NIU vs Transact eAccounts
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NIU
Access essential campus information, including event schedules, tech support, and residence hall updates. Find emergency contacts, navigate with campus maps, and connect through social media.
- Campus resource links
- Event calendars
- Tech guides
- Laundry machine status
- Emergency information
- Campus maps
- Social media integration
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The NIU Mobile app provides links to everything from campus resources, event calendars, tech guides and residence hall laundry machine status updates to emergency information, campus maps, social media and more.
Transact eAccounts
Manage your campus accounts on the go. View balances, track transactions, and add funds easily. At participating institutions, use your digital ID for access and payments.
- View account balances
- Track recent transactions
- Add money to accounts
- Digital ID in Apple Wallet
- Report lost/found cards
- Multi-factor authentication
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For users at participating campuses and institutions, eAccounts mobile makes it easy to view account balances, add money and track recent transactions. At select campuses, users can now add their ID card to Wallet to access places like your residence hall, the library, and events; or pay for laundry, snacks, and dinners using their iPhone and Apple Watch. Key Features & Benefits: • View account balances • Track recent transactions • Add money to accounts using Apple Pay or a previously-saved payment method • Add your ID card to Apple Wallet (select campuses) • Barcode (select campuses) • Report cards lost or found • Multi Factor Authentication • App Shortcuts • Change PIN Requirements: • Campus or institution must subscribe to eAccounts service • Campus or institution must enable mobile features to provide access to users • Wi-Fi or cellular data plan for Internet access Contact your campus ID card office to check availability.
Screenshots
Verdict
The clearest difference is rating: Transact eAccounts at 4.8 against NIU's 2.9. Transact eAccounts also leads on ratings volume (49K vs 13) and update cadence (monthly vs every 5 months). NIU's advantage is review sentiment (71% vs 40%) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Transact eAccounts holds the better App Store score, 4.8 against 2.9. That said, the two scores are not equally well evidenced: Transact eAccounts has 49K ratings behind it against 13, so its average is the more settled of the two. Written reviews complicate that: 71% of NIU's written reviews are positive against 40% of Transact eAccounts's, so the app with the better star average is not the one people write more warmly about.
NIU ships an update every 5 months, Transact eAccounts monthly. The most recent releases landed on October 15, 2026 and October 18, 2026 respectively.
| Parameter | NIU | Transact eAccounts |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (13 ratings) | 4.8 (49K ratings) — better |
| Positive reviews | 71.1% of reviews — better | 39.7% of reviews |
| Number of ratings | 13 | 49K — better |
| Update frequency | Every 5 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | — | #205 — better |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 13 MB | 27 MB |
| Age rating | 4+ | 4+ |
| Developer | Northern Illinois University | Transact Campus, LLC |
Customer experience
NIU
Transact eAccounts
Bugs and requests
NIU
Not enough reviews yet to summarise bugs or requests.
Transact eAccounts
Reported bugs
5 issues- Cannot add card to wallet
- Login/authentication issues
- Incorrect balance display
- Grayed out main screen after login
- Inability to find/select school
Requested features
3 requests- Allow for two accounts under the same institution
- Add option to edit payments within the app
- Improve wallet integration
In-app purchases
NIU
No in-app purchases
Transact eAccounts
No in-app purchases
