Comparison

BILnet vs My ING

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BILnet

Manage your accounts, make instant payments, and access all your banking documents. This app allows for easy transaction tracking, loan management, and secure communication with your bank.

Highlights
  • Account management and grouping
  • Real-time balance and transaction viewing
  • Instant SEPA payments
  • Loan management and details
  • Electronic document access and signing
  • Secure messaging with bank
Features
Read full description

BILnet: simple, fast, and easy to use. You can perform all of your essential transactions on your mobile! Manage, group, and rename your accounts independently - View your account and credit card balances and transactions in real time - Log in as the account holder or an agent - When you log in to BILnet as an agent, your accounts are now grouped. Tip: to make organising your accounts easier, feel free to rename your accounts and/or change the order in which they are displayed. Free instant payments, made in a few seconds and in just a few clicks! - Your eligible SEPA (single euro payment area) payments are now made instantly, within a few seconds, 24/7, and for free! * - If your instant payment cannot be made, for example if the receiving bank does not accept instant payments, then your payment will be treated as a standard transfer under the relevant time frame. The interface for your transfers and standing orders has been tweaked - Extra fields are now provided when entering details about the beneficiaries of your transfers. From your computer you can set up a standing order directly from the transfer entry screen. Just tick the “Make this a standing order” box. Tip: to avoid making a mistake when you enter your new beneficiary’s IBAN, you can copy/paste it straight into the appropriate field. Better loan management - Your mortgages and your personal, student and investment loans appear in the dedicated “Loan” section of BILnet. These loans now take the form of a contract rather than an account on which movements are recorded. - You can now find additional information about your loans in BILnet, including: o type of loan o amount borrowed/used o current interest rate o next due dates o capital outstanding Find all your electronic documents easily - Download your banking documents in PDF format - Take advantage of the free and environmentally friendly paper-free option so that you no longer receive your documents by post - Sign your documents electronically - All electronic documents are now sorted by date Contact us whenever you need to - Communicate with the bank using secure messaging and share any attachments required Don’t have an account yet? Visit bil.com for more information. The app is available in three languages (FR, DE, EN). *For more information about our tariffs, visit bil.com

About

My ING

Manage your bank accounts and perform transactions securely from your phone or tablet. This mobile banking app offers e-banking features in French and English, allowing for convenient financial management on the go.

Highlights
  • Mobile banking
  • Secure e-banking
  • Perform transactions
  • Account management
  • Available in French and English
Read full description

With the ING Mobile banking application, you have your bank always at hand ! Taking all the features of your secure e-banking “My ING” account, this application allows you to easily perform all your banking transactions via your phone or tablet. The application is available in 2 languages: French and English. Please do not hesitate to share your suggestions with us, so that we can continue to improve the app.

Screenshots

BILnet4 screens
My ING4 screens

Verdict

The call

The clearest difference is review sentiment: BILnet at 50% against My ING's 0%. BILnet also leads on rating (4.6 vs 2.3) and ads (none vs shown). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BILnet holds the better App Store score, 4.6 against 2.3. That said, the two scores are not equally well evidenced: BILnet has 148 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 50% of BILnet's written reviews are positive against 0% of My ING's.

UpkeepUpdate frequency

BILnet ships an update every 3 weeks, My ING every 4 months. The most recent releases landed on September 23, 2026 and July 4, 2026 respectively.

Scorecard6 real differences · 4 level
BILnet versus My ING: the parameters behind the verdict, then further details
ParameterBILnetMy ING
PriceFreeFree
Rating4.6 (148 ratings) — better2.3 (6 ratings)
Positive reviews50.0% of reviews — better0.0% of reviews
Number of ratings148 — better6
Update frequencyEvery 3 weeks — betterEvery 4 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.615.0 — better
Further details — not scored
Size148 MB3 MB
Age rating4+4+
DeveloperBanque Internationale a LuxembourgING Luxembourg S.A.

Customer experience

BILnet

All ratings148 ratings
Positive91.9%
Neutral3.4%
Negative4.7%
Written reviews10 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

My ING

All ratings6 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

BILnet

No in-app purchases

None

My ING

No in-app purchases

Questions

Is BILnet free?
BILnet is free to download, with no in-app purchases.
Is My ING free?
My ING is free to download, with no in-app purchases.
Which has better reviews, BILnet or My ING?
BILnet is rated higher. BILnet averages 4.6 out of 5 from 148 ratings, while My ING averages 2.3 from 6 ratings.
Do BILnet or My ING have ads?
My ING shows ads; BILnet does not.
Which is updated more often, BILnet or My ING?
BILnet ships an update every 3 weeks, and My ING every 4 months. Most recently, BILnet was updated on September 23, 2026 and My ING on July 4, 2026.

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