Comparison

MSB mBank vs Bybit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MSB mBank

Manage your finances with a secure and fast digital banking experience. Open accounts online, earn attractive interest rates on savings, and access a wide range of utility services. Enjoy exclusive promotions and cashback offers.

Highlights
  • 1-minute online account registration
  • Choose custom bank account numbers
  • Attractive interest rates on savings
  • All-in-one utility services
  • Automatic bill payments and recharges
  • Expense monitoring and management
  • Exclusive promotions and cashback
Features
Read full description

WELCOME TO MSB MBANK'S BRAND-NEW DIGITAL EXPERIENCE! As the bank awarded "Best Digital Transformation Bank in Vietnam 2022"(*), MSB strives every day to bring a simple, secure, and fast banking experience with numerous outstanding conveniences. There’s so much you can experience with the Mobile Banking app: *FREE LIFETIME CURRENT ACCOUNT - 01-minute register 100% online with a fast and modern eKYC process - Freely choose bank account number by phone number, birthday, or nickname - No minimum balance is required, and free lifetime services (Napas 247 internal & interbank online transfer, issuance of M-Pro domestic debit card, withdrawal at MSB ATM, and account maintenance fee). - Automatically separating online transactions 24/7 up to 10 billion VND/time just by a click *SAFE, ATTRACTIVE INTEREST RATE ONLINE SAVINGS - Attractive savings interest rates, diverse deposit terms & deposit products - No need for complicated paperwork, and no need to go to the branches. - +0.9% interest rate instantly when opening a savings account for the first time at MSB - Packed with features to help manage, track, and check your savings balance online 24/7 *UTILITY SERVICES ALL-IN-ONE APP - Pay and recharge automatically in 1 click - Monitor and manage monthly expenses - Schedule transfers, and future transfers easily - Find the nearest ATM and MSB’s branch right on the app *ATTRACTIVE PROMOTIONS FROM MSB AND OUR PARTNERS - Cashback of up to 1.2 million VND/year when paying bills & automatic top-up on Internet Banking/Mobile Banking applications - Receive up to 2 million VND when recommending friends to open an account via the MSB mBank application - And thousands of promotions from +300 partners as soon as opening an account Want a secure, easy way to bank on the go? Download the app today. It’s simple and convenient! (*) Award given by The Global Economic Magazine. See more MSB awards given: https://www.msb.com.vn/en/tin-tuc.html#awards _________________________________________ MSB – On real growth Hotline: 1900 6083 Website: https://msb.com.vn/ Zalo: https://zalo.me/msbvietnam

About

Bybit

This financial platform allows users to trade cryptocurrencies, stocks, and forex, earn yield on assets, and spend with a crypto card. It offers advanced trading tools like copy trading and AI bots, alongside secure fund management and multiple deposit options.

Highlights
  • Trade 800+ cryptocurrencies
  • Trade US stocks and ETFs
  • Trade 60+ forex pairs
  • Copy trading and AI bots
  • Earn yield on crypto
  • Bybit Card for spending
  • P2P trading with local currency
Features
Read full description

Bybit is a financial platform used by 80M+ people in 180+ countries and regions to trade crypto, stocks, and forex, earn yield, and spend with the Bybit Card. Buy Bitcoin, invest in the stock market, copy experienced traders, or grow your crypto with daily yield. SPOT TRADING Trade 800+ cryptocurrencies on Spot markets. Go long or short on USDT and USDC Perpetual Futures with up to 200x leverage. Trade Options for advanced strategies. Bybit offers deep liquidity, 10ms average execution, and fees starting at 0.01%. STOCK MARKET AND FOREX TRADING Access US stocks and ETFs through the Bybit platform. Trade 535 instruments from one account, covering stocks, indices, gold, silver, oil, and forex. Trade 60+ forex pairs including EUR/USD and GBP/USD, plus gold and other assets with up to 500x leverage on majors. COPY TRADING AND AI BOTS Follow Master Traders and automatically copy their positions with built-in risk controls. Set your own limits and stop when you want. Use Trading Bots to run Grid Trading, DCA, and custom strategies around the clock. Bybit AI helps you find opportunities and manage positions with smart recommendations. Join the ByX community to share ideas, follow traders, and discuss markets with 150K+ daily active users. Can I trade stocks, crypto, and forex in the same app? Yes. Bybit combines Spot, Futures, Options, stocks, and forex in one account. Switch between Bitcoin futures, US stocks, ETFs, and currency pairs without moving funds between platforms. How do I buy crypto without a bank account? Use Bybit P2P to buy USDT, BTC, or ETH in your local currency with zero platform fees and over 100 local payment methods available. Funds arrive in your wallet instantly. EARN YIELD Bybit Earn offers Flexible Savings you can withdraw anytime, Launchpool rewards, and Dual Asset products. Stake crypto to earn new tokens. Put idle assets to work. Terms and Conditions apply. Can I earn yield on my crypto? Yes. Flexible Savings lets you deposit and withdraw daily. Fixed Savings offers higher rates for set terms. Launchpool lets you stake to earn new tokens before they list. CRYPTO CARDS AND PAYMENTS The Bybit Card turns your crypto into everyday spending power. Pay at any merchant that accepts Visa and earn cashback on eligible purchases. Send crypto instantly with Bybit Pay with no fees and no waiting. IS MY MONEY SECURE ON BYBIT? Bybit holds $19B+ in reserves and publishes proof-of-reserves audits so you can verify fund backing at any time. Cold storage, multi-signature wallets, and real-time risk monitoring protect your assets. Does Bybit have AI trading tools? Yes. Bybit AI analyzes market conditions and suggests strategies. Combined with Trading Bots, you can set rules and let the system execute while you focus on strategic decisions. INVEST YOUR MONEY Deposit with bank transfer, cards, or Bybit P2P in local currency. Start with crypto, stocks, or forex with no minimum deposit. Withdraw to your bank or spend directly with the Bybit Card. One platform. Every market. Crypto, stocks, forex, futures, options, yield, payments. All from one account. Disclaimer: Bybit Stocks service is provided by Infra Capital Limited (introducing broker), regulated by the Financial Services Commission, Mauritius (GB23202169). US securities clearing and settlement are provided by Alpaca Securities LLC (dba "Alpaca Clearing"), a FINRA/SIPC member. Some corporate actions may be restricted at this time. Access and ownership subject to the Bybit Stocks Terms & Conditions. Capital at risk, you may get back less than you invested. Read the Risk Disclosures before investing.

