Green Dot vs PayPath

Green Dot is a financial technology and bank holding company committed to giving people and businesses the power to bank seamlessly, affordably, and with confidence. We have managed over 80 million accounts to date. Enjoy a range of features across our collection of Green Dot cards including: • Get your pay up to 2 days early and government benefits up to 4 days early with early direct deposit¹ • Overdraft protection up to $200 with eligible direct deposits and opt-in² • Deposit cash using the app³ • Enjoy no minimum balance requirement Additional features available across select Green Dot cards: • Earn 2% cash back on online and mobile purchases⁴ • Save up money in the Green Dot High-Yield Savings Account and earn 2.00% Annual Percentage Yield (APY) on money in savings up to a $10,000 balance!⁵ • Access a free ATM network. Limits apply.⁶ The Green Dot app is the most convenient way to manage your account. • Activate a new card • View balance and transaction history • Lock/Unlock your account • Deposit checks from your mobile phone⁷ • Works with mobile payment options including Apple Pay • Set up account alerts⁸ • Access chat customer support Visit GreenDot.com to learn more. Not a gift card. Must be 18 or older to purchase. Activation requires online access, mobile number and identity verification (including SSN) to open an account and access all features. Activated, personalized card required to access some features. The name and Social Security number on file with your employer or benefits provider must match your Green Dot account to prevent fraud restrictions on the account. ¹ Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. ² Fees, terms, and conditions apply. Learn more at GreenDot.com/benefits/overdraft-protection ³ Retail service fee of $4.95 and limits may apply. Keep the receipt as proof of your transaction. ⁴ Available on our Green Dot Cash Back Visa® Debit Card. Terms and conditions apply. Claim the cash back every 12 months of use and your account being in good standing. ⁵ Available on our Green Dot Cash Back Visa® Debit Card: 2.00% Annual Percentage Yield (APY) is accurate as of 5/01/2025 and may change before or after you open an account. ⁶ See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus whatever the ATM owner may charge. Limits apply. ⁷ Active personalized card, limits and other requirements apply. Additional customer verification may be required. Green Dot mobile check cashing: Ingo Money is a service provided the sponsor bank identified in the Terms and Conditions for the service and Ingo Money, Inc. Subject to Terms and Conditions and Privacy Policy. Limits apply. Ingo Money check cashing services is not available for use within the state of New York. ⁸ Message and data rates may apply Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. ©2025 Green Dot Corporation. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739 Technology Privacy Statement: https://m2.greendot.com/app/help/legal/techprivacy Terms of Use: https://m2.greendot.com/legal/tos

PayPath helps working people plan around the way they actually get paid. Track upcoming bills, estimate take-home pay, record hours and variable income, and see what may be safe to spend before the next payday. Built for hourly employees, tipped workers, salaried employees, and independent contractors, PayPath brings paycheck planning and day-to-day budgeting together in a mobile-first experience. Key features include: • Paycheck and monthly income estimates • Bill schedules and upcoming-payment visibility • Daily or weekly hour tracking for hourly work • Variable-income records for tips, commission, gigs, and other income • Contractor expense, mileage, per diem, and reimbursement organization • Budget guidance and annual outlooks • Clear separation between earnings, reimbursements, and expenses PayPath provides informational budgeting and recordkeeping tools. It does not provide financial, investment, tax, or legal advice, and it never moves money on your behalf.