Comparison

MSB mBank vs Epic Center

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MSB mBank

Manage your finances with a secure and fast digital banking experience. Open accounts online, earn attractive interest rates on savings, and access a wide range of utility services. Enjoy exclusive promotions and cashback offers.

Highlights
  • 1-minute online account registration
  • Choose custom bank account numbers
  • Attractive interest rates on savings
  • All-in-one utility services
  • Automatic bill payments and recharges
  • Expense monitoring and management
  • Exclusive promotions and cashback
Features
Read full description

WELCOME TO MSB MBANK'S BRAND-NEW DIGITAL EXPERIENCE! As the bank awarded "Best Digital Transformation Bank in Vietnam 2022"(*), MSB strives every day to bring a simple, secure, and fast banking experience with numerous outstanding conveniences. There’s so much you can experience with the Mobile Banking app: *FREE LIFETIME CURRENT ACCOUNT - 01-minute register 100% online with a fast and modern eKYC process - Freely choose bank account number by phone number, birthday, or nickname - No minimum balance is required, and free lifetime services (Napas 247 internal & interbank online transfer, issuance of M-Pro domestic debit card, withdrawal at MSB ATM, and account maintenance fee). - Automatically separating online transactions 24/7 up to 10 billion VND/time just by a click *SAFE, ATTRACTIVE INTEREST RATE ONLINE SAVINGS - Attractive savings interest rates, diverse deposit terms & deposit products - No need for complicated paperwork, and no need to go to the branches. - +0.9% interest rate instantly when opening a savings account for the first time at MSB - Packed with features to help manage, track, and check your savings balance online 24/7 *UTILITY SERVICES ALL-IN-ONE APP - Pay and recharge automatically in 1 click - Monitor and manage monthly expenses - Schedule transfers, and future transfers easily - Find the nearest ATM and MSB’s branch right on the app *ATTRACTIVE PROMOTIONS FROM MSB AND OUR PARTNERS - Cashback of up to 1.2 million VND/year when paying bills & automatic top-up on Internet Banking/Mobile Banking applications - Receive up to 2 million VND when recommending friends to open an account via the MSB mBank application - And thousands of promotions from +300 partners as soon as opening an account Want a secure, easy way to bank on the go? Download the app today. It’s simple and convenient! (*) Award given by The Global Economic Magazine. See more MSB awards given: https://www.msb.com.vn/en/tin-tuc.html#awards _________________________________________ MSB – On real growth Hotline: 1900 6083 Website: https://msb.com.vn/ Zalo: https://zalo.me/msbvietnam

About

Epic Center

Features
Read full description

EPIC CENTER - ALL NEEDS IN ONE APP Chào mừng đến với EPIC CENTER - nền tảng công nghệ tiên phong trong lĩnh vực truyền thông và giao dịch số, kết nối đa lĩnh lực: Bất Động Sản - Tài Chính - Thương Mại. TẬN HƯỞNG HỆ SINH THÁI CHỈ VỚI 1 CHẠM Đăng ký tài khoản và định danh cực nhanh chóng Đa dạng thương hiệu và sản phẩm dịch vụ Giao dịch thuận tiện 1 giây với mã QR tiện lợi Giao diện hiển thị được thiết kế dành riêng cho bạn Sống động trải nghiệm số với EPIC CENTER!

Screenshots

MSB mBank4 screens
Epic Center4 screens

Verdict

The call

The clearest difference is ads: Epic Center at none against MSB mBank's shown. MSB mBank's advantage is iOS requirement (12.0 vs 15.6). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MSB mBank ships an update every 3 weeks, Epic Center fortnightly. The most recent releases landed on October 21, 2026 and October 11, 2026 respectively.

Scorecard2 real differences · 8 level
MSB mBank versus Epic Center: the parameters behind the verdict, then further details
ParameterMSB mBankEpic Center
PriceFreeFree
Rating3.1 (104 ratings) — better—
Positive reviews36.4% of reviews—
Number of ratings104 — better—
Update frequencyEvery 3 weeksFortnightly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.6
Further details — not scored
Size214 MB249 MB
Age rating4+9+
DeveloperVietnam Maritime Commercial Joint Stock BankEPIC GROUP

Bugs and requests

MSB mBank

Reported bugs

12 issues
  • Login issues, incorrect password messages
  • App crashes or exits unexpectedly
  • NFC CCCD scan not working
  • Advertisements popping up during critical actions (e.g., entering passcode)
  • Transaction notifications delayed or not updated properly
Show 7 more
  • App not accessible on certain devices (e.g., 13 Pro Max)
  • Activation process fails repeatedly
  • System rejects app activation
  • FaceID login not working
  • OTP not sent
  • Unable to transfer money between banks after update
  • App interface laggy or displays poorly after update

Requested features

2 requests
  • Dedicated interface for M First customers
  • Full screen app for iPad

Epic Center

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MSB mBank

No in-app purchases

None

Epic Center

No in-app purchases

Questions

Is MSB mBank free?
MSB mBank is free to download, with no in-app purchases.
Is Epic Center free?
Epic Center is free to download, with no in-app purchases.
Do MSB mBank or Epic Center have ads?
MSB mBank shows ads; Epic Center does not.
Which is updated more often, MSB mBank or Epic Center?
MSB mBank ships an update every 3 weeks, and Epic Center fortnightly. Most recently, MSB mBank was updated on October 21, 2026 and Epic Center on October 11, 2026.

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