Screenshots

MSB mBank4 screens
Bybit4 screens

Verdict

The call

The clearest difference is rating: Bybit at 4.7 against MSB mBank's 3.2. Bybit also leads on review sentiment (72% vs 36%) and ads (none vs shown). MSB mBank's advantage is iOS requirement (12.0 vs 15.0). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Bybit holds the better App Store score, 4.7 against 3.2. That said, the two scores are not equally well evidenced: Bybit has 47K ratings behind it against 105, so its average is the more settled of the two. Written reviews point the same way: 36% of MSB mBank's written reviews are positive against 72% of Bybit's.

UpkeepUpdate frequency

MSB mBank ships an update every 3 weeks, Bybit weekly. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.

Scorecard6 real differences · 4 level
MSB mBank versus Bybit: the parameters behind the verdict, then further details
ParameterMSB mBankBybit
PriceFreeFree
Rating3.2 (105 ratings)4.7 (47K ratings) — better
Positive reviews36.4% of reviews71.5% of reviews — better
Number of ratings10547K — better
Update frequencyEvery 3 weeksWeekly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod, Apple Watch — better
Requires iOS12.0 — better15.0
Further details — not scored
Size214 MB414 MB
Age rating4++4
DeveloperVietnam Maritime Commercial Joint Stock BankBybit Fintech Limited

Customer experience

MSB mBank

All ratings104 ratings
Positive49.0%
Neutral7.7%
Negative43.3%
Written reviews118 reviews
Positive36.4%
Neutral4.2%
Negative59.3%

Bybit

All ratings46,922 ratings
Positive91.8%
Neutral3.0%
Negative5.1%
Written reviews2,643 reviews
Positive71.5%
Neutral2.6%
Negative25.8%

User reviews

MSB mBank

From 105 App Store ratings

What we love

  • 👍 Easy to use
  • 👍 Beautiful interface
  • 🚀 Fast transactions
  • 👍 Convenient
  • 👍 Smart and fast app

Room to improve

  • 🐛 Login issues
  • 🐛 Frequent ads
  • 🐛 App crashes/errors
  • 🐛 Poor customer service
  • 🐛 Confusing interface

Bybit

From 47K App Store ratings

What we love

  • 💎 Most Exceedingly Remarkable and Extremely exceptional cryptocurrency recovery technology solutions
  • 🚀 Extremely fast and efficient cryptocurrency recovery process
  • 🔒 Highly secure and reliable cryptocurrency recovery services
  • 👍 Extremely user-friendly and intuitive cryptocurrency recovery platform
  • 💯 Highly professional and knowledgeable cryptocurrency recovery experts

Room to improve

  • 🐛 Occasional issues with the P2P trading platform
  • ⚠️ Concerns about the transparency and fairness of the trading platform
  • 🕰️ Slow response times from customer support in some cases

Bugs and requests

MSB mBank

Reported bugs

12 issues
  • Login issues, incorrect password messages
  • App crashes or exits unexpectedly
  • NFC CCCD scan not working
  • Advertisements popping up during critical actions (e.g., entering passcode)
  • Transaction notifications delayed or not updated properly
Show 7 more
  • App not accessible on certain devices (e.g., 13 Pro Max)
  • Activation process fails repeatedly
  • System rejects app activation
  • FaceID login not working
  • OTP not sent
  • Unable to transfer money between banks after update
  • App interface laggy or displays poorly after update

Requested features

2 requests
  • Dedicated interface for M First customers
  • Full screen app for iPad

Bybit

Reported bugs

2 issues
  • Accounts being suddenly blocked or suspended without clear reason
  • Issues with the accuracy of trade execution and order fulfillment

Requested features

3 requests
  • Option for sellers to cancel trades on the P2P platform
  • Faster and more reliable withdrawal process
  • Improved communication and transparency from the platform

In-app purchases

None

MSB mBank

No in-app purchases

None

Bybit

No in-app purchases

Questions

Is MSB mBank free?
MSB mBank is free to download, with no in-app purchases.
Is Bybit free?
Bybit is free to download, with no in-app purchases.
Which has better reviews, MSB mBank or Bybit?
Bybit is rated higher. MSB mBank averages 3.2 out of 5 from 105 ratings, while Bybit averages 4.7 from 47K ratings.
Do MSB mBank or Bybit have ads?
MSB mBank shows ads; Bybit does not.
Which is updated more often, MSB mBank or Bybit?
MSB mBank ships an update every 3 weeks, and Bybit weekly. Most recently, MSB mBank was updated on November 1, 2026 and Bybit on November 7, 2026.

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