Comparison

Banque BCP vs BILnet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Banque BCP

Manage your bank accounts, perform transfers, and access credit and insurance details. Customize your dashboard for quick access to essential information and communicate securely with your advisor. Locate nearby branches and ATMs with geolocation services.

Highlights
  • Customizable dashboard
  • Quick access to account info
  • Real-time account management
  • Perform transfers
  • View credit and insurance details
  • Secure messaging with advisor
  • Branch and ATM locator
Features
Read full description

Retrouvez l'application Banque BCP avec une version entièrement rénovée et avec plein de nouveautés! Le menu a été amélioré et rendu plus moderne afin que vous bénéficiez d'une navigation plus rapide et plus intuitive tout en retrouvant les services essentiels de la Banque BCP partout avec vous. TABLEAU DE BORD - Découvrez le tableau de bord de votre application que vous pouvez personnaliser et organiser selon vos besoins (solde de vos comptes principaux, encours Carte Bancaire, nouveaux messages, coordonnées de votre conseiller...). - Déplacez, ajoutez, supprimez ou modifiez la taille des tuiles afin de créer votre tableau de bord. ACCES RAPIDE - Profitez pleinement de votre application en activant la fonctionnalité "Accès rapide" afin de consulter instantanément les informations essentielles de votre compte. Vous visualiserez, à chaque ouverture de votre application, sans ressaisie de votre mot de passe, les informations de votre tableau de bord. L'accès aux autres informations et fonctionnalités (autres comptes, virements, crédits,...) reste soumis à la saisie de votre mot de passe. SOLDES, HISTORIQUES ET VIREMENTS - Consultez et gérez vos comptes en temps réel. - Accès aux prélèvements à venir. - Consultez le solde de votre portefeuille titres. - Effectuez tous vos virements immédiats ou différés. - Réalisez rapidement votre virement le plus fréquent directement depuis votre tableau de bord. - Envoyez votre RIB par e-mail. CREDITS - Consultez le détail de vos crédits détenus (immobilier, consommation). - Consultez votre disponible de crédit renouvelable Navegador et demandez un financement ou remboursement anticipé. ASSURANCES - Consultez le détail de vos assurances détenues (automobile, Habitation, Protection juridique...). CONSEILLER ET AGENCES - Utilisez la messagerie sécurisée pour communiquer avec votre conseiller ou votre agence. - Appelez directement votre conseiller ou votre agence. - Retrouvez les coordonnées des agences et des distributeurs Banque BCP les plus proches grâce à la géolocalisation. DIVERS - Réalisez vos simulations Crédit et Epargne. - Retrouvez tous les numéros utiles d'assistance et les informations nécessaires pour faire opposition. L'application Banque BCP est un service gratuit et est adaptée à l'écran Retina. Le service est ouvert aux particuliers et aux professionnels. L’application respecte votre vie privée mais il nous est utile d’accéder à votre position, pour vous indiquer les distributeurs les plus proches. Si vous n’avez pas iOS 15 ou version ultérieure, rendez-vous sur : https://www.banquebcp.fr

About

BILnet

Manage your accounts, make instant payments, and access all your banking documents. This app allows for easy transaction tracking, loan management, and secure communication with your bank.

Highlights
  • Account management and grouping
  • Real-time balance and transaction viewing
  • Instant SEPA payments
  • Loan management and details
  • Electronic document access and signing
  • Secure messaging with bank
Features
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BILnet: simple, fast, and easy to use. You can perform all of your essential transactions on your mobile! Manage, group, and rename your accounts independently - View your account and credit card balances and transactions in real time - Log in as the account holder or an agent - When you log in to BILnet as an agent, your accounts are now grouped. Tip: to make organising your accounts easier, feel free to rename your accounts and/or change the order in which they are displayed. Free instant payments, made in a few seconds and in just a few clicks! - Your eligible SEPA (single euro payment area) payments are now made instantly, within a few seconds, 24/7, and for free! * - If your instant payment cannot be made, for example if the receiving bank does not accept instant payments, then your payment will be treated as a standard transfer under the relevant time frame. The interface for your transfers and standing orders has been tweaked - Extra fields are now provided when entering details about the beneficiaries of your transfers. From your computer you can set up a standing order directly from the transfer entry screen. Just tick the “Make this a standing order” box. Tip: to avoid making a mistake when you enter your new beneficiary’s IBAN, you can copy/paste it straight into the appropriate field. Better loan management - Your mortgages and your personal, student and investment loans appear in the dedicated “Loan” section of BILnet. These loans now take the form of a contract rather than an account on which movements are recorded. - You can now find additional information about your loans in BILnet, including: o type of loan o amount borrowed/used o current interest rate o next due dates o capital outstanding Find all your electronic documents easily - Download your banking documents in PDF format - Take advantage of the free and environmentally friendly paper-free option so that you no longer receive your documents by post - Sign your documents electronically - All electronic documents are now sorted by date Contact us whenever you need to - Communicate with the bank using secure messaging and share any attachments required Don’t have an account yet? Visit bil.com for more information. The app is available in three languages (FR, DE, EN). *For more information about our tariffs, visit bil.com

Screenshots

Banque BCP4 screens
BILnet4 screens

Verdict

The call

The clearest difference is ratings volume: BILnet at 148 against Banque BCP's 8. BILnet also leads on monetization model (free vs ad-supported). Banque BCP's advantage is rating (4.8 vs 4.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Banque BCP holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: BILnet has 148 ratings behind it against 8, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 16, 2026 and October 2, 2026 respectively.

Scorecard3 real differences · 7 level
Banque BCP versus BILnet: the parameters behind the verdict, then further details
ParameterBanque BCPBILnet
PriceFreeFree
Rating4.8 (8 ratings) — better4.6 (148 ratings)
Positive reviews—50.0% of reviews
Number of ratings8148 — better
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better16.6
Further details — not scored
Size277 MB148 MB
Age rating4+4+
DeveloperBanque BCPBanque Internationale a Luxembourg

Customer experience

Banque BCP

All ratings8 ratings
Positive87.5%
Neutral12.5%
Negative0.0%

BILnet

All ratings148 ratings
Positive91.9%
Neutral3.4%
Negative4.7%
Written reviews10 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Banque BCP

No in-app purchases

None

BILnet

No in-app purchases

Questions

Is Banque BCP free?
Banque BCP is free to download, with no in-app purchases.
Is BILnet free?
BILnet is free to download, with no in-app purchases.
Which has better reviews, Banque BCP or BILnet?
Banque BCP is rated higher. Banque BCP averages 4.8 out of 5 from 8 ratings, while BILnet averages 4.6 from 148 ratings.
Do Banque BCP or BILnet have ads?
Neither Banque BCP nor BILnet shows ads.
Which is updated more often, Banque BCP or BILnet?
Banque BCP ships an update every 3 weeks, and BILnet every 3 weeks. Most recently, Banque BCP was updated on September 16, 2026 and BILnet on October 2, 2026.

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