15,000,000.
Key features include collateral-free loans, flexible repayment terms from 91 to 365 days, and a maximum daily interest rate of 0.3%. The platform boasts a 100% digital and simple verification process, with loans disbursed directly to your bank account upon approval.