Green Dot vs Sutton Bank Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Green Dot
Manage your finances with a mobile banking app that offers early direct deposit, overdraft protection, and cash deposits. Enjoy features like 2% cash back on purchases and a high-yield savings account with no minimum balance requirement.
- Early direct deposit (up to 2 days early)
- Overdraft protection up to $200
- Deposit cash via app
- No minimum balance requirement
- 2% cash back on online/mobile purchases
- High-yield savings account (2.00% APY)
- Free ATM network access
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Green Dot is a financial technology and bank holding company committed to giving people and businesses the power to bank seamlessly, affordably, and with confidence. We have managed over 80 million accounts to date. Enjoy a range of features across our collection of Green Dot cards including: • Get your pay up to 2 days early and government benefits up to 4 days early with early direct deposit¹ • Overdraft protection up to $200 with eligible direct deposits and opt-in² • Deposit cash using the app³ • Enjoy no minimum balance requirement Additional features available across select Green Dot cards: • Earn 2% cash back on online and mobile purchases⁴ • Save up money in the Green Dot High-Yield Savings Account and earn 2.00% Annual Percentage Yield (APY) on money in savings up to a $10,000 balance!⁵ • Access a free ATM network. Limits apply.⁶ The Green Dot app is the most convenient way to manage your account. • Activate a new card • View balance and transaction history • Lock/Unlock your account • Deposit checks from your mobile phone⁷ • Works with mobile payment options including Apple Pay • Set up account alerts⁸ • Access chat customer support Visit GreenDot.com to learn more. Not a gift card. Must be 18 or older to purchase. Activation requires online access, mobile number and identity verification (including SSN) to open an account and access all features. Activated, personalized card required to access some features. The name and Social Security number on file with your employer or benefits provider must match your Green Dot account to prevent fraud restrictions on the account. ¹ Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. ² Fees, terms, and conditions apply. Learn more at GreenDot.com/benefits/overdraft-protection ³ Retail service fee of $4.95 and limits may apply. Keep the receipt as proof of your transaction. ⁴ Available on our Green Dot Cash Back Visa® Debit Card. Terms and conditions apply. Claim the cash back every 12 months of use and your account being in good standing. ⁵ Available on our Green Dot Cash Back Visa® Debit Card: 2.00% Annual Percentage Yield (APY) is accurate as of 5/01/2025 and may change before or after you open an account. ⁶ See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus whatever the ATM owner may charge. Limits apply. ⁷ Active personalized card, limits and other requirements apply. Additional customer verification may be required. Green Dot mobile check cashing: Ingo Money is a service provided the sponsor bank identified in the Terms and Conditions for the service and Ingo Money, Inc. Subject to Terms and Conditions and Privacy Policy. Limits apply. Ingo Money check cashing services is not available for use within the state of New York. ⁸ Message and data rates may apply Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. ©2025 Green Dot Corporation. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739 Technology Privacy Statement: https://m2.greendot.com/app/help/legal/techprivacy Terms of Use: https://m2.greendot.com/legal/tos
Sutton Bank Mobile
Manage your finances conveniently and securely on the go. This free application offers quick access to essential online banking tools, allowing you to view balances, track transactions, transfer funds, and pay bills from anywhere.
- View account balances
- Review transaction history
- Transfer funds
- Pay bills
- Deposit checks
- Locate ATMs and branches
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Simplify your life and stay in control conveniently and securely, with the Sutton Bank Mobile App. This free app provides you with quick access to the online banking tools you need, so you can manage your finances on the go. - View Account Balances - Review Transaction History - Transfer Funds - Pay Bills - Manage your Billers - Deposit Checks - Locate Sutton Bank ATMs and Branches There is no charge from Sutton Bank, but message and data rates may apply. Check with your carrier on specific fees and charges. Member FDIC.
Screenshots
Verdict
The clearest difference is rating: Sutton Bank Mobile at 4.5 against Green Dot's 3.5. Sutton Bank Mobile also leads on review sentiment (36% vs 8%). Green Dot's advantage is ads (none vs shown) and update cadence (every 4 weeks vs every 3 months). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sutton Bank Mobile holds the better App Store score, 4.5 against 3.5. That said, the two scores are not equally well evidenced: Green Dot has 12K ratings behind it against 482, so its average is the more settled of the two. Written reviews point the same way: 8% of Green Dot's written reviews are positive against 36% of Sutton Bank Mobile's.
Green Dot ships an update every 4 weeks, Sutton Bank Mobile every 3 months. The most recent releases landed on September 24, 2026 and September 16, 2026 respectively.
| Parameter | Green Dot | Sutton Bank Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (12K ratings) | 4.5 (482 ratings) — better |
| Positive reviews | 7.6% of reviews | 36.4% of reviews — better |
| Number of ratings | 12K — better | 482 |
| Update frequency | Every 4 weeks — better | Every 3 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 150 MB | 98 MB |
| Age rating | 12+ | 4+ |
| Developer | Green Dot Corporation | Sutton Bank |
Customer experience
Green Dot
Sutton Bank Mobile
Bugs and requests
Green Dot
Reported bugs
3 issues- Login screen not working
- Unable to access account or transfer funds
- App crashes on launch
Requested features
3 requests- Improve app stability and reliability
- Provide better customer support
- Reduce monthly fees
Sutton Bank Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Green Dot
No in-app purchases
Sutton Bank Mobile
No in-app purchases








