MSB mBank vs Epic Center
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MSB mBank
Manage your finances with a secure and fast digital banking experience. Open accounts online, earn attractive interest rates on savings, and access a wide range of utility services. Enjoy exclusive promotions and cashback offers.
- 1-minute online account registration
- Choose custom bank account numbers
- Attractive interest rates on savings
- All-in-one utility services
- Automatic bill payments and recharges
- Expense monitoring and management
- Exclusive promotions and cashback
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WELCOME TO MSB MBANK'S BRAND-NEW DIGITAL EXPERIENCE! As the bank awarded "Best Digital Transformation Bank in Vietnam 2022"(*), MSB strives every day to bring a simple, secure, and fast banking experience with numerous outstanding conveniences. There’s so much you can experience with the Mobile Banking app: *FREE LIFETIME CURRENT ACCOUNT - 01-minute register 100% online with a fast and modern eKYC process - Freely choose bank account number by phone number, birthday, or nickname - No minimum balance is required, and free lifetime services (Napas 247 internal & interbank online transfer, issuance of M-Pro domestic debit card, withdrawal at MSB ATM, and account maintenance fee). - Automatically separating online transactions 24/7 up to 10 billion VND/time just by a click *SAFE, ATTRACTIVE INTEREST RATE ONLINE SAVINGS - Attractive savings interest rates, diverse deposit terms & deposit products - No need for complicated paperwork, and no need to go to the branches. - +0.9% interest rate instantly when opening a savings account for the first time at MSB - Packed with features to help manage, track, and check your savings balance online 24/7 *UTILITY SERVICES ALL-IN-ONE APP - Pay and recharge automatically in 1 click - Monitor and manage monthly expenses - Schedule transfers, and future transfers easily - Find the nearest ATM and MSB’s branch right on the app *ATTRACTIVE PROMOTIONS FROM MSB AND OUR PARTNERS - Cashback of up to 1.2 million VND/year when paying bills & automatic top-up on Internet Banking/Mobile Banking applications - Receive up to 2 million VND when recommending friends to open an account via the MSB mBank application - And thousands of promotions from +300 partners as soon as opening an account Want a secure, easy way to bank on the go? Download the app today. It’s simple and convenient! (*) Award given by The Global Economic Magazine. See more MSB awards given: https://www.msb.com.vn/en/tin-tuc.html#awards _________________________________________ MSB – On real growth Hotline: 1900 6083 Website: https://msb.com.vn/ Zalo: https://zalo.me/msbvietnam
Epic Center
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EPIC CENTER - ALL NEEDS IN ONE APP Chào mừng đến với EPIC CENTER - nền tảng công nghệ tiên phong trong lĩnh vực truyền thông và giao dịch số, kết nối đa lĩnh lực: Bất Động Sản - Tài Chính - Thương Mại. TẬN HƯỞNG HỆ SINH THÁI CHỈ VỚI 1 CHẠM Đăng ký tài khoản và định danh cực nhanh chóng Đa dạng thương hiệu và sản phẩm dịch vụ Giao dịch thuận tiện 1 giây với mã QR tiện lợi Giao diện hiển thị được thiết kế dành riêng cho bạn Sống động trải nghiệm số với EPIC CENTER!
Screenshots
Verdict
The clearest difference is ads: Epic Center at none against MSB mBank's shown. MSB mBank's advantage is iOS requirement (12.0 vs 15.6). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MSB mBank ships an update every 3 weeks, Epic Center fortnightly. The most recent releases landed on October 21, 2026 and October 11, 2026 respectively.
| Parameter | MSB mBank | Epic Center |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (104 ratings) — better | — |
| Positive reviews | 36.4% of reviews | — |
| Number of ratings | 104 — better | — |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 214 MB | 249 MB |
| Age rating | 4+ | 9+ |
| Developer | Vietnam Maritime Commercial Joint Stock Bank | EPIC GROUP |
Bugs and requests
MSB mBank
Reported bugs
12 issues- Login issues, incorrect password messages
- App crashes or exits unexpectedly
- NFC CCCD scan not working
- Advertisements popping up during critical actions (e.g., entering passcode)
- Transaction notifications delayed or not updated properly
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- App not accessible on certain devices (e.g., 13 Pro Max)
- Activation process fails repeatedly
- System rejects app activation
- FaceID login not working
- OTP not sent
- Unable to transfer money between banks after update
- App interface laggy or displays poorly after update
Requested features
2 requests- Dedicated interface for M First customers
- Full screen app for iPad
Epic Center
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MSB mBank
No in-app purchases
Epic Center
No in-app purchases









